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When to use a credit card?

  • A loan for purchasing of a new phone, computer, or a household appliance

    Your household appliance has broken down

  • A readily available loan to benefit from discounts and sales

    A bargain price is offered for a long-coveted purchase

  • Financing to cover the costs of medical expenses and medicinal drugs

    To cover your medical expenses

  • An emergency loan for your car repairs

    To cover your car repair costs

  • A credit for cases when you need a loan to the end of the month
A credit card for booking hotels and renting cars abroad

    You’ve run short of money until the next payday

  • Kompass

    For travel and larger purchases

Credit card with a loan. If you do not use the funds provided by the bank, you will not have to pay for them.

 
 

Mastercard Classic contactless credit card

VISA Style credit card

Mastercard Gold credit card

 
Particularly suitable for Fast routine payments using the contactless function For routine payments in style For the loves of an elegant life-style, who cannot afford standing in the queues
Monthly fee* 2.00 / 2.15 2.50 / 2.70 3.60
Issuance fee* 2.00 / 2.15 2.50 / 2.70 3.60
The available credit limit (loan) From 50 up to 15,000 EUR From 50 up to 15,000 EUR From 50 up to 15,000 EUR
Contactless payments Yes No No
The design selected by you No Yes No
Priority banking services at the branch No No Yes

Mastercard Classic contactless credit card

Mastercard Gold credit card

Particularly suitable for
Fast routine payments using the contactless function For the loves of an elegant life-style, who cannot afford standing in the queues
Monthly fee*
2.00 / 2.15 3.60
Issuance fee*
2.00 / 2.15 3.60
The available credit limit (loan)
From 50 up to 15,000 EUR From 50 up to 15,000 EUR
Contactless payments
Yes No
Priority banking services at the branch
No Yes

*Lowest price by choosing Credit line type of the repayment and highest – Interest-free credit card.

All offered credit cards
  • Contactless Mastercard credit card

    Contactless Mastercard credit card

    Contactless payment card allows you to pay for purchases worth up to 25 EUR without entering the PIN - you just need to hold it close to the POS terminal. You may use the card also for transactions in ATMs and internet payments.

    Read more

  • Mastercard Classic credit card

    Mastercard Classic credit card

    The internationally recognised and secure Mastercard Classic credit card will enable you to pay for your purchases in Latvia as well as abroad and to use one of the two types of loans, i.e., an interest-free credit limit of 100% of your salary or a credit line that provides additional financing of 200% of your salary.

    Read more

  • VISA Style card

    VISA Style card

    This is a card of your individual design with all conventional credit card features. For the card design, you can choose any of the images offered by SEB bank or a picture from your private gallery.

    Read more

  • Mastercard World Elite

    Mastercard World Elite

    The Mastercard World Elite credit card has become a worldwide symbol of quality and privileges, as it provides personalised services and special advantages.

    Read more

  • Mastercard Gold

    Mastercard Gold

    The prestigious Mastercard Gold credit card will enable you to use a special service at all times as well as the credit limit of up to 200% of your monthly income and priority queuing at all the branches of SEB bank.

    Read more

 

*Borrow deliberately, assessing your capacity to repay the loan.

Types of the repayment of the loan

At applying for the credit card, you must also specify how you would like to use and repay the money borrowed from the bank.

Kredītlimitu viegli atmaksāt

finansējums medicīnas un zāļu izdevumu segšanaiCredit line

The amount of the credit limit is from 50 EUR up to 200 % of your monthly net income.

You may repay the used amount of the credit line to the bank gradually – in the period from the 5th to 15th day of the following month, by repaying only 5% of the credit limit used in the previous month. 21% interest rate on used credit limit, contractual penalties and late payment interest according to price list are deducted together with the principal.

finansējums medicīnas un zāļu izdevumu segšanaiInterest-free credit card

The amount of the credit limit – from 50 EUR up to 100% of your monthly net income.

You may use the interest-free credit limit free of charge for up to 45 days – if you pay back the used credit limit amount by the 15th day of the next month, no interest will be charged, and the full credit limit according to price list will be available again.

  • finansējums medicīnas un zāļu izdevumu segšanaiTypes of the repayment of the loan

    At applying for the credit card, you must also specify how you would like to use and repay the money borrowed from the bank.

  • finansējums medicīnas un zāļu izdevumu segšanaiCredit line

    The amount of the credit limit is from 50 EUR up to 200 % of your monthly net income.

    You may repay the used amount of the credit line to the bank gradually – in the period from the 5th to 15th day of the following month, by repaying only 5% of the credit limit used in the previous month. 21% interest rate on used credit limit, contractual penalties and late payment interest according to price list are deducted together with the principal.

  • finansējums medicīnas un zāļu izdevumu segšanaiInterest-free credit card

    The amount of the credit limit – from 50 EUR up to 100% of your monthly net income.

    You may use the interest-free credit limit free of charge for up to 45 days – if you pay back the used credit limit amount by the 15th day of the next month, no interest will be charged, and the full credit limit according to price list will be available again.

Pros: With the Active plan, you get a credit card free of the monthly usage fee

With the Active plan at 4 EUR per month, you will have:

  • an unlimited number of transfers within Latvia and to all SEPA countries
  • a free payment card
  • Standard Mastercard and Style credit card without the monthly fee

A handy option to monitor cards with the mobile app

A handy option for monitoring your spending, as well as for changing payment limits and settings. For additional security, you can enable or disable, at any time, the options for online purchases or purchases abroad.

Read more

 

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