Investment strategy
A global investment plan, whose assets are tied to stock indices (up to 100%).
Investments in equity market indices, which can reach the maximum proportion specified in the regulations of the Republic of Latvia. Data recorded in September 2024.
Asset manager – IPAS SEB Investment Management;
Holder of the assets – AS SEB banka.
Results
The graph shows the five-year returns (per year) in the category “Stocks: up to 100%” for the five best-performing plans. Source: www.manapensija.lv. Period: 18.06.2020. – 18.06.2025.
Past profitability does not guarantee similar results in the future.
Profitability needs to be measured over the long term.
Commission fee per year
| Fixed management fee | 0,30% |
| Performance fee | Not applicable |
SEB index plan
Basic information intended for participants (PDF, LAT)
Reports of 2nd pension pillar investment plans (LAT)
Sustainability-related information disclosure
This financial product does not promote environmental or social characteristics, as it does not have a sustainable investment objective
Other 2nd pension pillar plans
SEB dynamic plan
- If more than 15 years left until retirement
- Investment in shares up to 100% of the total savings
- If you expect higher profitability and are ready to assume a higher risk
Which plan is the most suitable for you?
As you have more than 15 years left until retirement age, you have the opportunity to choose one of our two 2nd pension pillar investment plans. They have different management methods:
Actively managed funds – When a fund is actively managed, an SEB fund manager regularly monitors and amends investment portfolios according to economic and financial market outlooks. The fund manager makes investments to global listed markets, as well as local markets and asset classes not accessible to index funds – such as private equity, real estate and venture capital. The fund manager follows the SEB sustainability strategy to make a positive impact on society and environment, in addition to earning the highest possible return.
Passively managed funds – When a fund is passively managed, its aim is to follow the performance of global financial market indices. With index funds, an SEB fund manager doesn't manage the market risk of the fund. The fund makes investments only in global listed equity markets.
Do you have any questions about the 2nd pension pillar savings?
Complete our simple form and one of our pension advisors will be in touch with you soon.
