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Investment account

Open account

An investment account is a special type of current account which allows to postpone taxation from investment income. It has to be linked to a securities account. Investment account is designed for transactions with funds, stocks, bonds, and ETFs.

A private individual can postpone taxation of investment income by using an investment account. For that purpose, the transactions with financial assets must be made through an investment account only.

When using the investment account, tax liability is due only when the amount withdrawn from the investment account exceeds the contributed amount.


  • Recommended for transactions with funds, stocks, bonds, and ETFs
  • An opportunity to defer personal income tax payments
  • Conveniently manage investments in various financial instruments
  • Separate your investment banking from daily banking


Service Price
Opening, monthly maintenance fee, closing Free of charge

An investment account is suitable for you if:


  • You are not planning to withdraw the investment income immediately, but intend to reinvest it. You want to buy or sell securities without immediately paying personal income tax on the capital gains
  • You will have to declare the investment income at the moment when withdrawals exceed contributions

You do not need an investment account if:


  • You plan to use the investment profit to cover your daily banking needs 
  • You are using only deposits (savings account, term deposit), and save for your 3rd pension pillar with life insurance

Not sure how to start? Our consultants can help.

  • You can consult online via video meeting
  • Review of your financial situation
  • We will recommend solutions based on your situation and needs

Apply for consultation

Get a personalised investment offer in the mobile app 24/7

  • From idea to recommendation - 15 minutes
  • Invest from 1 euro
  • Simple process – no professional financial education needed

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