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Everything needed for your child’s first steps in the world of finances

Apply for junior plan, and don’t pay anything for using the junior card and making payments!

*Transfers, payments and use of the card is free of charge. Renewing the card after its expiry date (3 or 4 years) costs accordingly to the Price list, with the fee currently at 1.2 euros.


    Benefits from opening your child’s account in SEB

    • Teach your child management of finances

    • Create a standing order and no longer worry about your child’s pocket money

    • See how your child uses the pocket money

    • Transfer money to child’s account in just a few seconds


Special offer for children under the age of 18

Receive code calculator and bank card free of charge by applying until September 30 (standard fee – 21.2 EUR).

  • With junior plan, your child will receive:


    bankas kartePayment card without issuance and usage fee, applying for the special offer – valid until September 30


    An account with unlimited amount of free transactions to any bank in Latvia


    Modern mobile app to keep track of finances and use the money request function to ask parents for extra money when needed

  • How to open an account and receive a card for your child for free?

    1. If your child is 7 to 14 years old, visit any branch of SEB and bring your and your child’s passport or ID card (if your passport doesn’t have an entry about children, or the child doesn’t have passport or ID card, birth certificate is required).

      If your child is 15 years old, visit branch together and bring your identity documents.

      16 to 17 year olds can visit branch by themselves.

      In Riga, Spice and Domina branches gives you an option to book the date and time of the first meeting. Reserve meeting

    2. Open an account, enable the internet bank and select between Mastercard payment card with contactless function and Style card with a design of your child’s choice.
    3. Choose how to receive the card – by post, or by visiting the branch after 5 working days, just as you did when opening the account.

Financial literacy allows you to achieve more

Financial literacy provides us with knowledge and skills required for effective money management. It helps us make smart decisions, fulfil our goals and achieve more than it seemed possible at first. Moreover, financial literacy begins with just a few simple rules.


50% / 30% / 20%
Allocate half of your income to needs, a third – to wants, and save the rest.
10% for dreams
Allocate half of your savings towards your dream purchase. This will motivate you to save even more.
Set a goal
6 out of 10 people save money for a specific thing. Such goal will help you save up money faster.


Embrace the discounts
Seek discounts daily and don’t forget about the shop loyalty cards. You shouldn’t be ashamed of saving money.
Priorities, priorities, priorities
What would you rather choose – to fulfil your dream or to eat a fancy dinner every day? Creating a list of priorities will help you decide what to spend or not to spend your money on.
Help from technologies
Use SEB mobile app and programme “Planning the finances”. This will make it easier for you to keep track of your spending.



Uzmanību! Jūsu pārlūkprogramma neatbilst SEB mājas lapas prasībām, lūdzu, atjaunojiet to vai izmantojiet citu ierīci lapas aplūkošanai.

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