Invest with others — professionals manage and diversify your money.
You choose the strategy, we handle the rest.
- Recommended for long term investments
- The minimum amount of an investment is 1 euro
- Wide range – various strategy, geography, equity, bond and technology funds
- Convenient order placement in the Internet Bank and portfolio overview in the mobile app.
How does investing in funds work?
- Open a current or an investment account, and then open and connect the securities account . They can be opened via Internet Bank free of charge
- Choose traditional or strategy funds or both to invest
- Buy funds
- For best long-term results we suggest to create a regular fund standing order , since it will decrease the portfolio fluctuations
SEB investment funds
SEB funds are managed by investment professionals in accordance with the fund's prospectus.
The funds are suitable for a wide range of investors – from those seeking lower risk and more modest returns to those willing to take on higher risk in order to grow their investment portfolio.
- Choose from a variety of fund types – equity, bond, index, and money market funds.
- Funds are available with investments across different countries, regions, and sectors.
- Suitable for different needs and levels of investor experience.
How to invest in funds?
- Open the necessary accounts
- Open a current or investment account.
- Then open and link a securities account.
- Accounts can be opened for free in the internet bank.
- Choose the funds to invest in
- Consider whether you want to invest in traditional funds, strategy funds, or use both solutions.
- In the internet bank, go to Investments > Funds and complete the transaction order form.
- It is recommended to set up regular payments
To make your investments more consistent over the long term, it is advisable to set up regular contributions to the fund. This helps smooth out value fluctuations.
Robo-Advisor – automated solution that makes investing easy
- From an idea to a suitable solution in only 15 minutes
- Starting from just 10 euros
- No previous experience needed
- Available in our mobile app under the Investments section
Micro-investments – if you want to make your own investment decisions
Suitable for those who wish to invest in ETFs by themselves with smaller amounts of money.
- You can invest starting from 1 EUR in index funds.
- S&P 500, Nasdaq 100 and other popular stock market indexes.
- You will select the investment amount and we will do the rest.
- You can choose to invest regularly or just when you want.
- Available in our internet bank section Investments.
Investment ABC
If you are new to investing, it could be difficult to understand all the details. So, we created a short guide which will help you to learn the basic stuff.
- Guide on how to get started
- Ideas on what to look for when choosing where to invest
- Investing dictionary
Pricing of investment products depends largely on the fund you are planning to invest in. However, you should consider with the following fees and charges:
- Securities account opening, which is free of charge in Internet Bank
- Investment account opening (recommended, not must) which is free of charge
- Safekeeping fee / Monthly administration fee
- Fund ongoing charge
| Service | Fee in internet bank/ at the customer service points |
|---|---|
| Monthly administration fee for SEB Luxembourg U, F class and SEB Swedish E class mutual funds1, 2, 3 | |
| Monthly administration commission fee includes subscription, regular subscription, redemption, switch and storage of mutual fund units: | |
| 0.035% |
| 0.035% |
| 0.010% |
| Commission for transactions with other class SEB mutual funds3 | |
| Regular subscription of mutual fund units4 | Free of charge |
| Redemption of SEB mutual fund unit | Free of charge |
| Switch | Free of charge |
| Monthly fee for storage of SEB mutual fund units, distributed by SEB bank5: | |
| 0.035% |
| 0.035% |
| 0.010% |
Minimum amount for subscription and switch of SEB mutual fund units - 1.00 EUR or equivalent in another currency.
1 Regular payment orders or operations in Internet bank are possible only for those funds that are publicly distributed by SEB and indicated in SEB bank's home page.
2 Commission is calculated according to the market value of securities or face value at the end of the day, and it is set in the equivalent of EUR according to the currency exchange accounting rates set by the European Central Bank (or if necessary by the rates of the respective national central bank.
3 The maximum allowed subscription fee is indicated in prospectus regulating SEB mutual funds. In cases when maximum allowed subscription fee indicated in the prospectus exceeds the fee indicated in the pricelist, the smallest fee will be applied.
4 Subscription orders are not available.
5 Commission is calculated according to the market value of securities or face value at the end of the month, and it is set in the equivalent of EUR according to the currency exchange accounting rates set by the European Central Bank (or if necessary by the rates of the respective national central bank).
We aim to always follow regulatory requirements
- Investor protection for investing in funds, stocks or any other financial instruments
- Transparency of financial markets
- Your investments are kept separated from the bank’s balance sheet which means they are protected from creditors
- When providing investment services, we always aim to comply with Markets in Financial Instruments Directive (MiFID) and other regulatory requirements
Keep money for investing separately on an investment account
An investment account helps simplify tax payments.
You’ll only have to pay taxes if you withdraw more from the account than you’ve contributed.
- Recommended for transactions in funds, stocks, bonds, and ETFs
- An opportunity to defer the payment of personal income tax
- Convenient transparent transactions in various financial instruments
- At the end of the year, we’ll prepare a statement to help you easily keep track
You need a securities account to invest
To carry out securities transactions, you need to open a securities account.
When using our simplified investment solutions – RoboAdvisor or Microinvestments – SEB will open special portfolio investment and securities accounts on your behalf.
- It is used to hold securities and engage in securities transactions
- Transfer to or receive securities from third parties, i.e., to or from other individuals or companies
- An opportunity to buy and sell independently by using the Internet Bank
- No fees for opening or closing the securities account
Our customer reviews
Customer-oriented and responsive bank and very competent employees
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I like those colourful tools that I can open a digital coin jar and savings account. It’s very easy.
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Convenient, fast services, reliable, stable bank.
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