up to 1 year
from 2000 euros
- Immovable and movable property, surety and securities as additional guarantee
- It is possible to apply for a guarantee to the extent of up to 80% of the loan provided by ALTUM
- Filled loan application.
- Latest annual report and interim report on current financial year
- Description of how the loan will be used, incl. financial projections
- A valuation report if a property is offered as collateral
|Revision of the application||Free of charge|
|Processing of a loan, increasing of the limit (% of the amount of the increased limit)1||1%, min 150.00 EUR|
|Reserving loan resources (calculated in % for the unused amount of the granted loan)||0,5%|
|Repayment of the loan before maturity (% of the amount repaid before maturity)||2%, min 1,000.00 EUR|
|Prolongation of a loan maturity1||0,5%, min 150.00 EUR|
|Other changes to the loan agreement on the customer's initiative (% of the loan balance)1||1%, min 150.00 EUR|
|Uninsured collateral maintenance2||20.00 EUR per month|
|Valuation of collateral||0,1%, min 50.00 EUR|
|Document submission for registration of the pledge in paper format||50.00 EUR|
|Preparation of documents and applications needed for crediting services||15.00 EUR/hour|
|Preparation of loan agreement and collateral agreements in electronic format||Free of charge|
|Preparation of loan agreement and collateral agreements in paper format||35.00 EUR|
|Preparing, drafting and approving bank's consents/authorisations and other documents upon the customer's request||By agreement, min 70.00 EUR|
|Printout of information from LURSOFT database (financial statements, full information about the company, etc.) upon the customer’s request||10.00 EUR
(plus VAT 2.10 EUR)
|Confirmation of loan issuance||By agreement, min 30.00 EUR|
1 The commission fee must be paid on the day the agreement or amendments are signed.
2 Commission fee is applied if the collateral is not insured (insurance policy is not provided to the bank) more than 30 days since expiration of the previous insurance policy.
Simple steps to apply
Send us the filled application
We will contact you with proposal or additional questions.
After a positive decision, sign the agreement
Other options to finance your business’ trade and purchases
Change your invoices into cash flow. Offer extended payment terms to your clients, without reducing your working capital or sales volume.
Flexible option for using extra cash, offering the possibility to have a negative balance on company’s account for financing working capital.
Financing and managing the risks of your company’s trades.