1.
Find out your borrowing opportunities with a calculator
Use our calculator to estimate the loan amount you can receive.
Please note that this is a preliminary calculation. For a more accurate assessment, please fill in the application form and select the purpose "Finding out borrowing opportunities".
2.
Submit your application
If you’re applying loan with a co-borrower, you also will need provide data in application about him as well. The co-borrower will also need to sign the application.
3.
We will contact you as soon as possible
As soon as we’ve reviewed your application, we’ll contact you to:
- Let you know if we need any additional information, documents or actions from you to proceed with your home loan
- Walk you through the next steps and expected timeline,
- Answer any questions you may have.
4.
Review our loan offer
If your application is approved, we’ll provide you a personalised loan offer and walk you through the key terms and next steps in detail.
5.
Sign the loan agreement
If you accept our offer, we’ll prepare the loan agreement and related documents for you to sign. You can complete the whole signing process remotely for your convenience.
6.
Sign documents at the notary
You’ll need to sign the corroboration application at a notary. If you're buying a home, you’ll also need to sign the purchase agreement.
The notary will certify the documents for submission to the Land Registry.
Then submit the documents to the Land Registry to register the pledge over the property and register your ownership rights in case you’re buying a home.
7.
Protect yourself and your property with insurance
Unexpected events can happen – protect yourself and your loved ones with the right insurance.
Make sure your new home or the property used as collateral is insured against potential damage before your loan is disbursed. Learn more about our partner’s insurance offer on our website.
To ensure peace of mind, consider loan payment insurance. It covers your loan repayments in case of illness or accident, so that you and your family doesn’t have to worry.
8.
We will transfer the funds to the seller
Once you’ve completed all the required steps, we’ll transfer the loan amount to the seller in accordance with the terms of your loan agreement.
9.
Congratulations on your new home
You’ve just taken a big step – and we’re proud to be a part of it. Remember, you’re always welcome to reach out to us. Whether you’re planning something new or need assistance with loan repayment, we’re here to support you – in good times and in more difficult ones.
You can also easily manage your home loan in the internet bank. There, you can:
- Change the monthly loan repayment date,
- Update your repayment account,
- Make a partial or full loan repayment.
