For your information

How to receive an insurance indemnity?

What should be done when an insurance event occurs?

More information about the necessary documents is available in the terms and conditions of the accident insurance contract.

Indemnity will be paid no later than 30 days from the date of submission of the claim application and the relevant documents.

What documents are required to file the claim application?

Documents to be submitted: the claim application, medical documents (an extract from the medical card of the patient of the outpatient department and/or hospital)/in case of disability - documents that confirm the disability in accordance with the procedure laid down in the laws of the Republic of Latvia, the cause and severity of the disability/in the event of death – a copy of the death certificate, presenting of the original will be required. If documents are submitted by heirs – presenting of the document confirming the right to inheritance would be required.

Risks insured under the policy and the amount of the indemnity

Insured risks:

Insurance in the event of death – 3 500 EUR;
Incapacity in the event of a severe injury – 3 500 EUR;
Bone fracture – 1 500 EUR.

The amount of the indemnity:

1. Incapacity in the event of a severe injury

Nervous system damage

The indemnity will be paid for the most severe injury:
Partial loss of the ability to move an arm or a leg	20%
Immobility of an arm or a leg	50%
Immobility of one side of the body	100%
Immobility of both arms and legs	100%

Upper limbs

Indemnity will be paid for the most severe injury:
Loss of one hand	80%
Loss of a forearm	80%
Loss of a wrist	60%
Loss of one finger of the palm	10%

Lower limbs

Indemnity for one leg will be paid for the most severe injury:
Loss of a thigh	80%
Loss of a lower leg	80%
Loss of a foot	60%
Loss of one finger of the foot	10%

Sensory organs

Loss of eyesight in one eye	50%
Complete loss of hearing	80%
Loss of the ability to speak	80%

2. In the event of bone fractures

Bone fractures