Investing is a way to grow your money in the long term – so that your savings don’t sit idle but potentially increase together with market development. It can help you achieve financial goals, give you a financial independence, the freedom to make larger purchases and build a more secure future.
Today, anyone can be an investor
Robo-Advisor – solution that makes investing easy
- From an idea to a suitable solution in only 15 minutes
- Starting from just 10 euros
- No previous experience needed
- Available in our mobile app under the "Investments" section
What will you gain?
- Reduced impact of inflation – investments help to maintain your money’s value over time.
- Money works for you – instead of sitting in an account, it can generate real returns.
- Long-term mindset – investing can strengthen your financial independence and future security.
I want to start investing
If you want to invest with Robo‑Advisor
- Open an investment account and transfer the amount you wish to invest
- Open the Investments section in the SEB mobile app
- Fill in the Robo‑Advisor application and confirm the suggested portfolio strategy
If you want to invest with Micro‑investments
- Open an investment account and add the amount you wish to invest
- Open the Investments section in the internet bank
- Select Micro‑investments
- Select and add the desired exchange‑traded funds (ETFs) to your portfolio
If you want to invest in individual financial instruments
- Choose where you want to invest
- Open a securities account
- We also recommend opening an investment account
- Transfer money intended for investments to the investment account
- Submit a securities purchase order in the internet bank
Life is spontaneous. Investments – well thought out
Without spontaneous ideas and impulse purchases, our everyday life would be rather dull.
But our money feels most at home in a predictable routine – where regular investments help us build a more financially secure future.
And open the door to new adventures.
Investment ABC
If you are new to investing, it could be difficult to understand all the details. So, we created a short guide which will help you to find out more information.
- Guide on how to get started
- Ideas on what to look for when choosing where to invest
- Differences between investing products
Types of investments
Investment funds
- Preferred for long-term investments
- Start from just 1 euro
- Wide selection – various strategy, geography, stock, bond and technology funds
ETFs (Exchange-traded funds)
- Possibility to trade in securities on various global markets
- Lower costs and charges than investment funds
- With this instrument you can quickly respond to market changes, i.e., buy or sell the units when the time or trends are right.
Bonds, debt securities
- Predictable level of earnings
- You can sell bonds before their maturity date
- Fluctuations of the return on investments are lower in comparison to the investment funds
Stocks
- Intended for experienced investors
- Ability to invest directly in various companies
- You can buy the stocks of the Baltic as well as overseas’ companies on many major stock exchanges
Not sure how to start?
Book a consultation
If you'd like help finding the most suitable solution with a consultant
Invest with Robo-Advisor
If you're unsure where to invest and want your investments to be managed automatically
Investments calculator
We aim to always follow regulatory requirements
When providing investment services, we always aim to comply with Markets in Financial Instruments Directive (MiFID) and other regulatory requirements
- Investor protection measures required by MiFID and other regulatory requirements
- Transparency of financial markets
- Your investments are kept separated from the bank’s balance sheet which means they are protected from bank’s creditors
Keep money for investing separately on an investment account
An investment account helps simplify tax payments.
You’ll only have to pay taxes if you withdraw more from the account than you’ve contributed.
- Recommended for transactions with funds, stocks, bonds, and ETFs
- An opportunity to defer the payment of personal income tax
- Convenient transparent transactions in various financial instruments
- At the end of the year, we’ll prepare a statement to help you easily keep track
You need a securities account to invest
To carry out securities transactions, you need to open a securities account.
When using our simplified investment solutions – RoboAdvisor or Microinvestments – SEB will open special portfolio investment and securities accounts on your behalf.
- It is used to hold securities and engage in securities transactions
- Transfer to or receive securities from third parties, i.e., to or from other individuals or companies
- An opportunity to buy and sell by using the internet bank
- No fees for opening the intra-bank securities account in the internet bank
Investment updates
Customer-oriented and responsive bank and very competent employees.
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I like those colourful tools to open a digital coin jar and savings account. It’s very easy.
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Convenient, fast services, reliable, stable bank.
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