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Cards that fit perfectly in your daily routine

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It is all here

A debit card is a secure and convenient way of paying for everyday products and services in Latvia and abroad.

A credit card is suitable when you need to borrow money for a short term, buy a desired item, travel abroad or just for daily usage of your own funds.

Choose the card that fits your needs the best

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debit mastercard

Mastercard Debit payment card

  • Free of charge when using any Customer plan, otherwise – 1.40 euros a month
  • Possibility to freely manage your finances – contactless payments, ATMs, transactions in Latvia, abroad and online
  • Available from the age of 7

 

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Private card: Mastercard Standard credit card

Mastercard Standard credit card

  • Free of charge when using Active and Family plan, otherwise – 2.50 euros a month
  • An interest-free credit limit for up to 45 days or a credit line for gradual repayment
  • Additional funds up to the amount of two monthly salaries
  • Purchase insurance free of charge, including online stores

 

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private card: gold card

Mastercard Gold credit card

  • Monthly fee – 3.60 euros
  • An interest-free credit limit for up to 45 days or a credit line for gradual repayment
  • Additional funds up to the amount of two monthly salaries
  • Purchase insurance free of charge, including online stores
  • Higher monthly transaction limits provide more flexibility for your payments

 

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World elite card image

Mastercard World Elite

  • Monthly fee – 35 euros
  • Travel insurance with an especially broad range of insured risks
  • Travel concierge service
  • Fast Track check-in at Vilnius, Riga and Tallinn international airports
  • Priority Pass – the opportunity to use business lounges at over 700 international airports
  • Car rental benefits, discounts and benefits in hotels all around the world

 

Choose a Customer plan that fits your needs

  • Use of the card without any monthly service fees
  • Money transfers in euros without a commission fee to banks in Latvia and other European Economic Area countries (SEPA) 
  • Opening and servicing of unlimited current accounts for free
     

Contactless payments - convenient and secure

  • Pay for purchases without inserting the card into POS terminal or entering the PIN code
  • Set limit of up to 150 euros – if reached, the next purchase will need to be confirmed with PIN, thus protecting your finances
  • Manage the functionality in the mobile app or internet bank

Payments with phone

  • Payments with phone are available for Android smartphones (software version starting from Android 6.0)
  • You can make payments by holding your smartphone over the card reader 
  • The maximum payment amount can reach 150 euros in Latvia and abroad
  • Any type of active Mastercard card can be used to set up payments with phone
     

What to do if your payment card is lost or stolen?

  • Block your card immediately in the internet bank, mobile app or by calling us at +371 26668777
  • Order a new card in the internet bank and receive it by post
  • If you need a card immediately, consider applying for a temporary card
     

Frequently asked questions

For security purposes, contactless payment functionality will be activated after you confirm your very first payment with the specific card with its PIN code. You can modify the contactless payment limits according to your daily needs and habits. Upon reaching this limit in one or several payments, the next purchase will need to be confirmed with the PIN regardless of the payment amount. This limit can be changed:

  • in the mobile app (“Cards” → “Settings and limits”)
  • in the internet bank (“Accounts/Cards” → “My cards” → “Change details”)

In case you don’t use contactless payments, we suggest disabling this functionality for security purposes. 
 

In case your card is lost or stolen, we suggest blocking it immediately. You can block the card: 

  • in the mobile app (“Cards” → “Card” → “Blocking”)
  • in the internet bank (“Account/Cards” → “My cards” → “Block card”)
  • by calling SEB at +371 26668777 (24/7)
     

Yes. You can order a new card in the internet bank section "Accounts/Cards" → "New card". Debit cards are sent by post to your residential address, office address or anywhere else in Latvia or abroad, wherever you usually stay or prefer to receive the card at. Sending by ordinary mail in Latvia is free of charge, by registered mail – 1.4 euros. The fee for sending the card abroad is 6 euros.

You can view your card’s PIN code in the internet bank section "Accounts/Cards" → "My cards" → "View PIN code". 

Yes. You can change the PIN code by using an ATM of SEB.

If you enter a wrong PIN three times in a row when making a purchase, the card will be automatically blocked for security purposes. 

In such case, please contact the bank by calling or write a letter in the internet bank to request the card to be unblocked. Afterwards you can unblock the card at an ATM of SEB by entering the correct PIN code.

Remember that you can view your card’s PIN code in the internet bank. If necessary, you can change the PIN code using an ATM of SEB. 
 

First you need to activate the card in one of these ways:

  • in the mobile app (“Cards” → “Activate your new card” → “Activate”)
  • or in the internet bank (“Accounts/Cards” → “My cards” → “Activate card” and enter the last 5 digits of your new card’s number)

Renewed cards can also be activated by using ATMs of SEB – insert the card, enter the PIN code and select "Card activation".
 

The default daily limit for cash withdrawals at an ATM with a debit card is 1500 euros, but you can freely increase this limit up to 2200 euros:

  • in the mobile app (“Cards” → “Settings and limits”)
  • in the internet bank (“Accounts/Cards” → “My cards” → “Change details”)

If none of these options are available to you, limits can also be changed by calling us at +371 26668777.

Please note that a commission fee is applied if you withdraw more than 600 euros during a month. 
 

A bank in your smartphone

  • Quick overview of your account balances
  • Convenient way to make and request payments
  • Manage your savings goals and bank cards

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phone app

Want to make sure you find the most suitable solution?  

 

  • Our customer executives will help you find the best solution for you
  • We have a dedicated team of professionals you can trust

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