How to prepare a payment order in Russian Rubles

• full title (including the branch name) and address (city, country);
• BIK code (MFO) contains 9 digits, and starts with 04...;
• correspondent account number in Central Bank of Russia contains 20 digits, starts with 301.... Last three digits of correspondent account's always match the last three digits of BIK code last three digits;
• If beneficiary has an account in bank that is receiving bank's branch, you should indicate the correspondent account number in field "account number of the beneficiary bank with intermediary bank" (contains 20 digits, starts with 303...)

•  last name, name, father's name for individuals ;
•  name and type of business form (IP) for individual entrepreneurs;
•  name of the company and type of business for a company, (OOO, OAO, ZAO, etc.);
•  INN code (tax payer identification code) residents of Russia  - must be filled only for companies (consists of 10 digits) and for individual entrepreneurs (consists of 12 digits);
•  KPP code (recipient code) consists of 9 digits;
• address and city;
   

• current account in Rubles consists of 20 digits, starts with 4 and seventh digit is 1;

• details of payment must necessarily begin with the currency operation code VO in brackets: The Central Bank of Russia a mandatory instruction code of 5 digits –corresponds to the information specified in the payment order.
  VO code list (RUS)
• Further precise and clear purpose of payment that includes the name of goods or services, number and date of invoice or contract, the amount of VAT(NDS). If goods or services are exempt from taxation, it is necessary to indicate "BEZ NDS". For example, (VO10030)ZA UGOLX PO DOGOVORU NO2, NDS 500 RUB or (VO10030)ZA UGOLX ScoT NO3, BEZ NDS.

When determining VO code, resident status should always be determined in relation to Russia. If you are a resident of Latvia, and are making a transfer to Russian company / individual, then you are a non-resident in Russia, but recipient is a resident. So, you should choose a code from the list "Non-resident payment to resident".

In cases when your payment is intended for the budget of Russian Federation (penalty payment, tax payment etc.):

• you should definitely indicate Russian Federation budget classification code – KBK (KBK code should consist of 20 characters) and Russian Classification of Territories of Municipal Formations – OKTMO code (should consist of 8 characters). If the payment is intended for a non-profit organization (beneficiary's account starts with 40703 and 14th character in the account number is “4” (40703хххххххх4хххххх)), the KBK code and OKTMO code also must be indicated in the payment. This information can only be obtained from the payment beneficiary in Russia.
• If the payer is registered with the Federal Tax Service of Russia, please indicate the INN and KPP of the payer in the beginning of the “Description” field:
  • for a legal entity - the INN and KPP of the organization, in the following format: INNXXXXXXXXXX.KPPXXXXXXXXX (INN – 10 digits, KPP – 9 digits)
  • for an individual – the INN of the individual (incl. individual entrepreneurs), in the following format: INNXXXXXXXXXXXX (12 digits)
    Additional information, incl. INN and KPP, a taxpayer can view in his Personal Account on the website www.nalog.ru.
• If the payer is not registered with the Federal Tax Service of Russia, please indicate the code of the payer in the beginning of the "Description" field:
  • for a legal entity - the country code of the registration of payer (2 letters) and taxpayer code in the country of registration, in the following format: ///LV,40123456789///
  • for an individual - the country code of the registration of payer (2 letters),  the identifier of the document type (7 characters; identifier of Latvian passport is LV01001), series (if any) and number of the identity document of a payer, in the following format: ///LV,LV01001,PA1234567///