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Home insurance

Home insurance

Safe and protected home is an important part of life

  • All risk insurance for a low monthly payment
  • Purchase conveniently in the internet bank
  • Quick payout of the indemnity

The home insurance provided by our cooperation partner If Insurance will allow you to feel safe and will protect you from large expenses in various unexpected situations. In addition, the insurance covers not only the damages caused by fire, flood or theft, but also the losses caused by different smaller accidents, such as children painting on the walls, or a household item breaks during a party.

Calculate the policy price and apply in the internet bank section Insurance.

How to purchase, if you are not a SEB customer

IF logotips

We provide insurance in cooperation with our partner If Insurance*

Why choose If Insurance:

  • 96% of If customers would suggest If Insurance to their family and friends.
  • Slight negligence is not considered as a reason to refuse indemnity, for example, a forgotten lit candle on a table.
  • Quick payout of indemnity – in most cases the decision is made within 2 working days after receipt of all documents.
  • After the accident you can use your own repairmen or select the partners of If.
  • Opportunity to split the policy price in 12 payments without no additional charges.
  • Monthly insurance payment starting from 5 euros.

By selecting an insurance for a house, its interior and exterior decorations, walls, roof, windows, utilities, heating and ventilation systems, as well as the fence, gates, children playground constructions, greenery and auxiliary buildings up to 11 square meters will be insured.

By insuring an apartment, its interior decorations, walls, doors, ceiling, balcony, plumbing, electrical installations and utilities, part of the building that belongs to the owner via joint ownership, as well as the utility room, auxiliary room and parking lot located at the same building will be insured.

Additionally, you can insure:

  • Belongings inside the house or apartment. The furniture, household appliances, clothing and electrical appliances, as well as hobby items within the house or apartment will be insured. Insurance of the belongings located in auxiliary buildings and in the yard depends on the insured property type – house, apartment or summer house.
  • Civil liability. Damaged accidentally caused to another person’s property and health will be covered, for example, by leaking water to your neighbour’s apartment. You can insure yourself and your family, as well as select the insured amount.

We offer you to select from three insurance types according to your needs and possibilities:

  • Basic insurance, which covers all the risks listed in the policy.
  • All risk insurance, which covers losses caused by various accidents, unless they are listed as an exception.
  • Rental risk insurance, which covers risks of various accidents, unless they are an exception, as well as the losses caused by long-term and short-term tenants.

We invite you to evaluate the offered types of property and belonging insurance to select the most suitable policy and coverage for you. If you are our customer, in the internet bank you can calculate the policy price, purchase the policy and learn more about the insured risks. If you are not our customer yet, we invite you to first become our customer so that you can purchase the insurance we provide in cooperation with If Insurance.


* If P&C Insurance AS Latvijas filiāle (registration number 40103201449), which in Latvia represents If P&C Insurance AS registered in the Republic of Estonia (registration number 10100168). Legal address of the company: Republikas laukums 2A, Riga, Latvia. Company’s websites: https://www.if.lv/ and https://www.if.ee/.

When an accident occurs in your home, first report it immediately to the relevant authorities – the police, the fire and rescue service or the manager of the house. If it doesn’t endanger your health and safety, try to reduce the damage caused by the accident. Take photos of the scene of the accident and its consequences.

Report the insurance event to our cooperation partner If Insurance within 3 working days from the accident. You can submit an application for indemnity 24/7 on the webpage if.lv or by calling If Insurance at +371 67338333.

Please do not start repairs of your home or belongings without the consent of If Insurance. The insurer will contact you if it will be necessary to ask for additional documents and evidence, clarify information about the circumstances of the insurance event, the amount of losses and possible liable persons, or agree on the possibility to inspect the scene or damaged property.


  • If support for SEB customers (9.00 – 18.00):

    +371 67094088

  • E-mail:


  • Indemnity application:

    on If Insurance webpage

    or via phone (24/7):
    +371 67338333


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