A smart solution for convenient investing
Micro-investments are suitable for those who wish to invest in ETFs by themselves with smaller amounts of money.
- You can invest starting from 1 EUR in index funds.
- S&P 500, Nasdaq 100 and other popular stock market indexes.
- You will select the investment amount and we will do the rest.
- You can choose to invest regularly or just when you want.
- Available in our internet bank section Investments.
How to start using Micro-investment?
- You must be an SEB customer
- Open an investment account.
Top it up with your desired investment amount.
- Choose where to investnes. Learn more about the offered funds.
- Open the Investments section in the internet bank.
- Select Microinvestments.
- Add your preferred exchange-traded funds (ETFs) to your portfolio.
- Choose a one-time or recurring investment
- Decide whether you want to invest just once or set up a recurring order.
- We’ll take care of the rest
- We will carry out your securities transactions.
Where can you invest with Micro-investment?
New World equities
The Amundi Prime All Country World UCITS ETF seeks to track the Solactive GBS Global Markets Large & Mid Cap index, which tracks large- and mid-cap stocks from developed and emerging markets worldwide (for example, Apple, Nvidia, Amazon, Meta, Tesla).
New World small cap equities
The iShares MSCI World Small Cap UCITS ETF seeks to track the MSCI World Small Cap index, which tracks small-sized companies in developed equity markets globally (for example, Interactive Brokers, Natera, XPO).
New US technology – Nasdaq 100
The Xtrackers Nasdaq 100 UCITS ETF 1C seeks to track the Nasdaq 100 index. Nasdaq 100 tracks a selection of 100 largest American and global non-financial equities listed on the NASDAQ stock exchange (for example, Nvidia, Apple, Microsoft).
New S&P 500
The SPDR S&P 500 UCITS ETF seeks to track the S&P 500 index, which tracks the 500 largest US stocks (for example, Nvidia, Apple, Microsoft, Amazon).
New Short term corporate bonds
The ETF tracks the Bloomberg MSCI Euro Corporate ESG BB+ Sustainability SRI 0-3 Year index which tracks Euro denominated corporate bonds. The index consists of ESG (environmental, social and governance) screened corporate bonds. Maturity: 0-3 years.
New Corporate bonds
The ETF seeks to track the Bloomberg MSCI Euro Corporate ESG Sustainability SRI index which tracks Euro denominated corporate bonds. The index consists of ESG (environmental, social and governance) screened corporate bonds.
US equities
The ETF tracks US companies that are included in the S&P500 index excluding companies related to thermal coal, controversial weapons, tobacco and other controversial industries.
Japan equities
The ETF tracks Japanese companies excluding companies related to thermal coal, controversial weapons, tobacco and other controversial industries.
Emerging markets equities
The ETF tracks large-, mid- and small-cap companies from emerging markets excluding companies related to thermal coal, controversial weapons, tobacco and other controversial industries.
Euro equities
The ETF tracks European companies excluding companies related to thermal coal, controversial weapons, tobacco and other controversial industries.
Eurozone government bonds
The ETF tracks Euro denominated government bonds issued by Eurozone member states. Based on the parent index (FTSE EMU Government Bond index), country weights are adjusted to reduce risks associated with climate change.
Corporate bonds
The ETF tracks the performance of Euro denominated high yield corporate bonds. The index consists of ESG (environmental, social and governance) screened corporate bonds.
Emerging markets government bonds
The ETF tracks US-Dollar denominated emerging market government bonds. Bonds can have any rating and any maturity. Within the index, bonds are weighted according to the social and environmental sustainability of their issuers. Currency hedged to Euro (EUR).
Why you should invest
in these ETFs?
in these ETFs?
- All instruments are in EUR so you can easily track the investment performance and not pay any money for the currency conversion.
- Dividends are accumulating, which means that the ETF uses dividends to invest automatically within the ETF itself.
Investments calculator
Fees
| Criteria | Fee |
|---|---|
| Conclusion of agreement, account opening and termination | Free of charge |
| Buying and selling fee | 0,8% for each transaction |
| Custody/safekeeping fee | 0,015% per month |
Robo-Advisor – solution that makes investing easy
- From an idea to a suitable solution in only 15 minutes
- Starting from just 10 euros
- No previous experience needed
- Available in our mobile app under the "Investments" section
How are trades executed?
The buy and sell orders in your Micro-investment account are initiated on Tuesdays from 10.00.
In exceptional cases, i.e. holidays on Tuesday in specific countries or markets where trades are executed, market disruptions or other unforeseen circumstances, orders may be initiated on the next possible trading day or the following Tuesday.
Trade settlements require an additional 3 business days, therefore usually the execution of orders may take up to 8 business days (or up to 14 business days in rare cases).
If you sell only part of your ETFs, the value of the ETFs remaining in the portfolio account must be at least EUR 1 when the sell order is placed.
This information contains general information about financial instruments, investment services or ancillary services. Although the content is based on sources judged to be reliable, AS "SEB banka" will not be liable for any omissions or inaccuracies, or for any loss whatsoever which arises from reliance on it. Information relating to taxes may become outdated and may not fit your individual circumstances. Investment products produce a return linked to risk. Their value may fall as well as rise, and historic results and/or returns are not reliable indicators to expect future result and/or returns and are no guarantee of future result and/or returns; in some cases, losses can exceed the initial amount invested. Where either funds or you invest in securities denominated in a foreign currency, changes in exchange rates can impact the return. You alone are responsible for your investment decisions and you should always obtain detailed information before taking them. For more information please review prospectus of respective fund, as well as information about our investment services or ancillary services available at our web page.
