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Stocks

Stocks are securities providing its owner/shareholder a certain right to receive a part of the profit of the company (e.g. dividends) and to participate in company’s management. Stocks are suitable for investors who are willing to assume a higher financial risk.
Investing in stocks can serve as a long-term position to derive income from dividends disbursed by the company as well as a short-term investment to derive income from the fluctuations in stock prices.

Advantages

 

  • Intended for experienced investors
  • Ability to invest directly in various companies
  • You can buy the stocks of the Baltic as well as overseas companies on many major stock exchanges
  • Fluctuations of the return on investments are higher in comparison to the change in the price of debt securities or units of traditional investment funds
  • Stocks are traded on foreign markets; therefore, exchange rate fluctuations may influence the return on investments
  • There is a risk of losing some or all of the invested funds
     

Pricing

 

Pricing of  investment products depends largely on the market you are planning to invest in. However, you should consider with the following fees:

  • Securities account opening, which is free of charge in Internet Bank
  • Investment account opening (recommended, not a must), which is free of charge
  • Brokerage fee when you buy or sell
  • Monthly safekeeping fee
  • A financial transaction tax may apply in some countries

Not sure how to start? Our consultants can help

 

  • You can consult online via video meeting
  • Review of your financial situation
  • We will recommend solutions based on your situation and needs

Apply for consultation

Services Fees
Opening of a securities account
Opening of an intrabank securities account in Internet bank - Free of charge
at the Bank's branch - 4.50 EUR
Securities account opening in Central Securities depository in Internet bank - 5.00 EUR
at the Bank's branch - 10.00 EUR
Transactions with securities listed in Latvia
Securities transfer from Initial Register (Deregistration of securities) 4.50 EUR
Securities transfer back to Initial Register 4.50 EUR
Free of payment (FOP) financial instrument delivery 7.00 EUR
Free of payment (FOP) financial instrument  delivery within SEB bank 2.00 EUR
Receive/delivery versus payment (DVP) 7.00 EUR
Receive/delivery versus payment (DVP) in non EUR currency 50.00 EUR
Receipt of securities Free of charge
Transfer of securities to shareholders' register of insolvent companies 4.50 EUR
Revocation of a securities transaction By agreement
Transactions with foreign securities
Free of payment (FOP) receipt/delivery and receive/delivery versus payment (DVP) for securities registered in Estonia and Lithuania 7.00 EUR
Free of payment (FOP) receipt/delivery and receive/delivery versus payment (DVP) of other securities 21.00 EUR
Free of payment (FOP) delivery within SEB bank 2.00 EUR
Revocation of a securities transaction By agreement
Processing of securities-related optional events 35.00 EUR
Securities holder's meetings
Blocking of securities for a securities holder’s meeting 2.00 EUR
Representation of a client at the securities holder’s meeting By agreement, min 215.00 EUR
Securities account custody fee1
Monthly fee for debt securities of the Latvian Government 0,0025%, min 1.00 EUR
Monthly fee for other Latvian debt securities 0,0055%, min 1.00 EUR
Monthly fee for Latvian shares and investment fund units 0,0150%, min 1.00 EUR
Monthly fee for Estonian and Lithuanian securities 0,0150%, min 1.00 EUR
Monthly fee for debt securities registered in Euroclear/Clearstream system or in the USA 0,0100%, min 1.00 EUR
Monthly fee for securities stored in Swedish, Danish, Norwegian, Finnish, Austrian, British, Irish, German, Spanish, Italian, Swiss, French, Dutch, Belgian, Greek and Portuguese depositories 0,0150%, min 1.00 EUR
Monthly fee for securities stored in Polish, Hong Kong, Canadian, Japanese, Australian, Singaporean and the South African depositories 0,0200%, min 1.00 EUR
Monthly fee for securities stored in Bulgarian, Czech, Croatian, Kazakhstan and Hungarian depositories 0,0250%, min 1.00 EUR
Monthly fee for stocks of Russian companies for trading in the Russian Trading System 0,0750%, min 1.00 EUR
Monthly fee for securities stored in Bosnian, Rumanian, Serbian, Slovakian and Slovenian depositories 0,1000%, min 1.00 EUR
Monthly fee for the USA stocks 0,0150%, min 1.00 EUR
Monthly fee for storage of ADR/GDR 0,0250%, min 1.00 EUR
Monthly fee for securities stored in other foreign depositories By agreement
Monthly fee for storage of foreign investment fund units 0,0150%, min 1.00 EUR
Monthly fee for storage of other class of SEB mutual fund units, distributed by SEB bank 0,0150%
Monthly fee for storage of SEB U class mutual funds, distributed by SEB bank In accordance with U class price group administration fee
Monthly fee for account with no balance, and account with exclusively such Latvian securities the issuer of which is in insolvency, rehabilitation, bankruptcy or liquidation 1.00 EUR
Monthly administration fee for SEB U class mutual funds2, 3, 4
Monthly administration commission fee includes subscription, regular subscription, redemption, switch and storage of mutual fund units:
Price group 3 (equity funds, as well as Strategy Growth and Strategy Opportunity funds) 0.035%
Price group 2 (bond, as well as Strategy Defensive and Strategy Balanced funds) 0.035%
Price group 1 (money market and short bond funds) 0.035%
Commission for transactions with other class SEB mutual funds4
Regular subscription of mutual fund units5 Free of charge
Redemption of SEB mutual fund unit Free of charge
Switch Free of charge
Minimum amount for subscription and switch of SEB mutual fund units
      1.00 EUR or equivalent in another currency
Preparing account statements
Balance report for securities account in Internet bank - Free of charge
at the Bank's branch - 4.00 EUR
Operation report for securities account in Internet bank - Free of charge
at the Bank's branch - 4.00 EUR

Brokerage fees in the stock exchanges of the following countries 6, 7, 8

Services Order has been submitted to the Internet bank Order has been submitted to a branch / to SEB bank`s brokers
Baltic shares 0,10%, min 1.00 EUR 0,50%, min 5.00 EUR
Europe (Scandinavian, German, French, Belgian, Dutch, Swiss, British, Spanish and Portuguese shares) 0,25%,min 15.00 EUR 0,50%, min 35.00 EUR
USA shares 0,25%, min 15.00 EUR, fee cannot be less than 0.015 USD per share 0,50%, min 35.00 EUR, fee cannot be less than 0.03 USD per share
Canadian shares 0,25%, min 15.00 EUR, fee cannot be less than 0.02 CAD per share 0,50%, min 35.00 EUR, fee cannot be less than 0.04 CAD per share
Baltic debt securities (minimum amount - 1 000.00 EUR)9 0,2% of the amount, min 20.00 EUR 0,2% of the amount, min 20.00 EUR
Eurobonds and bonds traded over-the-counter (OTC) (minimum amount - 25 000.00 EUR) 0,2% of the amount, min 50.00 EUR 0,2% of the amount, min 50.00 EUR
Other securities By agreement By agreement
Penalty for delayed settlements 0,3% per each day from the full amount of transaction 0,3% per each day from the full amount of transaction

SEB Bank is entitled to withhold state fees or similar payments and other third parties' commission fees.


1 Commission is calculated according to the market value of securities or face value at the end of the month, and it is set in the equivalent of EUR according to the currency exchange accounting rates set by the European Central Bank (or if necessary by the rates of the respective national central bank). A minimal fee is applied for securities stored in each country separately.

2 Regular payment orders or operations in Internet bank are possible only for those funds that are publicly distributed by SEB and indicated in SEB bank's home page.

3 Commission is calculated according to the market value of securities or face value at the end of the day, and it is set in the equivalent of EUR according to the currency exchange accounting rates set by the European Central Bank (or if necessary by the rates of the respective national central bank.

4 The maximum allowed subscription fee is indicated in prospectus regulating SEB mutual funds. In cases when maximum allowed subscription fee indicated in the prospectus exceeds the fee indicated in the pricelist, the smallest fee will be applied.

5 Subscription orders are not available.

6 Commission is charged in the currency or its equivalent in another currency according to the pricelist of SEB bank for an executed or partially executed transaction and it is calculated in accordance with the currency exchange rate set by SEB bank.

7 To apply a transaction to SEB bank’s brokers, the “Agreement on execution of financial instrument transactions” must be concluded.

8 Securities transactions are applicable to third parties’ commission fees. For example, fees of the respective country (0,3% of the transaction amount when purchasing securities issued in France and 0.2% when purchasing securities issued in Spain) or Stamp Duty, which is deducted from the amount of securities purchase transaction (0,1% for securities issued in Italy, 0,5% in the UK, 1% in Ireland). Rates are as of 10 September 2020, they are informative and may change over time.

9 Except for Eurobonds, which ISIN starts with XS.

This marketing material produced by AS "SEB banka" contains general marketing information about its financial instruments, investment services or ancillary services. Although the content is based on sources judged to be reliable, AS "SEB banka" will not be liable for any omissions or inaccuracies, or for any loss whatsoever which arises from reliance on it. If investment research is referred to, you should if possible read the full report and the disclosures contained within it. Information relating to taxes may become outdated and may not fit your individual circumstances. Investment products produce a return linked to risk. Their value may fall as well as rise, and historic results and/or returns are not reliable indicators to expect future result and/or returns and are no guarantee of future result and/or returns; in some cases, losses can exceed the initial amount invested. Where either funds or you invest in securities denominated in a foreign currency, changes in exchange rates can impact the return. You alone are responsible for your investment decisions and you should always obtain detailed information before taking them. For more information please see inter alia the simplified prospectus for funds and information brochure for SEB’s funds and other financial instruments, investment services or ancillary services, available at www.seb.lv. If necessary you should communicate with a client manager at AS "SEB banka".