Consultation on the conclusion of the agreement, review of the application | Free of charge |
Purchase or sales of investment units | Free of charge |
Changes in allocation of further contributions or existing savings | Free of charge |
Change of life insurance sum insured | Free of charge |
Limitations
Minimum life insurance sum insured | 150.00 EUR |
Minimum accident additional insurance sum insured | 1 500.00 EUR |
Minimum surrender value | 0.00 EUR |
Terms of executing calculations, amendments and termination
Purchase of investment units |
Within 5 working days after receipt of the insurance premium1 |
Calculation of the accumulation in case of death of Insured |
Within 5 working days after the application submission date1 |
Calculation of the accumulation in case of termination of the insurance agreement | The surrender value is calculated in accordance with the agreement within 5 working days after the application submission date1 |
Calculation of accumulation in case of maturity of the insurance agreement |
Within 5 working days after the agreement end date1 |
Changes in allocation of further contributions |
Within 5 working days after the application submission date |
Changes in allocation of existing savings: | |
• sale of investment units |
Within 5 working days after the application submission date1 |
• purchase of investment units |
Within 5 working days after execution of the sale transaction1 |
Change of the Life insurance sum insured (changes take effect starting with the next payment period indicated in the policy) |
Within 10 working days after the receipt of all required documents |
Currency exchange rate
Currency exchange rate, if currency exchange is required | Currency at the exchange rates of the European Central Bank on the day of the calculations |
Guaranteed yield of savings
Guaranteed savings in EUR | Standard interest rate EUR on Savings deposit of SEB bank |
Guaranteed savings in USD | Standard interest rate USD on Savings deposit of SEB bank |
1 Except when a Management Company provides the performance of transactions according to a different schedule (for example, Funds may be closed for transactions and the value of their units is not calculated if there is a bank holiday in the country in which the fund is registered or/and managed).
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