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Vehicle insurance

Insurance Casco protects you and your business from various types of damages even hard to imagine as a result of an accident. MTPL indemnifies the damages to third parties caused by the driver of the vehicle.


Now to purchase CASCO is convenient with If Insurance

Conveniently choose any of the If Insurance Casco policies via internet bank.


  • Fast indemnity claim process – in most cases the decision and cost estimate will be approved within 1 to 3 working days
  • A replacement car available for the duration of repair, if your car is not driveable
  • No requirement to indicate youngest driver and age in the policy
  • Divide the insurance payment into 12 payments without additional premium extension

In cooperation with insurance partner If Insurance

96% of If customers would suggest If Insurance to their family and friends

If P & C Insurance AS Latvian branch, registration number 40103201449, representing in Latvia If P&C Insurance AS, registered in the Republic of Estonia, registration number 10100168 (hereinafter - the Insurer), registered address is Republikas laukums 2A, Riga, Latvia; website addresses and

  • We offer not only CASCO, but also CASCO+, which additionally insures car replacement (rental), theft, collision with an animal, repairs, as well as apply for indemnity with If Insurance
  • A special OCTA offer for the company's fleet of more than 5 vehicles

Choose the level for Casco protection

For special price offering to your car fleet over 5 cars, send a request to


  • Theft or robbery of the car
  • Road and other accidents
  • Collision with an animal or an obstacle
  • Window damages
  • Fire
  • 24/7 help
  • Full loss
  • Vandalism
  • Driver's or passengers accidental insurance
  • Cars optional equipment
  • Rental car
  • Natural disasters


  • All covered risks in Silver package
  • Theft of keys and fuel mixing
  • Damage or theft of personal belongings
  • Renewal of number plate


  • All covered risks in Gold package
  • Leasing obligations and decrease in market value
  • Repair in dealer center after guarantee ends

Simple steps to proceed

Calculate the price in internet bank

Choose insurance package and pay for the policy

Receive the policy on your e-mail

What to do in case of insured event?

  • Immediately inform relevant authorities (police, fire and rescue service or the manager of the house) about the event
  • Submit an application for indemnity 24/7 on the webpage or by calling +371 6733 8333 not later than within 3 business days from the date of the accident
  • Take a picture of the accident scene and consequences
  • Never start any repairs without the consent of insurer