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All 2nd pension pillar investment plans

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Asset manager - IP AS SEB Investment Management; AS SEB banka is the holder of the assets.

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Age: 15–50
SEB dynamic plan

  • The saving period is longer than 15 years
  • A high risk fund with equities up to 100%
  • A fund manager actively monitors the fund and seeks the best opportunities in the market
  • Wider investment universe includes also local and alternative investments
  • The fund follows the SEB sustainability strategy
  • The goal is to outperform passively managed index funds with similar characteristics. Both short and medium term returns could deviate due to different investment strategies

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Age: 15–50
SEB Index plan

  • The saving period is longer than 15 years
  • A high risk fund with equities up to 100%
  • A fund manager does not manage market risks
  • Follows and replicates the performance of global listed equity markets
  • The goal is to follow the investment return of global financial markets with no possibility of outperformance

 

Age: 51-55
SEB active plan

  • More than 10 years left until retirement
  • Investment in shares up to 50%
  • If you expect higher profitability
  • You are ready to assume a higher risk

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Age: 56-60
SEB balanced plan

  • More than 5 years until retirement
  • Investment in shares – not more than 25%
  • You expect average profitability
  • You are ready to tolerate moderate short term fluctuations

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Age: 61+
SEB conservative plan

  • Less than 5 years until retirement
  • The investments are made in fixed income securities
  • Retaining of the pension capital with minimum fluctuations is important for you

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