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Private Banking

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Private team dedicated to Your financial goals

We develop a personalized financial management strategy tailored to your needs
We are available to support you in any financial matter
We offer extensive international financial consulting and service options
We ensure complete confidentiality regarding your finances

Wealth management

  • Individual investment advice 
  • Discretionary portfolio management
  • Digital solutions for independent investors 

Leveraging your assets

  • Large variety of different credit products
  • Individual financing solutions
  • International opportunities

Mastercard World Elite

This credit card has become a worldwide symbol of quality and privileges, as it provides personalised services and special advantages only made available to World Elite cardholders.

  • Mastercard Concierge service – your personal assistant abroad
  • Foreign travel insurance – wide range of insured risks for you and your family
  • Fast track check-in at Riga, Tallinn and Vilnius international airports
  • Priority Pass – the opportunity to use business lounges at over 700 international airports

Order a cardLearn more

mastercard_world_elite

New service plans

Scroll the table horizontally, in order to see more information on different service plans.

Service name Daily Progressive Exclusive Elite
Apply for a service plan Apply Apply Apply -
Conclusion, monthly fee 3 euros
(free until the age of 26)1
5 euros 10 euros9 25 euros13
Current accounts without monthly fee2
Unlimited number of free intra-bank and European payments in electronic channels3
Mastercard Debit payment card4
Cash withdrawal free of charge from SEB ATMs in the Baltics and Swedbank ATMs in Latvia (monthly limit is common across all customer cards) Up to 750 euros Up to 1000 euros Up to 1500 euros Up to 3000 euros
Compensation paid out to the customer in case of a trauma5 50 euros a year 100 euros a year 200 euros a year
1 credit card without maintenance fee6

Mastercard Standard credit card

Extra services included with no additional cost:

  • Purchase insurance
  • Travel insurance

Mastercard Premium credit card

Extra services included with no additional cost:

  • Purchase insurance
  • Premium travel insurance for family
  • Flight Delay Pass10
  • Fast Track security check at international airports

Mastercard World Elite credit card

Extra services included with no additional cost:

  • Purchase insurance
  • World Elite travel insurance for family
  • Fast Track security check at international airports
  • Priority Pass11
  • Mastercard Travel & Lifestyle Services12
  • Opportunity to use one additional Mastercard Standard or Mastercard Premium credit card without monthly fee7
Possibility to add members8 - Up to 2 members can use this plan with a 50% discount Up to 2 members can use this plan with a 50% discount Up to 4 members can use Exclusive plan with 50% discount

1 Customers aged 7 to 25 (including) automatically receive the Youth offer, which is equivalent to the Daily plan and requires no agreement. Please note that Instant Trauma Insurance is not included in the Youth offer. Once the customer turns 18, they can apply for the Daily service plan to gain access to the Instant Trauma Insurance. The Daily plan remains free of charge until the customer turns 26. From the age of 18, customers can also opt for other service plans or services, paying according to the applicable price list.
2 We do not offer a current account with no monthly fee to non-residents of EEA Member States who have a service plan.
3 Includes an unlimited number of intra-bank and Standard SEPA payments (including instant payments), e-invoice with automated standing order and standing order payments to European banks.
4 If the customer has several payment cards, the monthly commission fee will not be applied to the card for which the agreement was concluded earliest.
5 5. With the insurance cover in the event of trauma, you will be compensated if, due to an accident, you have suffered a health problem (trauma), due to which you have been required to visit an emergency medical department. The indemnity is paid for one such event in a calendar year and its occurrence must be proven by medical records. The indemnity is paid within two working days from the submission of the required medical documents. The customer does not need to conclude an insurance agreement to obtain this insurance cover. The insurance is valid from the day following the conclusion of the service plan agreement until the expiry of the agreement or until the member is removed from the service plan. The insurance cover in the event of trauma is provided by the Latvia branch of SEB Life and Pension. Please review the information document of the instant trauma insurance service and the insurance terms and conditions (incl. the limitations and exclusions therein) on the website of SEB.
6 If the customer has multiple credit cards, the monthly commission fee will not be applied to the card for which the agreement was concluded earliest.
7 Elite plan’s monthly fee includes the possibility to use one additional Mastercard Premium or Mastercard Standard credit card without the monthly usage fee.
8 A plan member can be an adult who holds a current account with SEB. The Service plan user can add up to 2 members who can use the plan at a 50% discount. The fee for each added member will be deducted from the main user of the plan.
9 Customer benefit programme’s Gold level members receive a 50% discount.
10 Flight Delay Pass – lounge access in case of flight delay.
11 Priority Pass – the opportunity to use business lounges at over 1300 international airports.
12 Mastercard Travel & Lifestyle Services – 24/7 access to luxury travel and dining benefits.
13 Available only to Private Banking customers with a Private Banking Agreement.

Dedicated team to help You make the right decisions

To help you make well-informed decisions and achieve the best results, we provide a private team, including:

  • Your personal private banker, always available to take care of your financial needs
  • A group of experienced financial professionals across various fields
  • Each matter is handled individually, based on your goals and preferences
  • We ensure absolute discretion and full support in every aspect of your financial management

Latest market information

  • Regular reviews of financial markets (Investment Outlook, Nordic Outlook)
  • Investment strategist Monthly and Quarterly comments on market situation
  • Monthly savings and investment newsletters
  • Other reviews

Easy access to our newest financial solutions

We thrive to develop new technological solutions for your convenience
 Easy investing opportunities in SEB mobile app
 Signing financial documents remotely

How to become a customer of SEB Private Banking

Private Banking services are designed for clients with financial assets exceeding EUR 200,000.

We provide a comprehensive and personalized range of financial services tailored to your lifestyle and goals.

  • Support with your day-to-day financial matters
  • Guidance in creating a personal financial strategy
  • Advice on the structure of your assets and investments
  • Assistance in making important financial decisions


Our goal is to build an open and trusted partnership, where every decision is made together – with full respect for your time, values, and ambitions.

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