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SEB Index plan

  • Highest investment result in the last three years*
  • Low management fees – 0,30% per year
  • Suitable for you, if you have more than 15 years until retirement and you are ready to take a high risk

*Source: Period: 20.12.2019 – 20.12.2022.


Investment strategy

A global investment plan, which assets are tied to stock indices. Investments in stock market indices, that can reach the maximum proportion specified in the regulations of the Republic of Latvia.


Asset manager - IP AS SEB Investment Management, address: Antonijas iela 9-12, Riga, LV-1010, AS SEB banka is the holder of the assets.


The graph shows yearly performance % for the  four 2nd pension pillar plans with highest investment result in Latvia from 20.12.2019 to 20.12.2022. Source:


Historical investment result do not guarantee equivalent result in the future.
Investment plan results and prospectus

Other 2nd pension pillar plans

SEB dynamic plan

  • If more than 15 years left until retirement
  • Investment in shares up to 100% of the total savings
  • If you expect higher profitability and are ready to assume a higher risk

More about the plan

Compare all 2nd pension pillar plans

Which plan is the most suitable for you?

As you have more than 15 years left until retirement age, you have the opportunity to choose one of our two 2nd pension pillar investment plans. They have different management methods:

 Active management approach – pension managers regularly analyse the market, make data-based assumptions, review the portfolio and make changes, if they believe that the changes can help to achieve a better result in the long term. 

Passive management method, represented by the index plans. These plans invest in financial solutions that replicate global financial market indices. Due to the different management approach, the plans have a lower commission fee. 

Need advice about pension savings?

  • Our consultants will find the most suitable solution for you and provide advice in the most convenient way for you – online, by phone or in person.