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Fast and secure financial data exchange with the bank

  • Direct connection to accounting software
  • Secure data exchange in real-time
  • Convenient and automated way of using banking services

Baltic Gateway


SEB Baltic Gateway is a solution for direct connection and data exchange between bank and accounting software. It offers the possibility to get account information, as well as sending payment orders round-the-clock. Baltic Gateway is based on RESTful API-s with XML format messages.

Available new functionalities

These new opportunities will significantly facilitate your daily business:

  • send in payments for signing in the business internet bank
  • view information on your company’s accounts held with other banks
  • send in salary (consolidated) payments

Baltic Gateway opportunities

Reporting opportunities:

  • Intra-day reports and company’s account information online;
  • Account statements for the past two years;
  • POS reports;
  • New: Account statements from other banks

Transaction opportunities:

  • Send in signed payment files and get payment processing statuses;
  • Send in non-signed payment files and sign them by using SEB systems;
  • Send e-invoices to your customers and get information on them;
  • New: Send in payment files for signing in the business internet bank;
  • New: Use salary (consolidated) payments.

Integration opportunities:

  • A uniform technical solution and use of ISO files at SEB in Latvia, Lithuania and Estonia

To use Baltic Gateway services you need to:

  • have a current account in SEB;
  • sign the Baltic Gateway Service Agreement;
  • implement our technical solution in your accounting software according to the SEB Baltic Gateway technical specification.

Need an advice?

  • Send an email to
  • We will contact you within 1-2 business days
  • Receive individual consultations and adjusted solutions

Technical Requirements

In order to use the Baltic Gateway API-s you need below technical set up:

  • software that can send and receive data in ISO 20022 XML format;
  • valid transport certificate (public key infrastructure technology - PKI), which ensures the authentication of the customer and the security of the service. More details about acceptable certificates can be found in SEB Baltic Gateway technical specification;
  • in order to use the services with signing (for example payment authorization) an electronic signature issued by the Qualified Trust Service Provider (QTSP) is needed in relevant Baltic country. List of QTSPs ;
  • create requests based on SEB Baltic Gateway technical specification.
Service Fee
Direct channel
Sign-up fee 50.00 EUR
Monthly fees for services:
  • account statements (except intraday) and/or POS reports
10.00 EUR
  • account intraday reports (real-time account information)
25.00 EUR
  • account information from other banks
10.00 EUR
  • payment initiation and/or e-invoice forwarding
25.00 EUR
e-signing1 EUR 0.10 per signature
Operator channel
Sign-up fee Free of charge
Basic services – account statements (except intraday), POS reports, payments initiation and account information from other banks – monthly fee2 5.00 EUR
Monthly fee for account intraday reports (real-time account information) 10.00 EUR
Monthly fee for e-invoice forwarding 10.00 EUR
Fees for operator
  • sign-up fee
50.00 EUR
  • monthly fee
By agreement
e-signing1 EUR 0.10 per signature

1 Free trial period applies for this service until 31.03.2023.
2 Monthly fee is not applied to customers with SEB service Plans.