Of If customers would suggest If Insurance to their family and friends
Quick payout of indemnity – in most cases the decision and cost estimate is approved within 1 to 3 working days
Split payment without extra costs
It is for the whole duration of repair, if your car is not driveable
MTPL insurance is required for participating in traffic
Insurance is provided by
- We provide not only MTPL, but also MTPL+ policies, that in addition to the damage caused to the health, life and/ or property of third parties also covers car replacement, car theft, collision with an animal, car repair and direct losses.
- When purchasing CASCO insurance, we offer 10% discount for MTPL policies.
- No requirement to indicate youngest driver and age in the policy.
- The deductible does not have to be covered if the accident happened in Latvia, the responsible person is known and had MTPL.
Insurance is provided by
Choose level of CASCO protection
- Theft or robbery of the car
- Road and other accidents
- Collision with animal
- Windows damages
- 24/7 help
- Full loss
- Passengers' accidental insurance
- Cars optional equipment
- Rental car
- Natural disasters
- All covered risks in Silver package
- Theft of keys and fuel mixing
- Damage or theft of personal belongings
- Renewal of number plate
- All covered risks in Gold package
- Leasing obligations and decrease market value
- Repair in dealer center also after guaranty end date
- Immediately inform relevant authorities (the police, the fire and rescue service or the manager of the house) about the event.
- Submit an application for indemnity 24/7 on the webpage if.lv or by calling If Insurance at +371 67338333.
- Never start repair without the consent of insurer.
Simple and easy steps to proceed
1. Contact us with your needs
2. We will come back with a proposal
3. Let us know about Your choice and we will activate the policy
More about vehicle insurance
If CASCO Insurance Terms and Conditions TMH-20201 (in Latvian)
Annex A – Replacement TMH-A-20201 (in Latvian)
Annex B – Original Value TMH-B-20201 (in Latvian)
Annex D – 24/7 Car-help TMH-D-20201 (in Latvian)
Annex E – Damage or Theft of Personal Belonging TMH-E-20201 (in Latvian)
Annex G – Theft of Keys and Insurance of Unsuitable Gasoline TMH-G-20201 (in Latvian)
Accident Insurance Terms and Conditions for Driver and Passengers No. 43.5 (in Latvian)
General Insurance Terms and Conditions 004 (in Latvian)
CASCO Insurance Information Document 2021/01 (in Latvian)
CASCO insurance package cover comparison
CASCO (bike) insurance package cover comparison
Instruction for taking photos in cases when pictures are needed for CASCO application: