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Mastercard World Elite

A worldwide symbol of quality and privileges

An interest-free credit limit for up to 45 days, minimum

3500 euros

A credit line with 5% monthly repayment, minimum

3500 euros

Purchase insurance is

free of charge

and takes effect automatically

It provides more than you expect

Mastercard Travel & Lifestyle Services – 24/7 access to luxury travel and dining services
Fast Track security check at international airports
Priority Pass – the opportunity to use business lounges at over 1300 international airports
Car rental benefits, discounts and benefits in the hotels all around the world

The Special World Elite travel insurance 

Provided by If Insurance

World Elite travel insurance policy is included in the card’s usage fee and it provides you with an especially broad range of insured risks and higher indemnity amounts. The insurance policy is valid both for your private and business travel, furthermore – it is valid even if you enjoy taking part in higher risk sports, such as alpine skiing, snowboarding or scuba diving.

Learn more about travel insurance

Mastercard Travel & Lifestyle Services (MTLS)

With your Mastercard World Elite credit card, you have 24/7 access to luxury travel and dining benefits at some of the most sought-after venues and destinations. The services are available to you via phone, e-mail, live chat and personalized online platform. You can also enjoy access to major sports and entertainment events, whether virtual or in person. You have premium access to exclusive experiences and exceptional value on retail, as well as world-class information and reference sources to help guide and inspire your next move.

To access the services online you need to register first at Mastercard Travel & Lifestyle Services website. Registering will open an access to special travel offers. Plus, you'll get access to a Travel & Lifestyle Manager 24/7 who can assist with your travel planning needs

The Travel & Lifestyle Manager can be accessed also by phone in English +371 67779955 available on a 24/7 basis.

The price for MTLS service is included in the monthly fee for Mastercard World Elite. Registering for the MTLS service implies that you agree to the service provider's terms and conditions and privacy policy.

Fast Track check-in at Baltic states airports

You can save your time with the Mastercard World Elite card by using the Fast Track priority security check in Riga, Tallinn and Vilnius airports.

The invitation for priority security check in Riga airport can be collected at the airport’s customer information centre by showing your World Elite card. In Riga airport you can print two priority security check invitations over a 24 hour period.

In Tallinn airport swipe your Mastercard World Elite card at the terminal before priority security check.

In Vilnius Priority security check point is located on the left from the common aviation security check point on the first floor of the Departures.

To save even more of your time, we suggest using the Mastercard Travel Experiences mobile app – it’s the fastest way to receive priority security check coupon at the airports of Baltic states and other international airports.  

Fast Track check-in at international airports

Upgrade your airport security experience with Mastercard® Airport Security Fast Track. Service is provided by DragonPass. Skip the queue. Maximise your time to relax, shop and dine in the airport. 

The Mastercard World Elite credit card provides Fast Track check-in at no additional charge for cardholder*).
The list of airports participating in Mastercard® Airport Security Fast Track program. The Fast Track service ordered at the desired time is valid for 30 minutes, so we advise to order the service upon arrival at the airport, because e-ticket is received immediately via e-mail or mobile app.

    Get the app to enjoy your airport experience

    QR for downloading Mastercard Travel Experiences mobile app
    Google Play link
    App Store Link

    * If you are travelling not alone, you can also book Fast Track passes for your travelling companions. Please note that in this case additional fees will apply – they will be displayed during registration in the app.

    To get access for booking the fast track service:

    • Please make sure that internet purchases are enabled for your World Elite credit card.
    • Register your personal account in the Mastercard Travel Experiences mobile app (available on iOS and Android devices) or the Mastercard website.
    • After account registration you are ready to pre-order fast track for your upcoming airport visit.

    Registering for the Fast track service means that you agree to the service provider's terms and conditions and privacy policy. For urgent questions or uncertainties at the airport, please call +44 7700 168 666 (in English).

    To book the fast track:

    • Choose an airport, number of travellers, and the desired time slot.;
    • Use your free Fast Track passes or pay using your registered Mastercard World Elite credit card.;
    • Receive your eTicket via e-mail or in the app.;
    • Proceed to the Fast Track zone of the terminal you need and show Airport Fast Track e-ticket to gain access. 

    Priority Pass

    The Mastercard World Elite credit card can be used as Priority Pass membership card to enter more than 1300 airports business lounges worldwide. 

    The Mastercard World Elite credit card provides access to the business lounges of the Priority Pass programme at no additional charge 12 times a year for one person*. From the 13th visit, your credit card will be charged the standard lounge visit fee.

    You can register your Mastercard World Elite credit card in the Priority Pass homepage or using mobile app (available for both Android and iOS devices). By creating an account at Priority Pass you can keep track of the free visits left, see the lounge visit receipts or other details related to your Priority Pass membership.

    You can use your Mastercard World Elite credit card or Priority Pass mobile app to enter airport business lounges.

    A list of business class lounges is available on the Priority Pass homepage and its section of airport lounges.

    Signing up for the Priority Pass program means you agree to the service provider's terms and conditions and privacy policy. If you have any questions or concerns about the Priority Pass program, please contact the service provider at +44 20 8680 1338 (in English) or submit a ticket (in English).

    QR for downloading Priority Pass app
    Google Play link
    App Store Link

    *Free visits are counted per person. For example, if cardholder visits lounge with a guest, two free visits will be counted.

    Please note that the existing Priority Pass plastic cards can be used until 1 June 2024. After this date Priority Pass service can be used only by Mastercard World Elite card or Priority Pass mobile app.

    Discover exclusive possibilities with Mastercard World Elite

    Renting a car? Mastercard World Elite provides exclusive discounts with leading rental car companies, such as Avis, Hertz and World Elite ensures that you enjoy the freedom of the open road with ease and savings.

    Need to book accommodations? With Mastercard World Elite, gain access to premium hotels and resorts worldwide, along with special offers and upgrades to make your stay extra comfortable.

    Craving a culinary adventure? Indulge in exquisite dining experiences at top restaurants around the globe, all while enjoying exclusive privileges and savings reserved for World Elite cardholders.

    Purchase insurance

    Purchases made with the SEB World Elite credit card are insured. For example, furniture, clothing, footwear, musical instruments, sports and leisure items, toys, household appliances, computers and other goods intended for long-term use.

    Purchase insurance doesn’t require additional application, it is free of charge and also applies to online purchases.

    Learn more

    Provided by If insurance

    Card payments

    In the internet bank or mobile app you can set allowed transactions and spending limits for your cards.

    For additional security of online purchases made with cards, you need also to connect to your internet bank, thus confirming your identity.

    Types of repayment schemes

    Credit line

    You may repay the used amount of the credit line to the bank gradually – in the period from the 5th to 15th day of the following month, by repaying only 5% of the used credit limit. 

    Interest-free credit card

    You may use the interest-free credit limit free of charge for up to 45 days – if you pay back the used credit limit amount by the 15th day of the next month, no interest will be charged, and the full credit limit will be available again.

    In case you lost your card

    In case of loss or theft of a card, it must be blocked for security reasons.

    You can do this at any time:

    • in the internet bank (section “Cards” → “My cards”);
    • in the mobile app (in the Cards section, select your card and press Blocking);
    • by calling the bank at +371 26668777
    Service Fee
    Fee for preparing a card/additional card 35.00 EUR
    Fee for use of the card/additional card (per month)1 35.00 EUR
    Replacing a card/additional card 35.00 EUR
    Commission for purchase in Latvia and abroad Free of charge
    Cash withdrawal in another bank 2%, min 4.00 EUR
    Cash withdrawal at ATMs 2%, min 4.00 EUR
    Cash withdrawal at business operators' outlets 2%, min 4.00 EUR
    Cash deposit at SEB bank’s ATM:
    • up to 6,000 EUR within one calendar month for all customer's accounts
    Free of charge
    • upon exceeding monthly credits of 6,000 EUR for all customer's accounts
    0,1% of transaction amount
    Fee per 1 person visiting the airport executive lounge (as part of Priority Pass Program) 30.00 EUR
    Changes in the credit card agreement (submitted to the branch) 10.00 EUR
    Changes in the credit card agreement (submitted in internet bank)2 Free of charge
    Reviewing an application of credit limit increase 10.00 EUR
    Service I Interest-free credit limit II Credit line
    Fee for the used credit limit (per year) 0% 18% (1,5% per month)
    Monthly repayment amount 100% 5%
    Late payment interest (per year) 36% (3% per month) 36% (3% per month)
    Contractual penalty (per year) 36% (3% per month) 36% (3% per month)

    Others charges and terms related to Mastercard World Elite

    Service Fee
    Fee for sending a card/additional card by mail in the territory of Latvia 1.00 EUR
    Fee for sending a card/additional card to abroad 10.00 EUR
    Fee for sending card/additional card to a parcel machine in Latvia 2.30 EUR
    Reviewing a complaint3, 4 Free of charge
    Change of PIN code in SEB bank’s ATMs Free of charge
    Fee for unblocking PIN code of a card in SEB bank’s ATMs, if the PIN has been entered incorrectly for 3 consecutive times while using POS terminal Free of charge
    Change of card transaction limit within SEB bank's standard limit (branch)5 5.00 EUR
    Change of card transaction limit above the standard maximum limit set by SEB bank5 10.00 EUR
    Consideration of a loan application Free of charge
    Checking the account balance through ATMs of:
    • SEB bank
    Free of charge
    • other banks in Latvia
    0.45 EUR
    • other banks abroad
    1.00 EUR
    Fee for urgent card issue6 30.00 EUR
    Surcharge on currency exchange when the currency of the card’s main account is not that of the transaction currency7 3%

    The limit of transactions within one calendar month includes purchased and cash withdrawal transactions of 15,000 EUR.

    Total cash deposit limit in ATMs with all customer’s cards is 7,000 EUR per month.8

    For other services (current account maintenance, transactions in the account, processing of the customer’s documents etc.) which SEB bank provides to the customer in relation to payment card servicing, the customer pays in accordance with SEB bank’s General Price list for individuals.

    A maximum of 200 banknotes can be deposited in an ATM in a single deposit transaction.

    1 Charged starting from the second month of using the card/additional card.

    2 Except increase of the credit limit.

    3 If processing of the complaint involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.

    4 Application shall be deemed received by us:

    • on the current working day if the application is submitted and received before 16:00;
    • on the next working day if the application is submitted after 16:00.

    In case working day is shortened according to the law, the above deadline shall be one hour prior to end of the shortened working day.

    5 Includes changes in POS, ATM and monthly spending limits.

    6 If the card is ordered on business day by 12:00, it will be available at the Rīdzene branch on the same day after 16:00. If the card is ordered after 12:00, it can be received at Rīdzene branch on the next business day after 16:00.

    7 Information about exchange rates is available on the home page of International card organizations

    8 SEB bank has the right to unilaterally reduce or increase the cash deposit limit upon evaluation of the Customer's business and personal activities.

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