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Generating electricity with solar panels and wind generators

Funding for improving home energy efficiency

When filling in the application, select the purpose Environmentally friendly expenses and in the field Campaign code enter Zaļā māja.

Campaign code

Zaļā māja

Please enter it when filling in the application

Fixed interest rate



Repayment term up to

7 years


No collateral and no down payment


For what purposes is the funding for improving your home energy efficiency with the special interest rate of 5,9% intended?


We apply a fixed interest rate of 5.9% per annum for the purchase and installation of solar panels or certain heating systems:

  • Purchase and installation of new equipment for generating electricity: Solar panels, wind generators
  • Purchase and installation of equipment for energy efficient heating: heat pump, wood biomass boiler (pellet boiler)

If you are planning other environmentally friendly purchases for purposes that are not listed in this section of our website, please fill in the application to learn about your possibilities to receive a consumer loan with an annual interest rate from 7,9%.

Simple to apply


  • Fill in the application in the internet bank – select purpose Environmentally friendly expenses and in the field Campaign code enter Zaļā māja*
  • The bank will contact you to clarify the eligibility of your purpose for receiving the funding for increasing your home’s energy efficiency
  • After a positive decision, sign the agreement in the internet bank

*Use this code only for environmentally friendly purchases listed above in this section of our website.

Funding for your plans

If you need additional funds for other purposes, take advantage of applying for Consumer loan with annual interest rate starting from 7,9%. 

  • For renovating your home 
  • For buying a car
  • For larger purchases
  • For travelling


Support programme for the use of renewable energy resources in households

Support programme for the use of renewable energy resources in households by the Ministry of Environmental Protection and Regional Development.
Learn more (LAT)

Support programme (LAT)
More about the requirements for granting the Support (LAT)

Calculate the deal

Annual interest rate (AIR) is the calculated total cost of the loan to the borrower, expressed as the annual rate of the loan. The calculations made using the calculator are of an informative nature. To find out more accurate information, please apply for a consultation with the loan officer of SEB bank. Borrow responsibly, having regard to your ability to repay the loan.

Calculation example.

The monthly payment is 102.04 EUR, assuming that the loan amount is 7000 EUR, the loan agreement lasts for 7 years, the fixed interest rate of 5.9%, the commission fee for processing the loan is 90 EUR. The annual interest rate is 6.89%. Under such conditions, the total amount to be repaid is 8 746.81 EUR. This example is informative. Each customer’s situation is evaluated individually.

A well-considered purchase may be a step towards a more environmentally friendly lifestyle

There is no doubt that excessive consumerism has become a major problem relating to climate change and created many negative consequences for the environment. Everything we purchase has an environmental impact, and we strongly encourage conscious consumption: only consider buying a product or service you need and evaluate whether the use of that product or service can contribute towards mitigating climate change.




What SEB offers

  • No collateral and no down payment
  • Loan is transferred to your account immediately after signing the agreement
  • Special terms for purchasing a vehicle
  • No fee for early repayment

More about the consumer loan

Service Fee
Revision of the application Free of charge
Processing of the loan, increasing the loan limit (% of the granted amount)1 1%, min 90.00 EUR
Extending the loan repayment term (% of the loan balance)1 2%, min 50.00 EUR
Repayment of the loan before maturity Free of charge
Other changes on the customer's initiative1 30.00 EUR

1 The commission fee must be paid on the day the agreement or amendments are signed.

Which loan type is the most suitable for you?

Select the goal you wish to achieve and compare the available financing solutions.

Home renovation and furnishing


Buying a car


Larger purchases and travelling


Improving home energy efficiency




Home purchase or construction