3500 euros
3500 euros
free of charge
and takes effect automatically
It provides more than you expect
Mastercard Travel & Lifestyle Services – 24/7 access to luxury travel and dining services
Fast Track security check at international airports
Priority Pass – the opportunity to use business lounges at over 1300 international airports
Car rental benefits, discounts and benefits in the hotels all around the world
The Special World Elite travel insurance
Provided by If Insurance
World Elite travel insurance policy is included in the card’s usage fee and it provides you with an especially broad range of insured risks and higher indemnity amounts. The insurance policy is valid both for your private and business travel, furthermore – it is valid even if you enjoy taking part in higher risk sports, such as alpine skiing, snowboarding or scuba diving.
Mastercard Travel & Lifestyle Services (MTLS)
With your Mastercard World Elite credit card, you have 24/7 access to luxury travel and dining benefits at some of the most sought-after venues and destinations. The services are available to you via phone, e-mail, live chat, orand personaliszed online platform. You can also enjoy access to major sports and entertainment events, whether virtual or in person. You have premium access to exclusive experiences and exceptional value on retail, as well as world-class information and reference sources to help guide and inspire your next move.
To access the services online yYou need to register first at Mastercard Travel & Lifestyle Services website. Registering will open an access to special travel offers. Plus, you'll get access to a Travel & Lifestyle Manager 24/7 who can assist with your travel planning needs
The Travel & Lifestyle Manager can be accessed also by phone in English +371 67779955 available on a 24/7 basis.
The price for MTLS service is included in the monthly fee for Mastercard World Elite. Service terms and conditions can be found on the Mastercard homepage.
Fast Track check-in at Baltic states airports
You can save your time with the Mastercard World Elite card by using the Fast Track priority security check in Riga, Tallinn and Vilnius airports.
The invitation for priority security check in Riga airport can be collected at the airport’s customer information centre by showing your World Elite card. In Riga airport you can print two priority security check invitations over a 24 hour period.
In Tallinn airport swipe your Mastercard World Elite card at the terminal before priority security check.
In Vilnius Priority security check point is located on the left from the common aviation security check point on the first floor of the Departures.
To save even more of your time, we suggest using the Mastercard Travel Experiences mobile app – it’s the fastest way to receive priority security check coupon at the airports of Baltic states and other international airports.
Fast Track check-in at international airports
Upgrade your airport security experience with Mastercard® Airport Security Fast Track. Service is provided by DragonPass. Skip the queue. Maximise your time to relax, shop and dine in the airport.
The Mastercard World Elite credit card provides Fast Track check-in at no additional charge for cardholder*).
The list of airports participating in Mastercard® Airport Security Fast Track program.
Get the app to enjoy your airport experience
* If you are travelling not alone, you can also book Fast Track passes for your travelling companions. Please note that in this case additional fees will apply – they will be displayed during registration in the app.
To get access for booking the fast track service:
- Please make sure that internet purchases are enabled for your World Elite credit card.
- Register your personal account in the Mastercard Travel Experiences mobile app (available on iOS and Android devices) or the Mastercard website.
- After account registration you are ready to pre-order fast track for your upcoming airport visit.
To book the fast track:
- Choose an airport, number of travellers, and the desired time slot.;
- Use your free Fast Track passes or pay using your registered Mastercard World Elite credit card.;
- Receive your eTicket via e-mail or in the app.;
- Proceed to the Fast Track zone of the terminal you need and show Airport Fast Track e-ticket to gain access.
Priority Pass
The Mastercard World Elite credit card can be used as Priority Pass membership card to enter more than 1300 airports business lounges worldwide.
The Mastercard World Elite credit card provides access to the business lounges of the Priority Pass programme at no additional charge 12 times a year for one person*. From the 13th visit, your credit card will be charged the standard lounge visit fee.
You can register your Mastercard World Elite credit card in the Priority Pass homepage or using mobile app (available for both Android and iOS devices). By creating an account at Priority Pass you can keep track of the free visits left, see the lounge visit receipts or other details related to your Priority Pass membership.
You can use your Mastercard World Elite credit card or Priority Pass mobile app to enter airport business lounges.
A list of business class lounges is available on the Priority Pass homepage and its section of airport lounges.
Service terms and conditions are available on the Priority Pass webpage.
*Free visits are counted per person. For example, if cardholder visits lounge with a guest, two free visits will be counted.
Please note that the existing Priority Pass plastic cards can be used until 1 June 2024. After this date Priority Pass service can be used only by Mastercard World Elite card or Priority Pass mobile app.
Car rental benefits
If you like driving a car and enjoy all advantages of travelling by car, use the car rental benefits, provided for Mastercard World Elite cardholders.
- Up to 15% discount off standard rates
- Expedited Gold Service at over 1000 locations worldwide
- Bypass the queues and the counters at more than 50 of the world’s busiest airports
- Gold Plus Reward Programme 900 bonus points upon enrolment
Gold Plus Rewards - all global renting bookings at over 8500 locations across 147 countries
To use car hire upgrades, discounts and superb benefits you can join Avis Preferred programme with free membership for the recurring membership period of two years.
Discounts and benefits in hotels all over the world
Receive discounts when booking hotels with Mastercard World Elite.
Whether you are planning a romantic weekend, time alone to unwind or a cultural experience with your family, take advantage of these exclusive advantages.
Purchase insurance
Purchases made with the SEB World Elite credit card are insured. For example, furniture, clothing, footwear, musical instruments, sports and leisure items, toys, household appliances, computers and other goods intended for long-term use.
Purchase insurance doesn’t require additional application, it is free of charge and also applies to online purchases.
Provided by If insurance
Card payments
In the internet bank or mobile app you can set allowed transactions and spending limits for your cards.
For additional security of online purchases made with cards, you need also to connect to your internet bank, thus confirming your identity.
Types of repayment schemes
Credit line
You may repay the used amount of the credit line to the bank gradually – in the period from the 5th to 15th day of the following month, by repaying only 5% of the used credit limit.
Interest-free credit card
You may use the interest-free credit limit free of charge for up to 45 days – if you pay back the used credit limit amount by the 15th day of the next month, no interest will be charged, and the full credit limit will be available again.
In case you lost your card
In case of loss or theft of a card, it must be blocked for security reasons.
You can do this at any time:
- in the internet bank (section “Cards” → “My cards”);
- in the mobile app (in the Cards section, select your card and press Blocking);
- by calling the bank at +371 26668777
Useful information
| Service | Fee |
|---|---|
| Fee for preparing a card/additional card | 35.00 EUR |
| Fee for use of the card/additional card (per month)1 | 35.00 EUR |
| Replacing a card/additional card | 35.00 EUR |
| Commission for purchase in Latvia and abroad | Free of charge |
| Cash withdrawal in another bank | 2%, min 4.00 EUR |
| Cash withdrawal at ATMs | 2%, min 4.00 EUR |
| Cash withdrawal at business operators' outlets | 2%, min 4.00 EUR |
| Cash deposit at SEB bank’s ATM: | |
|
Free of charge |
|
0,1% of transaction amount |
| Fee per 1 person visiting the airport executive lounge (as part of Priority Pass Program) | 30.00 EUR |
| Changes in the credit card agreement (submitted to the branch) | 10.00 EUR |
| Changes in the credit card agreement (submitted in internet bank)2 | Free of charge |
| Reviewing an application of credit limit increase | 10.00 EUR |
| Service | I Interest-free credit limit | II Credit line |
|---|---|---|
| Fee for the used credit limit (per year) | 0% | 18% (1,5% per month) |
| Monthly repayment amount | 100% | 5% |
| Late payment interest (per year) | 36% (3% per month) | 36% (3% per month) |
| Contractual penalty (per year) | 36% (3% per month) | 36% (3% per month) |
Others charges and terms related to Mastercard World Elite
| Service | Fee |
|---|---|
| Fee for sending a card/additional card by mail in the territory of Latvia | 1.00 EUR |
| Fee for sending a card/additional card to abroad | 10.00 EUR |
| Fee for sending card/additional card to a parcel machine in Latvia | 2.30 EUR |
| Reviewing a complaint3, 4 | Free of charge |
| Change of PIN code in SEB bank’s ATMs | Free of charge |
| Fee for unblocking PIN code of a card in SEB bank’s ATMs, if the PIN has been entered incorrectly for 3 consecutive times while using POS terminal | Free of charge |
| Change of card transaction limit within SEB bank's standard limit (branch)5 | 5.00 EUR |
| Change of card transaction limit above the standard maximum limit set by SEB bank5 | 10.00 EUR |
| Consideration of a loan application | Free of charge |
| Checking the account balance through ATMs of: | |
|
Free of charge |
|
0.45 EUR |
|
1.00 EUR |
| Fee for urgent card issue6 | 30.00 EUR |
| Surcharge on currency exchange when the currency of the card’s main account is not that of the transaction currency7 | 3% |
The limit of transactions within one calendar month includes purchased and cash withdrawal transactions of 15,000 EUR.
Total cash deposit limit in ATMs with all customer’s cards is 7,000 EUR per month.8
For other services (current account maintenance, transactions in the account, processing of the customer’s documents etc.) which SEB bank provides to the customer in relation to payment card servicing, the customer pays in accordance with SEB bank’s General Price list for individuals.
A maximum of 200 banknotes can be deposited in an ATM in a single deposit transaction.
1 Charged starting from the second month of using the card/additional card.
2 Except increase of the credit limit.
3 If processing of the complaint involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
4 Application shall be deemed received by us:
- on the current working day if the application is submitted and received before 16:00;
- on the next working day if the application is submitted after 16:00.
In case working day is shortened according to the law, the above deadline shall be one hour prior to end of the shortened working day.
5 Includes changes in POS, ATM and monthly spending limits.
6 If the card is ordered on business day by 12:00, it will be available at the Rīdzene branch on the same day after 16:00. If the card is ordered after 12:00, it can be received at Rīdzene branch on the next business day after 16:00.
7 Information about exchange rates is available on the home page of International card organizations
https://www.mastercard.com/global/currencyconversion/index.html
8 SEB bank has the right to unilaterally reduce or increase the cash deposit limit upon evaluation of the Customer's business and personal activities.
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