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Start Plan

Start Plan

A cost-effective solution for starting your business

  • The Start plan is free of charge in the first year of use
  • 10 standard European payments per calendar month at no charge 
  • Free current accounts 
  • Free using of payment card Mastercard Business 

This plan is aimed at small companies that have been operating on the market successfully.

Find out about opportunities for newly established companies at SEB

The advantages of the Entrepreneur plan:

  • No commission charges for the opening and maintenance of current accounts
  • No monthly fee for the use of Mastercard Business payment cards
  • No charges for purchases with the card in euros
  • The Mastercard Business payment cards provide an easy way to pay for fuel, stationery goods, taxi services, as well as for plane ticket and hotel bookings, and renting of cars
  • An unlimited number of interbank transfers via internet bank and Telebanka from current accounts regardless of the type of the plan
  • You can easily choose the most suitable plan for you via internet bank
  • No charges for the execution of e-invoices with automated payments to accounts with SEB bank
  • 10 SEPA payments* per calendar month at no charge

* Payments in euro via internet bank and Telebanka from current accounts to other banks in Latvia and the countries of the European Economic Area. The commission fee for payments above the fixed number of times is applied in accordance with Price List.

A monthly fee for the use of the plan is charged on the 4th day of each month. An extra commission charge is levied for the use of Telebanka and Gateway in accordance with the Price List.

A discount applies to the monthly fee for the use of the plan to the customers who use at least one of the following services offered by SEB bank:

  1. loan services
  2. POS terminals for payments with cards
  3. the e-Link solution for transactions over the internet

A special offer for newly founded companies: no fee charged for the Startup plan in the first year of use. Using internet bank, you can choose the plan that is the most suitable for you, as well as change the existing plan or connect another one.

If your company has not opened an account with SEB bank yet, we would be pleased to meet you at any of the bank’s branches. The documents required for the opening of the company’s account:

  • Articles of Association or Bylaws (current wording), unless the latest version is available in the Lursoft database
  • A document proving the identity of the representative – his/her passport or ID card
  In force from In force to
Entrepreneur service plan agreement (LAT)
In force
Services Fees
Issuance and monthly fee Free of charge
Special issuance and monthly fee1 Free of charge

Package includes:

Monthly fee for opening and servicing a current account2 (unlimited number) Free of charge
Monthly usage fee for Mastercard Business payment cards (unlimited number)3 Free of charge
Monthly fee for connection and servicing Internet bank Free of charge
Payments from the Current Account, via Internet bank/Telebank/Gateway and direct debit of E-invoices:
   •  payments within SEB bank Free of charge
   •  standard SEPA payments Free of charge - 10 payments per month;
others - in accordance with the fee for the respective payment in electronic channels


The Entrepreneur's plan is not available:

  • to Non-residents,
  • to Payment and Electronic money institutions,
  • to Crediting service providers.


1 Special issuance and monthly fee is applied if the customer has activated any of these products: Acceptance of payment cards (POS terminal), Loan and e-Link.

2 Upon opening accounts, no minimum deposit is required.

3 The fee for preparing and replacing of Mastercard Business payment card is charged according to the SEB bank’s General Price list for Corporate customers.


  • +371 26668777
    +371 67779988

    Block payment card and internet bank


    Other questions

    Private customers

    Mon - Fri 08.00 - 18.00

    Business customers

    Mon - Fri 08.30 - 18.00


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