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Insurance

Life and personal insurance

  • Funds to recover from injuries or serious illness
  • Additional income during the period of incapacity for work
  • Financial security, if the family loses the breadwinner
  • Opportunity to ensure that your loan obligations are covered and not inherited
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65 891 customers

trust SEB with their life and personal insurance solutions

1 434 226 EUR

Paid in indemnities

2 business days

Average duration of claim processing

The indicated amount of monthly payment is informative. The offer includes price for a customer who can confirm the health certificate included in the application. To find out the exact amount of the monthly insurance payment and payment schedule, click the “Apply” button. By clicking “Apply” I agree that my age will be used to calculate my offer.

82% of women say their spouses should have life insurance

  • In SEB Baltic Insurance survey  59% of men admit that at this stage of their life they would need life insurance.
  • When we asked women 82% said that they would feel more at peace if their spouses would have life insurance.
  • In reality only 27% of men have it.

Don’t delay important life decisions. Choose your life insurance here!

Types of Personal insurance coverage

Life insurance

In the event of the death of the insured person, the family receives compensation in the amount of the sum insured.

Critical Illness*

  • Insurance suitable for children and adults

The insured person receives indemnity in the amount of the sum insured if he/she is diagnosed with any of the diseases, such as cancer, encephalitis, stroke, kidney failure, etc.

 

Permanent Trauma

  • Insurance suitable for children and adults

The Insured person receives indemnity for irreparable bodily injuries caused by an accident, such as loss of an arm or its function. The amount of indemnity depends on the severity of the injury, for example, loss of thumb 20%, loss of vision 100% of the sum insured.

Light Trauma

  • Insurance suitable for children and adults

The Insured Person receives indemnity for minor bodily injuries caused by an accident, such as fractures, dislocations. The amount of indemnity depends on the severity of the injury, for example, a fracture of a toe 1%, a fracture of the wrist 5%, a fracture of the ankle 5%, a fracture of the thigh 15% of the sum insured.

Instant Life Insurance Benefit

The family has instant access to the certain amount to cover urgent expenses in the event of the insured person's death, such as funeral expenses, settlement of the inheritance or legal advice.

Accidental Death

The family receives indemnity in the amount of the sum insured if the death of the insured person has occurred as a result of an accident.

Total and Permanent Disability

The insured person receives indemnity in the amount of the sum insured if an irreversible loss of ability to work has occurred as a result of illness or accident.

Accidental Daily Allowance

The insured person receives a certain daily allowance for each day of incapacity for work if the incapacity for work has occurred as a result of an accident.

What should one do if an insurance event occurs?

  • Fill in the indemnity application
  • Submit all required documents
  • Receive compensation

Need advice on Personal Insurance?

 

  • Our consultants will help you find the most suitable solution for you
  • Convenient video consultation

Apply for a consultation

In the case of questions related to life insurance, please call +371 67079800 on working days from 9:00 a.m. to 5:00 p.m.

Accident insurance

You can apply for accident insurance via internet bank or at any branch of SEB bank. For more information, you can apply for a consultation by a SEB bank specialist.

  • The insurance is valid for one year and takes effect the day after the policy payment is made
  • The insurance is valid globally

New contracts will not be made. For customers who signed a contract until 31.05.2023, the service will be provided until the end of the term of the agreement.