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Cards for youth (aged 7-17)
Special offer for children under the age of 18
Receive code calculato free of charge (standard fee – 9 EUR).
A Contactless Junior card will be your child’s first payment card for payments in shops, withdrawing money from ATMs, as well as for on-line purchases. Moreover, no monthly fee will be charged for the junior’s first card.
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A Contactless Junior card will be your child’s first payment card for payments in shops, withdrawing money from ATMs, as well as for on-line purchases. Moreover, no monthly fee will be charged for the junior’s first card. |
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Contactless Mastercard Junior payment card |
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Contactless Mastercard Junior payment card |
Advantages to juniors and children
Convenient payments for purchases in Latvia, on-line and abroad
The money available on the card may be viewed conveniently using the mobile application
A possibility to request money from parents through the mobile application in a few seconds
A possibility to withdraw cash from ATMs
Advantages to parents
A possibility to set the daily and monthly spending limits
Arrange a regular payment order through the internet bank for transferring the pocket money automatically
If necessary, extra money can be transferred through the mobile application or the internet bank within a couple of seconds
You will be able to view the type and amount of your child’s expenditure in a simple and expedient manner
How to apply for the card?
If child is not a SEB customer yet
- If the child is 7 – 15 years old. The child’s parent or other representative needs to to go a branch, bringing their own and the child’s passport or eID card to the branch. The child’s birth certificate or other document which proves representation is required if the parent or other representative brings only their eID card or the parent’s passport has no entry about the child.
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If the teenager is 16 – 17 years old. From the age of 16 persons can represent themselves – by bringing their passport or eID card, the teenager can visit the branch alone. The account can also be opened by teenager’s parent or other representative, taking both their own and the child’s passport or eID card. The child’s birth certificate or other document which proves representation is required if the parent or other representative brings only their eID card or the parent’s passport has no entry about the child.
Book the exact date and time of the branch visit online.
If child is a SEB customer
- If the child is 7 – 15 years old. Child’s parent or other representative needs to write a free form application in the internet bank, mentioning the wish to make a new bank card for the child. The name and surname of the child must also be indicated in the application.
- If the teenager is 16 – 17 years old. From the age of 16 children can represent themselves and apply for a new card in the internet bank.
How to receive the card?
- When applying for a card in a branch, you can choose how to receive the card – by post or in a SEB branch. The card will be prepared within 5 working days.
- When applying for a card in the internet bank or by using the free form application, the card will be prepared within 5 working days and sent by post to your specified address.
What children should know about the use of the card
Before you entrust using of the card to your child, talk through all security aspects with him/her, tell him/her what to do if he/she loses the card. You should keep you card in a safe place, memorise the PIN of the card and must not disclose it to anyone, nor keep it written on a piece of paper together with the card or in the memory of your mobile phone.
- Treat your card with care – a damaged card can become invalid. If you have lost your card or if it has been stolen, it needs to be blocked immediately. You can do that by calling the 24/7 helpline of SEB bank +371 26668777 (it is best that this number is saved in the child’s phone). The card will be blocked, and the money in the account will stay safe. If the card is found after the bank has already been notified of the loss of the card, do not use the card and contact the bank again.
- Bear in mind the rules of a safe use of the card when making online purchases. Make sure that you use the services of only certified online shops and service providers.
- For added security of the funds held in your current account, the bank has set transaction limits.
- If you enter a wrong PIN in the POS terminal three times consecutively, the card will be automatically blocked for security reasons. You can unblock the card at ATMs, by entering the correct PIN.
| In force from | In force to | |
|---|---|---|
| Payment card for minors agreement terms and conditions |
16.05.2019
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In force
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| Chargeback purchase or ATM cash-out application |
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In force
|
| Chargeback ATM cash-in application |
|
In force
|
| In force from | In force to | |
|---|---|---|
| Payment card agreement terms and conditions for private persons |
07.06.2021
|
In force
|
| Chargeback purchase or ATM cash-out application |
|
In force
|
| Chargeback ATM cash-in application |
|
In force
|
Archive
| In force from | In force to | |
|---|---|---|
| Payment card agreement terms and conditions for private persons |
16.05.2019
|
06.06.2021
|
Special offer for children under the age of 18
Receive code calculato free of charge (standard fee – 9 EUR).
| Services | Fees | ||
|---|---|---|---|
| Fee for card preparing1 | 1.40 EUR | ||
| Fee for use of the card (per month)2 | Free of charge | ||
| A monthly fee for the use of card after reaching the age of 18 years | 1.40 EUR | ||
| Replacing a card | 6.00 EUR | ||
| Commission for purchase | Free of charge | ||
| Cash withdrawal in another bank | 2%, min 3.00 EUR | ||
| Cash withdrawal at ATMs of: | |||
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Up to 600 EUR within one calendar month for the customer's all accounts • SEB bank • SEB group (Estonia, Lithuania) • in Latvia: Swedbank |
Free of charge | ||
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Exceeding monthly expenses of 600 EUR within one calendar month for the customer's all accounts • SEB bank • SEB group (Estonia, Lithuania) • in Latvia: Swedbank |
0,29% of transaction amount | ||
| • other banks | 2%, min 3.00 EUR | ||
| Cash withdrawal at business operators' outlets | Free of charge | ||
| Cash deposit at SEB bank’s ATM: | |||
| • up to 6,000 EUR within one calendar month for all customer's accounts | Free of charge | ||
| • upon exceeding monthly credits of 6,000 EUR for all customer's accounts | 0,1% of transaction amount | ||
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Others charges and terms related to Mastercard Junior debit card |
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| Reviewing a complaint3, 4 | Free of charge | ||
| Change of PIN code in SEB bank’s ATMs | Free of charge | ||
| Fee for unblocking PIN code of a card in SEB bank’s ATMs, if the PIN has been entered incorrectly for 3 consecutive times while using POS terminal | Free of charge | ||
| Change of card transaction limit within SEB bank's standard limit (branch)5 | 5.00 EUR | ||
| Change of card transaction limit above the standard maximum limit set by SEB bank5 | 10.00 EUR | ||
| Checking the account balance through ATMs of: | |||
| • SEB bank | Free of charge | ||
| • other banks in Latvia | 0.45 EUR | ||
| • other banks abroad | 1.00 EUR | ||
| Fee for urgent card issue6 | 30.00 EUR | ||
| Surcharge on currency exchange when the currency of the card’s main account is not that of the transaction currency7 | 3% | ||
The limit of cash withdrawal from ATMs within a period up to 24 hours for users of Mastercard Junior debit card is 70 EUR.
Total cash deposit limit in ATMs with all customer’s cards is 7,000 EUR per month.8
The limit of purchases within a period up to 24 hours for users of Mastercard Junior debit card is 1,000 EUR.
For other services (current account maintenance, transactions in the account, processing of the customer’s documents etc.) which SEB bank provides to the customer in relation to payment card servicing, the customer pays in accordance with SEB bank’s General Price list for individuals.
A maximum of 200 banknotes can be deposited in an ATM in a single deposit transaction.
1 Charged when the new or renewed card is activated.
2 Upon reaching the age of 18 years, a monthly fee for the use of Mastercard Junior is applied.
3 If processing of the complaint involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
4 Application shall be deemed received by us:
• on the current working day if the application is submitted and received before 16:00;
• on the next working day if the application is submitted after 16:00.
In case working day is shortened according to the law, the above deadline shall be one hour prior to end of the shortened working day.
5 Includes changes in POS, ATM and monthly spending limits.
6 If customer orders the card on business day by 12:00, it will be available at the Rīdzene branch on the same day after 16:00 or on the next day after 12.00 at any branch of Riga region*. If the card is ordered after 12:00, it can be received at Rīdzene branch on the next business day after 16:00 or on the day after past 12:00 – at any branch of Riga region*.
*Excluding Spices and Dienvidu branches.
7 Information about exchange rates is available on the home page of International card organizations
https://www.mastercard.com/global/currencyconversion/index.html
8 SEB bank has the right to unilaterally reduce or increase the cash deposit limit upon evaluation of the Customer's business and personal activities.
Customers until 18 years of age get Contactless Mastercard and VISA Style card for the same price and limits as applied for Mastercard Junior.