Get more with Altum
The possibility of co-financing in the form of a grant, administered by ALTUM.
Simple to apply
Together with Altum, the project will be assesed.
the filled application
with proposal or
a positive decision
sign the agreements
Please prepare the following documents
A completed loan application
The decision of residents to participate in the energy efficiency project, borrowing of the loan and the possibility of increasing the facility management fee. A positive decision has to represent more than half of all apartment owners. Based on complex evaluation of the specific project, the amount of owners' support may be reviewed.
Information about the owners of the apartments of the building.
The borrower's legal and financial documents.
Energy audit of the building.
Information about the building to be renovated (including the details on the required works and the estimate thereof).
A simplified technical design of the renovation works.
|Revision of the application||Free of charge|
|Processing of a loan, increasing of the limit (% of the amount of the increased limit)1||1%, min 150.00 EUR|
|Reserving loan resources (calculated in % for the unused amount of the granted loan)||0,5%|
|Repayment of the loan before maturity (% of the amount repaid before maturity)||2%, min 1,000.00 EUR|
|Prolongation of a loan maturity1||0,5%, min 150.00 EUR|
|Other changes to the loan agreement on the customer's initiative (% of the loan balance)1||1%, min 150.00 EUR|
|Uninsured collateral maintenance2||20.00 EUR per month|
|Valuation of collateral||0,1%, min 50.00 EUR|
|Document submission for registration of the pledge in paper format||50.00 EUR|
|Preparation of documents and applications needed for crediting services||15.00 EUR/hour|
|Preparation of loan agreement and collateral agreements in electronic format||Free of charge|
|Preparation of loan agreement and collateral agreements in paper format||35.00 EUR|
|Preparing, drafting and approving bank's consents/authorisations and other documents upon the customer's request||By agreement, min 70.00 EUR|
|Printout of information from LURSOFT database (financial statements, full information about the company, etc.) upon the customer’s request||10.00 EUR
(plus VAT 2.10 EUR)
|Confirmation of loan issuance||By agreement, min 30.00 EUR|
1 The commission fee must be paid on the day the agreement or amendments are signed.
2 Commission fee is applied if the collateral is not insured (insurance policy is not provided to the bank) more than 30 days since expiration of the previous insurance policy.
- Future cash flows (a commercial pledge on receivables) and a deposit in the amount of at least two loan payments
- Guarantee by Altum
- Loan repayment from the payments of the apartment owners for facility management
Want to make sure you find a suitable solution?
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