Using the calculator you may get approximate amount of loan monthly payment. To learn more precise information on loan criteria and conditions please apply for video consultation in internet bank or for consultation at SEB branch.

• Video consultation
• Consultation in branch

Annual interest rate (AIR) is the calculated total cost of the loan to the borrower, expressed as the annual rate of the loan.

Financing amount – up to 85% of the real estate market value. With the state guarantee, the amount of financing can reach up to 95% of the market value of the housing. Your existing real estate or the real estate to be acquired will serve as the security for the loan; it will need to be insured for the entire term of the loan agreement.

The calculations made using the calculator are of an informative nature. Borrow responsibly, having regard to your ability to repay the loan.

Loan payment insurance

To reduce the risks associated with the repayment of the housing loan arising in unexpected life situations, we recommend that you use loan payment insurance!

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Loan payment insurance provides for the payment of the indemnity:

• within the limit of the loan payments, however not exceeding 1 500 EUR per month in case of a temporary work disability;
• in the amount of the remaining loan principal, however not exceeding 150 000 EUR, in case of a permanent disability or death.

You can additionally include insurance against unemployment in your loan payment insurance. In the event of involuntary unemployment, the insurer will disburse an indemnity in the amount of the loan payments, however, not exceeding 1 500 EUR per month .

If you are planning a new home purchase, apply for a consultation to learn more about your possibilities to take a loan. To discuss loan related issues with a bank specialist please use video consultation in internet bank or visit SEB branch.

• Video consultation
• Consultation in branch