What purchases are we considering as improving home energy efficiency?
- solar panels
- heat pump
- wind turbine
- electricity storage equipment (battery)
- charging equipment for electric vehicles
- pellet boilers (biomass wood boilers)
If you're planning another environmentally friendly purchase that is not listed above, you can still apply for financing. Fill in the consumer loan application to find out whether you are eligible for a consumer loan with an annual interest rate starting from 7.4%.
If you are planning purchases over EUR 20000, a home loan is the right solution for you
Home loan
- Loan repayment term up to 30 years
- Interest rate is usually lower than for consumer loan
- You will need to make a down payment and pledge collateral
Calculate the deal – how much could we lend you?
Calculation example:
The monthly payment is 102.04 EUR, assuming that the loan amount is 7000 EUR, the loan agreement lasts for 7 years, the fixed interest rate is 5.9%, the commission fee for processing the loan is 90 EUR, the commission fee for servicing the current account is 1 euro per month. The annual percentage rate of charge (APRC) is 6.89%. Under such conditions, the total amount to be paid is 8 746.81 EUR. This example is informative. Each customer’s situation is evaluated individually.
Simple process
- Fill in the application in the internet bank – select purpose Improving home energy efficiency
- If we have an offer or any additional questions, we will contact you.
- After a positive decision, sign the loan agreement in the internet bank.
We reserve a right to request to provide the documents proving you used the loan by its purpose.
What SEB offers
- Remote application and signing of the loan agreement
- We transfer loan to your account immediately after signing the agreement
- Fixed interest rate for the entire term of the loan agreement
- No monthly administration fee
- We don‘t require any collateral or down payment
More about the consumer loan
| Service | Fee |
|---|---|
| Revision of the application | Free of charge |
| Processing of the loan (% of the granted amount)1 | 1%, min 90.00 EUR |
| Repayment of the loan before maturity2 | Free of charge |
| Extending the term of the loan or other changes on the customer's initiative1 | 30.00 EUR |
1 The commission fee must be paid on the day the agreement or amendments are signed.
2 In case of full early repayment of the loan, the customer has the right to a fair reduction of the commission fee paid for issuing the loan. In such case the customer should submit a request to SEB for the recalculation and repayment of the commission fee.
