What Can Be Financed at a Fixed Interest Rate of 5.9%?
A fixed annual interest rate of 5.9% is available when you purchase and install specific energy-efficient equipment:
- Electricity generation systems, for example:
- solar panels
- wind turbines
- Heating systems, for example:
- heat pumps
- pellet boilers (biomass wood boilers)
If you're planning another environmentally friendly purchase that is not listed above, you can still apply for financing. Fill out the application to find out whether you are eligible for a consumer loan with an annual interest rate starting from 7.9%.
Simple to apply
- Fill in the application in the internet bank – select purpose Improving home energy efficiency
- The bank may contact you to confirm that the selected purpose meets the financing criteria
- Once you receive a positive decision, sign the agreement in internet banking
- The bank may request purchase documents (such as invoices or receipts) to ensure the funds are used according to the loan purpose
Funding for your plans
If you need additional funds for other purposes, take advantage of applying for Consumer loan with annual interest rate starting from 7,9%.
- For renovating your home
- For buying a car
- For larger purchases
- For travelling
Consumer loan calculator
Calculation example:
The monthly payment is 102.04 EUR, assuming that the loan amount is 7000 EUR, the loan agreement lasts for 7 years, the fixed interest rate of 5.9%, the commission fee for processing the loan is 90 EUR, the commission fee for servicing the current account is 1 euro per month. The annual interest rate is 6.89%. Under such conditions, the total amount to be repaid is 8 746.81 EUR. This example is informative. Each customer’s situation is evaluated individually.
A responsible purchase – a step toward a greener lifestyle
Every purchase has an impact on the environment. That’s why we encourage thoughtful and responsible choices.
If you want to achieve sustainable goals but need additional funds, consider applying for our special loan for environmentally friendly purchases.
What SEB offers
- No collateral and no down payment
- Loan is transferred to your account immediately after signing the agreement
- Special terms for purchasing a vehicle
More about the consumer loan
| Service | Fee |
|---|---|
| Revision of the application | Free of charge |
| Processing of the loan (% of the granted amount)1 | 1%, min 90.00 EUR |
| Repayment of the loan before maturity2 | Free of charge |
| Extending the term of the loan or other changes on the customer's initiative1 | 30.00 EUR |
1 The commission fee must be paid on the day the agreement or amendments are signed.
2 In case of full early repayment of the loan, the customer has the right to a fair reduction of the commission fee paid for issuing the loan. In such case the customer should submit a request to SEB for the recalculation and repayment of the commission fee.
Which loan type is the most suitable for you?
Select the goal you wish to achieve and compare the available financing solutions.
