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Balconies with green plants

Green microloan for business

To support sustainable business decisions,
we have special offer for purchase of solar panels and electric car charging stations

Up to

50 000 EUR

funding without collateral

Interest rate starting from


with a 3-month EURIBOR

Up to

7 years

loan term



and owners guarantee

Solar panels

Invest in renewable energy not monthly bills

  • Loan without a additional pledge
  • Easy application
  • Lower interest rate

Electric car charging stations

Provide your customers and employees the possibility to charge e-cars 


  • Loan with no additional pledge
  • Easy application
  • Lower interest rate

Price list

Service Fee
Revision of the application Free of charge
Processing of a loan, increasing of the limit (% of the amount of the increased limit)1 1%, min 150.00 EUR
Reserving loan resources (calculated in % for the unused amount of the granted loan) 0,5%
Repayment of the loan before maturity (% of the amount repaid before maturity) 2%, min 100.00 EUR
Prolongation of a loan maturity1 0,5%, min 150.00 EUR
Other changes to the loan agreement on the customer's initiative (% of the loan balance)1 1%, min 150.00 EUR
Additional services
Preparation of documents and applications needed for crediting services 15.00 EUR/hour
Preparation of loan agreement and collateral agreements in electronic format Free of charge
Preparation of loan agreement and collateral agreements in paper format 35.00 EUR
Preparing, drafting and approving bank's consents/authorisations and other documents upon the customer's request By agreement, min 70.00 EUR
Printout of information from LURSOFT database (financial statements, full information about the company, etc.) upon the customer’s request 10.00 EUR
(plus VAT 2.10 EUR)
Confirmation of loan issuance By agreement, min 30.00 EUR

1 The commission fee must be paid on the day the agreement or amendments are signed.

0.8% from guarantee amount if the financing term is up to 2 years (inclusive)

1,42% from guarantee amount if the financing term is longer than 2 years

Required documents

Solar panels from Ignitis Latvija

Ignitis has more than 80 years of experience in the energy market. The company works only with equipment that meets the highest quality standards, so it can provide excellent performance and long-term guarantees.

Learn more

  • Individually developed solutions
  • Efficiency guarantees
  • Support from experienced experts

Is your company eligible for a loan with ALTUM guarantee?

  • Comply with the status of small and medium-sized enterprises according to CoM Regulations No. 776 (LAT)
  • Comply with the state-granted de minimis aid limit. It sets a maximum threshold of state aid granted to a company over the last three fiscal years amounting to EUR 200,000 (in automotive – amounting to EUR 100,000). See more on de minimis conditions on the website of the Ministry of Finance (LAT)
  • Comply with economic activity, which is not on the ALTUM-list of prohibited industries

ALTUM guarantee raising is subject to a guarantee charge, which varies depending on the credit amount and term.

In case your company is not eligible for  ALTUM guarantee, we can offer microloan with an interest rate starting from 8% with a 3-month EURIBOR.

It is also possible to issue an ALTUM individual loan guarantee if the amount of financing exceeds EUR 50 000.

More financing solutions

Renew your car fleet using the special conditions of our green leasing

To support sustainable business decisions we offer special interest rate for battery powered electric vehicles.

  • Special interest rate for new and used (up to 2 years) battery powered electric vehicles: 1,45% + Euribor
  • First deposit for operating and financial lease starting from 10%
  • Special price for CASCO insurance

Valid if the purchase was made from SEB līzings cooperation partners

Investment loan

Expand your business and acquire fixed assets without using working capital.


Financing up to 50 000 EUR without a commercial or real estate collateral.

Financing for agricultural companies

Different financing options to support the growth of companies active in agricultural sector.