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Car insurance

Car insurance

Protection in unexpected situations on the road

  • Different CASCO and MTPL coverage types
  • Purchase conveniently in the internet bank
  • Quick payout of the indemnity

The car insurance provided by our cooperation partner If Insurance will allow you to feel safe on the road and will protect you from large expenses in various unexpected situations. CASCO insurance can be divided into 12 monthly payments without additional costs, and you can use a replacement car for the whole duration of the repair period. In addition, you will receive special terms for MTPL insurance when buying it together with CASCO.

Calculate the policy price and apply in the internet bank section Insurance.

How to purchase, if you are not a SEB customer

IF logotips

We provide insurance in cooperation with our partner If Insurance*

Why choose If Insurance:

  • 96% of If customers would suggest If Insurance to their family and friends.
  • A replacement car for the whole duration of repair, if your car is not driveable.
  • Quick payout of indemnity – in most cases the decision and cost estimate is approved within 1 to 3 working days.
  • No formal excuses are looked for to refuse the indemnity. For example, unless it was the cause of the accident, the technical condition of the vehicle or speeding is not taken into account.
  • The deductible does not have to be covered if the accident happened in Latvia, the responsible person is known and had MTPL.
  • No requirement to indicate youngest driver and age in the policy.
  • Possibility to divide insurance payment into 12 monthly instalments.

CASCO insurance provides comprehensive protection on the road and covers you from unexpected costs incurred by your vehicle:

  • In cases of damage (road accidents, driving in a bump, scratches, collisions with objects, falling objects, damaged caused by other individuals, fires, natural disasters, damage caused by birds or animals).
  • In cases of theft or robbery (theft or a robbery of the car or its parts, damaged caused to car from an attempted theft).

Our cooperation partner If Insurance provides various types of CASCO insurance to our customers – Silver, Gold and Platinum –, allowing you to select the most suitable solution according to your needs and possibilities.

Meanwhile MTPL or Motor Vehicle Owners' Compulsory Third Party Liability Insurance is required for participating in traffic. In cooperation with If Insurance we provide not only MTPL, but also MTPL+ policies, that in addition to the damage caused to the health, life and/ or property of third parties also covers car replacement, car theft, collision with an animal, car repair and direct losses. In addition, when purchasing CASCO insurance, we offer 10% discount for MTPL policies.

We invite you to evaluate the offered types of car insurance to select the most suitable policy and coverage for you. If you are our customer, in the internet bank you can calculate the policy price, purchase the policy and learn more about the insured risks. If you are not our customer yet, we invite you to first become our customer so that you can purchase the insurance we provide in cooperation with If Insurance.


* If P&C Insurance AS Latvijas filiāle (registration number 40103201449), which in Latvia represents If P&C Insurance AS registered in the Republic of Estonia (registration number 10100168). Legal address of the company: Republikas laukums 2A, Riga, Latvia. Company’s websites: https://www.if.lv/ and https://www.if.ee/.

When a road accident happens, first report it immediately to the relevant authorities – the police, the fire and rescue service, emergency medical service or fill in the accident report. If it doesn’t endanger your health and safety, try to reduce the damage caused by the accident. Take photos of the scene of the accident and its consequences.

Report the insurance event to our cooperation partner If Insurance within 7 working days from the accident. You can submit an application for indemnity 24/7 on the webpage if.lv or by calling If Insurance at +371 67338333.

Take the vehicle to a repair service of your choice in order to prepare a repair cost estimate. However, please do not start repairing the vehicle without the consent of If Insurance. The insurer will contact you if it will be necessary to ask for additional documents and evidence, clarify information about the circumstances of the insurance event, the amount of losses and possible liable persons, or agree on the possibility to inspect the damaged vehicle.


  • If support for SEB customers (9.00 – 18.00):

    +371 67094088

  • E-mail:


  • Indemnity application:

    on If Insurance webpage

    or via phone (24/7):
    +371 67338333


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