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Insurance

Personal insurance

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Choose confidence

  • Funds to recover from injuries or serious illness
  • Additional income during the period of incapacity for work
  • Financial security, if the family loses the breadwinner
  • Opportunity to ensure that your loan obligations are covered and not inherited

You can count on insurance if an accident occurs

According to SEB Life and Pension Baltic SE 2020 data for Latvia.

496 000 EUR

Paid in indemnities

57%

Of indemnities were paid in the case of injuries

2 business days

Average duration of claim processing

The indicated amount of monthly payment is informative. The offer includes price for a customer who can confirm the health certificate included in the application. To find out the exact amount of the monthly insurance payment and payment schedule, click the “Apply” button.

Apply for a consultation and receive an individual insurance offer with customised coverage

 

Apply for a consultation

 

  • Wide range of coverage, including Critical Illness Insurance
  • Flexible sums insured
  • Option to insure a child as well
  • Convenient video consultations
  • Learn more about the risks, the different coverages and the solutions that best suit your needs
  • Possibility to conclude the agreement remotely

Types of Personal insurance coverage

Life insurance

In the event of the death of the insured person, the family receives compensation in the amount of the sum insured.

Critical Illness*

  • Insurance suitable for children and adults

The insured person receives indemnity in the amount of the sum insured if he/she is diagnosed with any of the diseases, such as cancer, encephalitis, stroke, kidney failure, etc.

 

Permanent Trauma

  • Insurance suitable for children and adults

The Insured person receives indemnity for irreparable bodily injuries caused by an accident, such as loss of an arm or its function. The amount of indemnity depends on the severity of the injury, for example, loss of thumb 20%, loss of vision 100% of the sum insured.

Light Trauma

  • Insurance suitable for children and adults

The Insured Person receives indemnity for minor bodily injuries caused by an accident, such as fractures, dislocations. The amount of indemnity depends on the severity of the injury, for example, a fracture of a toe 1%, a fracture of the wrist 5%, a fracture of the ankle 5%, a fracture of the thigh 15% of the sum insured.

Instant Life Insurance Benefit

The family has instant access to the certain amount to cover urgent expenses in the event of the insured person's death, such as funeral expenses, settlement of the inheritance or legal advice.

Accidental Death

The family receives indemnity in the amount of the sum insured if the death of the insured person has occurred as a result of an accident.

Total and Permanent Disability

The insured person receives indemnity in the amount of the sum insured if an irreversible loss of ability to work has occurred as a result of illness or accident.

Accidental Daily Allowance

The insured person receives a certain daily allowance for each day of incapacity for work if the incapacity for work has occurred as a result of an accident.

What should one do if an insurance event occurs?

  • Fill in the indemnity application
  • Submit all required documents
  • Receive compensation

Need advice on Personal Insurance?

 

  • Our consultants will help you find the most suitable solution for you
  • Convenient video consultation

Apply for a consultation

Other solutions for your financial security

Loan payment insurance

  • The insurance will cover loan payments in case of illness, injury and/or job loss
  • In case of a severe diagnosis the loan balance will be covered in full
  • Will protect the family from losing their home in the event of the insured person's death

Savings for Your Child’s Future

  • Save for your child's education or other important goals
  • Invest money in various investment funds, thus facilitating the possibility of increasing the amount of savings in the long run
  • Receive tax relief on contributions made to the savings