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Baltic CFO survey 2026

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Dear client,

We invite you to participate in SEB bank’s traditional CFO survey on the business environment and outlook.

We look forward to receiving your responses by September 11.
 


1. Business conditions for your company in the next 12 months are seen as:
2. The overall financial position of your company is seen as:
3. What are the greatest concerns for your company in the next 12 months? (Multiple choice)
4. What are your corporate priorities for the next year? (Multiple choice)
5. Assuming a current cash surplus position, how would you prefer to use the money in the next 12 months?
6. Is this a good time to be taking greater risk onto your balance sheet, i.e., taking more debt for financing new significant CAPEX; boosting working capital by extending deferred payments to debtors and/or stocking up the warehouses; starting M&A activities, etc.?
7. How do you assess the readiness of the country to withstand external shocks (e.g., geopolitical tensions, global economic slowdown)?
8. What actions will your company take to increase business resilience to current external challenges in the next 12 months? (Multiple choice)
9. To what extent is AI becoming a key tool for navigating uncertainty and ongoing change in your company?
10. Which area of your organization benefits the most from AI adoption?
11. What unexpected upside or new opportunities has your company captured during recent geopolitical and economic disruptions?
12. How does your company adapt its strategy and planning in response to continuous change and uncertainty?
13. How has ongoing uncertainty influenced your company’s investment decisions?
14. What trade-offs has your company made to navigate continuous change?
15. Which capabilities are most critical for your company to successfully navigate continuous change?