For your business success
Conditions
- For the development of business
- The maximum amount to be financed is up to EUR 50,000.
- The company has up to 9 employees.
- The annual turnover is up to 2 million EUR, or the balance sheet total is up to 2 million EUR.
- The guarantee is free of charge.
Simple to apply
Send us the filled application
We will contact you with proposal or additional questions.
After a positive decision, sign the agreement
EIF Guarantee
Contracts entered into between the European Investment Fund (EIF) and SEB enable us to provide loans and leasing services to micro, small and medium-sized enterprises in Estonia, Latvia, and Lithuania. The Guarantee is provided with the ultimate purpose of enhancing access to finance in line with defined policy objectives. The objective of this program is to increase access to finance for enterprises by offering additional guarantee from the EIF.
To get the EIF-supported financing, fill in application.
| Service | Fee |
|---|---|
| Revision of the application | Free of charge |
| Processing of a loan, increasing of the limit (% of the amount of the increased limit)1 | 1%, min 150.00 EUR |
| Reserving loan resources (calculated in % for the unused amount of the granted loan) | 0,5% |
| Repayment of the loan before maturity (% of the amount repaid before maturity) | 2%, min 100.00 EUR |
| Prolongation of a loan maturity1 | 0,5%, min 150.00 EUR |
| Other changes to the loan agreement on the customer's initiative (% of the loan balance)1 | 1%, min 150.00 EUR |
| Additional services | |
| Preparation of documents and applications needed for crediting services | 15.00 EUR/hour |
| Preparation of loan agreement and collateral agreements in electronic format | Free of charge |
| Preparation of loan agreement and collateral agreements in paper format | 35.00 EUR |
| Preparing, drafting and approving bank's consents/authorisations and other documents upon the customer's request | By agreement, min 70.00 EUR |
| Printout of information from LURSOFT database (financial statements, full information about the company, etc.) upon the customer’s request | 10.00 EUR (plus VAT 2.10 EUR) |
| Confirmation of loan issuance | By agreement, min 30.00 EUR |
1 The commission fee must be paid on the day the agreement or amendments are signed.
Want to make sure you find
a suitable solution?
a suitable solution?
- Our client executives will help you find the most suitable financing solution for your business.
- We have a dedicated team of professionals you can trust.