Change language:
Image
Man and woman discussing something interesting

Customer Benefit Programme

Paragraphs

Customer Benefit Programme is a special offer for active users of our bank services, who receive their salaries to a SEB banka account. The programme consists of three different levels that offer various discounts and advantages.

Every customer of SEB banka may become a member of the programme by applying via internet bank or at any branch of SEB banka.

After applying for the programme, the conditions of the level that you conform to shall determine the discounts and advantages of the programme that you will receive. Meanwhile, as your habits of using the services of the bank change, your level of customer benefit programme will change as well.

Apply via internet bank

Advantages

Advantages for Silver and Gold level Customers:

  • Discounts on certain services of the bank.
    You can find the list of services in the pricelist
  • In-depth consultations of bank experts

Conditions

Applicable to customers who have applied for the Customer benefit programme as of April 26, 2018

Programme participant Silver level Gold level
Every customer of SEB banka without conditions Monthly income* on the account starting from 1000 EUR Monthly income* on the account starting from 1500 EUR
Customer Plan
‏‏‎ ‎ - At least one long-term saving product**

 

*Income from legal entities registered in Latvia

**Deposits with an original maturity of at least 1 year, the 3rd pillar pension, savings with private insurance.

Frequently Asked Questions

You can find out your Customer Benefit Programme membership status at the right side of the main page of your internet bank.

Yes, every customer may apply for the Customer Benefit Programme. Meanwhile the benefits of the Silver and Gold level will be applied as your habits of using the services of the bank change.

The level of Customer Benefit Programme changes depending on the changes in your habits of banking service use: the amount of regular monthly income on the account and the number and type of the banking services used. As they change, your level of Customer Benefit Programme will change as well.

The main advantages of the programme include various discounts on daily banking services and the regular receipt of summarised information regarding news at the bank.

Find out, if you are a Customer Benefit program participant and what are your current level of benefits in our internet bank.

If you would like to take advantage of the Silver or Gold level, please find out the terms and conditions in our website.

Services Standard price Fees for Silver level Customers Fees for Gold level Customers

Monthly service fee for the Customer Plan

Active Plan1 4.00 EUR 3.60 EUR 3.00 EUR

Credit cards

Fee for utilised credit limit for credit cards in compliance with the credit line pricelist 21% per year 18% per year 16% per year
Fee for utilised credit limit for credit cards in compliance with the instalment pricelist 24% per year 21% per year 19% per year
Mastercard Gold cards:
preparing fee 3.60 EUR 3.60 EUR 1.80 EUR
preparing fee, if card activated in a bank’s branch or by calling the customer’s centre 5.00 EUR
usage fee (monthly)3 3.60 EUR 3.60 EUR 1.80 EUR

Life insurance with savings (in funds)

Administration costs from contributions to insurance premiums (% from each premium) Up to 1,3% Up to 1,2% Up to 1,2%
Administration costs from savings (% per year) Up to 1,32%,
min. 1.95 EUR/per month
Up to 1,2%,
min. 1.95 EUR/per month
Up to 1,2%,
min. 1.95 EUR/per month

3rd pension pillar

Commission fees from accumulated capital (% annually):
SEB-Balanced
SEB-Active
1,33% 1,18% 0,60%
SEB-Index plan 1,15% 1% 0,42%

The customer pays for other services according to the standard SEB bank’s General Price list for individuals.


1 The Active Plan additionally includes: use of all Credit Cards (except GOLD and World Elite) without a monthly fee during the entire duration of the plan.

3 The fee applies starting with the second month of using the card.