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Short term travel insurance

Short term travel insurance

Protection in unexpected situations when traveling

  • Different coverage types and protection for all travellers
  • Support is available 24/7
  • Purchase conveniently in the internet bank

The short term travel insurance provided by our cooperation partner If Insurance will allow you and your travel partners to feel safe during leisure and business trips, which don’t last more than 45 and doesn’t involve paid heavy physical work. If an accident happens, a 24/7 helpline is available. In addition, If Insurance covers the medical and travel cancellation or interruption expenses due to COVID-19.

IF logotips

We provide insurance in cooperation with our partner If Insurance*

Why choose If Insurance:

  • 96% of If customers would suggest If Insurance to their family and friends.
  • Expenses caused by medical and travel cancellation or interruption due to COVID-19 are covered.
  • A 24/7 support helpline during the travel and convenient application for indemnity.
  • Possibility to adjust the insurance coverage according to your needs and possibilities.
  • No formal excuses are looked for to refuse the indemnity.

Short term travel insurance provides comprehensive protection when traveling, and covers you from various unexpected costs:

  • Medical expenses, if an accident or a serious illness occurs during the trip.
  • Expenses for various accidents, such as stolen personal belongings, lost or stolen documents, as well as damaged or lost luggage.
  • Costs due to travel changes, for example, when you have to suddenly interrupt the trip, purchase new transportation tickets, cancel bookings or miss an event.
  • Civil liability costs, if damage to health, life or property of a third party is caused during the trip. In addition, expenses for legal services during the trip are also covered, if such a necessity occurs.

Additionally you can insure also high-risk activities, which will give you a feeling of security and will cover unexpected expenses, if during the trip you plan to take part in, for example, winter sports, water sports or other similar activities. Security when renting a car when traveling is also available and will cover the car rental deductible, which the rental company would withhold from you in case the rental car is damaged.

Persons up to the age of 75 can be insured. However, if you wish to insure older travellers, please contact If Insurance. We invite you to evaluate the offered types of short term travel insurance to select the most suitable policy and coverage for you. If you are our customer, in the internet bank you can calculate the policy price, purchase the policy and learn more about the insured risks. If you are not our customer yet, we invite you to first become our customer so that you can purchase the insurance we provide in cooperation with If Insurance.

We also advise you to apply for EHIC card (European Health Insurance Card), which confirms that the person is socially insured and is a citizen of a European Union’s member state, a European Economic Area country (Iceland, Norway, Liechtenstein) or a resident of Switzerland Confederation. The EHIC ensures that the necessary and urgent medical care is given to the same extent as is provided to the country's residents, where patient is receiving a medical help.


* If P&C Insurance AS Latvijas filiāle (registration number 40103201449), which in Latvia represents If P&C Insurance AS registered in the Republic of Estonia (registration number 10100168). Legal address of the company: Republikas laukums 2A, Riga, Latvia. Company’s websites: https://www.if.lv/ and https://www.if.ee/.

Our cooperation partner If Insurance will prove you with support 24 hours a day throughout the trip. In case of an accident, please contact the insurer by calling at +371 66888833 (for calls from the US +18006949470).

You can submit an application for indemnity 24/7 on the webpage if.lv or by calling If Insurance at +371 67338333.

What to do if an accident occurs or you need help:

  • If you require medical help due to sudden illness, trauma or acute toothache, visit the nearest medical facility or contact the local emergency medical service if the situation is urgent.
  • If you require transportation to your home country doe to a trauma or illness, please contact If Insurance.
  • If an insured person dies during the trip, please immediately contact If Insurance.
  • If damage to health, life of property of a third party is caused during the trip, for example, if you collide with another skier who needs medical help afterwards, please immediately contact If Insurance. Be sure to take care of the documents related to accident, including a written document by the injured party or its representative about the damages caused. Afterwards apply for indemnity.
  • If you need legal help during the trip, please immediately contact If Insurance. When you return to your home country, apply for indemnity.
  • If at the travel’s destination you notice that your luggage is damaged, ask the carrier for a proof about the damaged luggage. To apply for indemnity, you need to keep the damaged luggage, as well as provide pictures of it. When you return to your home country, apply for indemnity.
  • If the delivery of your luggage is delayed for more than 4 hours in the travel’s destination due to the fault of the carrier, ask the carrier for a proof about the delay. If you need to buy basic necessities, such as clothes, shoes or hygiene items, make sure to keep a proof of payment for these items. When you return to your home country, apply for indemnity.

If Insurance will contact you if it will be necessary to ask for additional documents and evidence, clarify information about the circumstances of the insurance event, the amount of losses and possible liable persons.



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