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Home insurance


Insure your home and feel at ease

Insurance is provided by If P&C Insurance Latvijas filiāle

All risk insurance with small monthly payments.

Easy to buy in the internet bank

Quick payout of the indemnity. In most cases the decision is made within 2 working days after receipt of all documents

Now to purchase Home insurance is more convenient

Conveniently choose any of the If Insurance Home insurance policies via internet bank.

96% of If customers 

would suggest If Insurance to their family and friends.

Opportunity to split 

the policy price in 12 payments without no additional charges.

Use your own repairer

or select the partners of If after the accident.

Choose level of protection

Basic risk

Covers all the risks listed in the package (PDF, LAT):

  • Fire and natural disasters
  • Theft, robbery and vandalism
  • Water leakage from pipes and engineering utilities 
  • Home assistance
  • Dwelling use interruption

All risk

Covers losses caused by various accidents (also unexpected accidental damage caused by you and your family members), unless they are listed as an exception:

  • Including Basic risks
  • Damage caused by electrical fluctuations
  • Damage caused by neighbours’ repairs
  • Other unexpected accidents (except those which listed as exceptions)

Rental risk

Covers risks of various accidents, unless they are an exception, as well as the losses caused by long-term or short-term tenants:

  • Including All risks
  • Damage caused by tenants

Home insurance will protect in various cases


Calculate price

Covers included in all plans

Thief and vandalism
Water leakage
Help in property

For more protection you can additionally insure

Belongings inside the house or apartment

The furniture, household appliances, clothing and electrical appliances, as well as hobby items within the house or apartment will be insured.

Civil liability

Liability insurance protects you against damages that you have caused to others as the owner of an apartment or house

What to do in case of insured event. Essentials.



  • Immediately inform relevant authorities (the police, the fire and rescue service or the manager of the house) about the event.
  • Submit an application for indemnity 24/7 on the webpage or by calling If Insurance at +371 67338333.
  • Never start repair without the consent of insurer.

View detailed instructions

Simple and easy steps to proceed

Enter your house address

Choose the most suitable cover

Pay the invoice to receive the policy