The website offering the goods or services must belong to a company that has concluded an agreement with the bank.

The website should indicate:

• complete name of the company;
• registry code;
• postal address; country of residence;
• e-mail address;
• contact phone.

• Complete list of goods/services – a detailed description of the goods/service; price list (currency for the card transaction);
• Total cost of the order – postal charges and the fee for determining them will be added; reference to possible additional fees, including the obligation of the person who orders to pay possible customs fees and value-added taxes.

• Description and terms and conditions of the purchasing process – must be easily found and unambiguous for the customer;
• Payment methods – all possible payment methods must be listed;
• The website must clearly display the logos of the accepted cards (Mastercard/Visa) and trademarks (SecureCode, VbV). You can download the correct logos from the EveryPay website.

• Procedure for handing over / sending the goods;
• Procedure for forwarding data about the order to the customer;
• Warranty provisions of the goods; procedure for exchange and return;
• Phone and e-mail address of customer support and procedure for providing feedback. Phone: local time working hours and time zone (GMT +2); e-mail address: time period in which replies are provided.
• The merchant undertakes to verify by any means which leaves a written record that the card owner has agreed to the terms and conditions for providing the service and/or the sale of the goods before confirming the transaction.

NB! The entire transaction process must be executed on the website specified in the agreement concluded with the bank. It is prohibited to direct the website to sites not specified in the agreement. It is also prohibited to direct the websites of other sales environments to the website specified in the agreement.

We also ask that you familiarise yourself with the document prepared by the Consumer Protection Board Instructions for a company operating in e-trade (PDF, LAT), which includes instructions for merchants arising from the requirements of the law and good trading practices.

No hidden monthly fees

An offer for companies with e-shop turnover less than 10,000 EUR per month:

* The price is indicative and may vary depending on the company's industry. VAT will not be applied to commission fees.

If the monthly turnover of the e-store exceeds 10,000 EUR, we invite you to apply for an individual price offer:

Get an offer

Our e-commerce payment service is provided through the bank's partner's payment gateway platform EveryPay. This solution  has been recognised as the best cloud-based payment by The Paytech Awards 2020.

Get in touch with our technical provider at support@every-pay.com and/or +37125893803 (I–V, 9.00–17:00).

Frequently asked questions
 

• e-Link service allows paying instantly for the goods and services purchased from your online shop. It also allows you to collect payments from SEB accounts.
• The identification service allows you to safely and simply identify a customer entering your service environment or online shop.

Learn more

Mastercard Click to Pay is a new way to pay with cards that makes it easier for customers to check out by eliminating the need to manually enter card details. It leverages intelligent user recognition, tokenization, and global standards to provide a faster and more secure checkout for consumers, increasing conversion. Mastercard Click to Pay is based on EMVCo Secure Remote Commerce standards and is supported by major card schemes,  functioning on all devices, browsers, and channels.

Mastercard Click to Pay employs advanced payment technology, tokenization, and authentication standards to enhance security and reduce fraud for online transactions. It also utilises behavioural analysis and biometrics to securely identify legitimate customers in real-time and mitigate risks. Additionally, a one-time verification is always required for updating personal information, and customers may need to input a one-time verification code to access their Mastercard Click to Pay profile.

Customers only need to register once to then access their profile across participating merchants. There are various ways to create an account:

1. Via your customer’s bank solution: cardholders can   create Click to Pay profile and add/link their card via their bank which issued their payment card designed solution
2. During checkout experience: In case your customer doesn't have card enrolled to Click to Pay profile there will be a possibility to create Click to Pay profile and add card for future payment there during checkout.

This secure and convenient online payment option is designed to work on all devices and browsers. Customers can experience the future of checkouts by looking for the Mastercard Click to Pay icon where Mastercard is accepted. They are intelligently recognised through smart cookies or lookup of their mobile or email address and presented with their saved cards, all within your guest checkout.

Your customers may use both Mastercard and VISA issued card with our Click to Pay solution.

Mastercard Click to Pay offers customers a quick and seamless checkout on all devices and browsers. Customers benefit from fewer clicks to complete a purchase and having all their cards stored in a single, secure profile without needing to enter card details or remember passwords.

Implementing Mastercard Click to Pay can help increase conversions, reduce fraud, and decrease the number of abandoned purchases by offering a smooth and secure payment option integrated directly into your existing checkout flow.

1. During checkout, we identify whether your customer has a Click to Pay account, by recognizing either their device or email address.
2. In case Your customer has a Click to Pay account, they can pay with their stored card details:

• Your customer receives a one-time password via email/phone, and they authenticate themselves. This step is skipped if the customer is using a recognized device.
• Your customer’s stored Click to Pay cards are shown and customer selects their preferred card and confirms the purchase.

3. In case your customer doesn’t have card enrolled to Click to Pay profile there will be a possibility to create Click to Pay profile and add card for future payment there during checkout.
4. There is always an option to pay through manual card detail entry (existing payment flow).

Unlike competing alternative payment methods, Mastercard Click to Pay is based on global payment standards and works across all channels and devices. Think of Mastercard Click to Pay as contactless payment, but for e-commerce.

Yes. Mastercard Click to Pay is built on EMVCo Secure Remote Commerce standards and provides a secure and convenient online checkout experience, regardless of browser or device. It can also handle all network tokens used for processing transactions. Additionally, merchants retain the ability to request a 3DS authentication (and associated liability shift benefits) on all Mastercard Click to Pay transactions.

This means you comply with PSD2 Strong Customer Authentication requirements, and that you don't have to worry about whether
implementing Mastercard Click to Pay affects any of the existing work your team has done to comply with these standards.

Apply for new e-commerce agreement

Step-by-step instructions for integrating Mastercard Click to Pay