Customer-oriented and responsive bank and very competent employees.
Comment from NPS survey
I like those colourful tools to open a digital coin jar and savings account. It’s very easy.
Comment from NPS survey
Convenient, fast services, reliable, stable bank.
Comment from NPS survey
Robo-Advisor – automated solution that makes investing easy
- From an idea to a suitable solution in only 15 minutes
- Starting from just 10 euros
- No previous experience needed
- Available in our mobile app under the Investments section
How to start investing?
- Choose the type of investment
- Explore different investment products and their specifics.
- Learn about investment related risks, costs and charges.
- Choose the product that fits your needs the best and which is appropriate and suitable for you.
Investment ABC
- Open investment and securities accounts
- Open investment account if you want to postpone taxation of the investment income.
- It will also help you simplify taxation of income received from investing.
- Then you need a securities account to be able to invest. It holds the securities you own and is needed for securities transactions.
Investment account
Securities account
- Start investing
- Transfer money from your current account to investment account.
- Submit a security purchase order in the internet bank.
- If you wish to invest into investment funds or stocks, you can set up regular investments in the internet bank so you don’t have to do that manually every time.
Invest
- Keep track of your investments
- You can see the return of your investment on SEB mobile app or internet bank.
Check the results
Investments calculator
Investment ABC
If you are new to investing, it could be difficult to understand all the details. So, we created a short guide which will help you to find out more information.
- Guide on how to get started
- Ideas on what to look for when choosing where to invest
- Differences between investing products
Where to invest?
Investment funds
- Preferred for long-term investments
- Start from just 1 euro
- Wide selection – various strategy, geography, stock, bond and technology funds
ETFs (Exchange-traded funds)
- Possibility to trade in securities on various global markets
- Lower costs and charges than investment funds
- With this instrument you can quickly respond to market changes, i.e., buy or sell the units when the time or trends are right.
Bonds, debt securities
- Predictable level of earnings
- You can sell bonds before their maturity date
- Fluctuations of the return on investments are lower in comparison to the investment funds
Stocks
- Intended for experienced investors
- Ability to invest directly in various companies
- You can buy the stocks of the Baltic as well as overseas’ companies on many major stock exchanges
Not sure how to start?
If you'd like help finding the most suitable solution with a consultant
Book a consultation
If you'd prefer to find the best solution on your own
Explore solutions
If you're unsure where to invest and want your investments to be managed automatically
More about RoboAdvisor
If you want to make your own investment decisions
More about Microinvestments
- Investor protection measures required by MiFID and other regulatory requirements
- Transparency of financial markets
- Your investments are kept separated from the bank’s balance sheet which means they are protected from bank’s creditors
- When providing investment services, we always aim to comply with Markets in Financial Instruments Directive (MiFID) and other regulatory requirements
Keep money for investing separately on an investment account
An investment account helps simplify tax payments.
You’ll only have to pay taxes if you withdraw more from the account than you’ve contributed.
- Recommended for transactions with funds, stocks, bonds, and ETFs
- An opportunity to defer the payment of personal income tax
- Convenient transparent transactions in various financial instruments
- At the end of the year, we’ll prepare a statement to help you easily keep track
You need a securities account to invest
To carry out securities transactions, you need to open a securities account.
When using our simplified investment solutions – RoboAdvisor or Microinvestments – SEB will open special portfolio investment and securities accounts on your behalf.
- It is used to hold securities and engage in securities transactions
- Transfer to or receive securities from third parties, i.e., to or from other individuals or companies
- An opportunity to buy and sell by using the internet bank
- No fees for opening the intra-bank securities account in the internet bank
