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SEB Index plan

  • Highest investment result in the last three years*
  • Low management fees – 0,30% per year
  • Suitable for you, if you have more than 15 years until retirement and you are ready to take a high risk

*Source: manapensija.lv. Period: 20.12.2019 – 20.12.2022.

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Investment strategy

A global investment plan, which assets are tied to stock indices. Investments in stock market indices, that can reach the maximum proportion specified in the regulations of the Republic of Latvia.

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Asset manager - IP AS SEB Investment Management, address: Antonijas iela 9-12, Riga, LV-1010, AS SEB banka is the holder of the assets.

Results

The graph shows yearly performance % for the  four 2nd pension pillar plans with highest investment result in Latvia from 20.12.2019 to 20.12.2022. Source: www.manapensija.lv.

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Historical investment result do not guarantee equivalent result in the future.
Investment plan results and prospectus

Other 2nd pension pillar plans

SEB dynamic plan

  • If more than 15 years left until retirement
  • Investment in shares up to 100% of the total savings
  • If you expect higher profitability and are ready to assume a higher risk

More about the plan

Compare all 2nd pension pillar plans

Which plan is the most suitable for you?

As you have more than 15 years left until retirement age, you have the opportunity to choose one of our two 2nd pension pillar investment plans. They have different management methods:

Actively managed funds – When a fund is actively managed, an SEB fund manager regularly monitors and amends investment portfolios according to economic and financial market outlooks. The fund manager makes investments to global listed markets, as well as local markets and asset classes not accessible to index funds – such as private equity, real estate and venture capital. The fund manager follows the SEB sustainability strategy to make a positive impact on society and environment, in addition to earning the highest possible return.

Passively managed funds – When a fund is passively managed, its aim is to follow the performance of global financial market indices. With index funds, an SEB fund manager doesn't manage the market risk of the fund. The fund makes investments only in global listed equity markets.

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