Fixed or floating
- Pledged property for which you take a loan to purchase or renew
- Immovable and movable property, securities and surety as additional guarantee
- It is possible to apply for a guarantee to the extent of up to 80% of the loan provided by ALTUM
|Revision of the application||Free of charge|
|Processing of a loan, increasing of the limit (% of the amount of the increased limit)1||1%, min 150.00 EUR|
|Reserving loan resources (calculated in % for the unused amount of the granted loan)||0,5%|
|Repayment of the loan before maturity (% of the amount repaid before maturity)||2%, min 1,000.00 EUR|
|Prolongation of a loan maturity1||0,5%, min 150.00 EUR|
|Other changes to the loan agreement on the customer's initiative (% of the loan balance)1||1%, min 150.00 EUR|
|Uninsured collateral fee2||10.00 EUR per month|
|Valuation of collateral||0,1%, min 50.00 EUR|
|Document submission for registration of the pledge||50.00 EUR|
|Preparation of documents and applications needed for crediting services||15.00 EUR/hour|
|Preparation of loan agreement and collateral agreements in electronic format||Free of charge|
|Preparation of loan agreement and collateral agreements in paper format||35.00 EUR|
|Preparing, drafting and approving bank's consents/authorisations and other documents upon the customer's request||By agreement, min 70.00 EUR|
|Printout of information from LURSOFT database (financial statements, full information about the company, etc.) upon the customer’s request||10.00 EUR
(plus VAT 2.10 EUR)
|Confirmation of loan issuance||By agreement, min 30.00 EUR|
1 The commission fee must be paid on the day the agreement or amendments are signed.
2 The fee is charged if the collateral is not insured for more than 30 days.
Simple to apply
the filled application
We will contact you
with proposal or additional questions
a positive decision,
sign the agreement
- Filled loan application
- Latest annual report and interim report on current financial year
- Description of how the loan will be used, incl. financial projections
- A valuation report if a property is offered as collateral
- If you are not a customer of SEB, account opening is needed
Other ways to finance your business growth
Leasing for cars, equipment or commercial vehicles for your business.
Financing up to 20 000 euros for purchasing fixed assets, upgrading business or production facilities and for other purposes.
Want to make sure you find a suitable solution?
- Our client executives will help you find the suitable financing solution for your business
- We have a dedicated team of professionals you can trust