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SEB Baltic Gateway


Fast and secure your company financial data exchange with the bank

SEB Baltic Gateway is an application programming interface (API) for direct connection and data exchange between the bank and accounting or any other type of software. This allows your company to use banking services conveniently from your own software and automate accounting operations.

Connect your accounting software directly with SEB
Exchange data securely in real-time
Automatically receive information about transactions in your SEB’s account and in other Baltic banks
Make your everyday business processes more efficient

SEB Baltic Gateway possibilities

Baltic Gateway services are available both using the operator's channel and by creating a direct connection. Available services for the operator channel depends on your accounting software provider, while with direct integration you can connect any service which you need. 

Statements and reports

  • Account statements:  for previous day and for any period in past 2 years. 
  • Account intraday reports: get transactions throughout the day for near real time view of your account. 
  • Account information from other banks: receive transactions and balance from your company’s accounts opened in other banks (currently enabled for: SEB, Swedbank and Luminor in Baltics, LHV). 
  • POS terminal reports: card payments data if you have card merchant agreement. 

Payment features

  • Payment import: send payment orders for confirmation in business internet bank. 
  • Payment initiation: send digitally signed payment orders for immediate execution and get processing statuses. All types of payments and different features are supported, like consolidated payment. 
  • E-Signing service for easier digital signature creation needed for payment initiation 

Other services

  • E-invoice forwarding: send e-invoices to your customers and receive reports about concluded applications. 

Choose a suitable usage model for your business needs

You can either connect through supported operator or develop a direct connection.

Operator channel

Easy and cost-efficient way to use services in case you are working with an accounting software which is already connected with SEB as an operator: 

Using basic services via operator channel is free of charge for a customer with service plan. 

How to get started 

  1. Board member of the company needs to sign the agreement in internet bank.
  2. After signing the agreement, SEB will activate the services within 1 working day.
  3. Activate the service in accounting software or notify your operator about agreement with SEB.

Direct channel

In case you prefer to connect your software directly with the bank, we offer an option for custom-built service usage. Review the services and consult with your IT provider regarding the integration with our modern and developer friendly API-s. 

How to get started 

  1. Develop and test your technical solution. 
  2. Apply for SEB Baltic Gateway agreement by contacting the bank on
  3. Prepare and sign the Certificate Request File (PDF).
  4. Services are activated after agreement has been signed. 

Need an advice?

  • Please contact the bank at
  • We will contact you within 1-2 business days
  • Receive individual consultations and adjusted solutions

Technical Requirements

In order to use the API-s your company needs to correspond to the principles and requirements established in the technical specification:

  • develop and maintain software that would enable functional and secure data exchange with SEB and usage of the messages in correct formats; 
  • be able to create a valid electronic signature or e-seal in the case of services which require additional confirmation (for example payment initiation); 
  • obtain certificate for authentication from SEB to enable authenticated and secure connection ;

SEB Baltic Gateway technical specification (PDF)

Instructions for preparing a certificate request (PDF)

More details about the technical requirements can be found in SEB developer portal.

Prices and conditions

Service Fee
Direct channel
Sign-up fee 50.00 EUR
Fees for services:
  • account statements (except intraday) and/or POS reports
10.00 EUR per month
  • account intraday reports (real-time account information)
25.00 EUR per month
  • account information from other banks
10.00 EUR per month
  • payment initiation and/or e-invoice forwarding
25.00 EUR per month
e-signing EUR 0.10 per signature
Operator channel
Sign-up fee Free of charge
Basic services – account statements (except intraday), POS reports, payments initiation and account information from other banks1 5.00 EUR per month
Fee for account intraday reports (real-time account information) 10.00 EUR per month
Fee for e-invoice forwarding 10.00 EUR per month
e-signing EUR 0.10 per signature
Fees for operator
  • sign-up fee
50.00 EUR
  • monthly fee
By agreement

1 Monthly fee is not applied to customers with SEB service Plans.