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Loan payment insurance

Loan payment insurance

Essential protection of a housing loan borrowers for relatively small monthly installments

To reduce the risks associated with repayment of housing loans in various unexpected life situations, use insurance of loan payments. It is financial assistance for an borrower and members of their family during the repayment period of the home loan, in the event of serious health problems, as well as in case of loss of life or forced unemployment.

Benefits
What risks are insured
How to apply
Documents

Security, protecting your family from loss of property in unexpected life situations.
The possibility of concluding the insurance contract at any moment during the duration of the credit agreement convenient to you.
A chance to insure the loan guarantor also – the best possible solution if you have a joint loan.
The insurance premium is deducted automatically together with the loan payment.

Find out how much you would pay for your loan payment insurance.

Calculate

		What is compensated?	When does the risk insurance become effective?	Period of own risk	The maximum period of indemnity per one case	Submission of the Indemnity Application
Compulsorily insured risks	Temporary disablement: work loss related to illness or accident and lasting more than 30 days.	Monthly payments for your housing loan	30 days after the date of signature of the contract	Indemnity is not paid for the first 30 days	12 months	The Indemnity Application can be filled out and submitted by any person
	Lasting incapacity for work, when working capacity is permanently lost.	Entire housing loan balance	The next day after the date of signature of the contract	-	-	The Indemnity Application can be filled out and submitted by any person
	Loss of life	Entire housing loan balance	The next day after the date of signature of the contract	-	-	The Indemnity Application can be filled out and submitted by any person
Your choice: you can insure this risk coverage in addition	Involuntary unemployment lasting more than 30 days: work is lost on the grounds of the employer's notice or mutual agreement, initiated by the employer, as the result of staff reduction or liquidation of the company.	Monthly payments for your housing loan	60 days after the date of signature of the contract	Indemnity is not paid for the first 30 days	6 months	The Indemnity Application can be filled out and submitted only by the insured person who experiences involuntary unemployment.