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Investment loan

  • Expand your business without using working capital
  • Build office, warehouse or production premises
  • Acquire fixed assets
Up to

7 years

Agreement term

Starting from

2000 euros

Financing limit

Fixed or floating


Financing for sustainable goals

Invest in renewable energy not monthly bills. Get personalised offer for: 

  • The solar panels purchase
  • The electric cars charging stations purchase  
  • Other sustainable solutions 


  • Pledged property for which you take a loan to purchase or renew
  • Immovable and movable property, securities and surety as additional guarantee
  • It is possible to apply for a guarantee to the extent of up to 80% of the loan provided by ALTUM
Service Fee
Revision of the application Free of charge
Processing of a loan, increasing of the limit (% of the amount of the increased limit)1 1%, min 150.00 EUR
Reserving loan resources (calculated in % for the unused amount of the granted loan) 0,5%
Repayment of the loan before maturity (% of the amount repaid before maturity) 2%, min 1,000.00 EUR
Prolongation of a loan maturity1 0,5%, min 150.00 EUR
Other changes to the loan agreement on the customer's initiative (% of the loan balance)1 1%, min 150.00 EUR
Uninsured collateral maintenance2 20.00 EUR per month
Additional services
Valuation of collateral 0,1%, min 50.00 EUR
Document submission for registration of the pledge in paper format 50.00 EUR
Preparation of documents and applications needed for crediting services 15.00 EUR/hour
Preparation of loan agreement and collateral agreements in electronic format Free of charge
Preparation of loan agreement and collateral agreements in paper format 35.00 EUR
Preparing, drafting and approving bank's consents/authorisations and other documents upon the customer's request By agreement, min 70.00 EUR
Printout of information from LURSOFT database (financial statements, full information about the company, etc.) upon the customer’s request 10.00 EUR
(plus VAT 2.10 EUR)
Confirmation of loan issuance By agreement, min 30.00 EUR

1 The commission fee must be paid on the day the agreement or amendments are signed.

2 Commission fee is applied if the collateral is not insured (insurance policy is not provided to the bank) more than 30 days since expiration of the previous insurance policy.

Favorable conditions for agricultural and forestry machinery loan

  • Commission fee for processing the transaction, starting from 150 EUR per unit of equipment
  • The interest rate is determined individually
  • Special equipment insurance offer in cooperation with If Insurance (15% discount)

The offer is valid by submitting an application until July 31.

Simple to apply

Send us
the filled application

We will contact you
with proposal or additional questions

a positive decision,
sign the agreement

Required documents

  • Filled loan application
  • Latest annual report and interim report on current financial year
  • Description of how the loan will be used, incl. financial projections
  • A valuation report if a property is offered as collateral
  • If you are not a customer of SEB, account opening is needed

Other ways to finance your business growth

Business leasing

Leasing for cars, equipment or commercial vehicles for your business.


Financing up to 50 000 euros for purchasing fixed assets, upgrading business or production facilities and for other purposes.

Want to make sure you find a suitable solution?

  • Our client executives will help you find the suitable financing solution for your business
  • We have a dedicated team of professionals you can trust