Accident insurance

The insurance is valid for one year and takes effect the day after the policy payment is made
The insurance is valid globally

You can apply for accident insurance via internet bank or at any branch of SEB bank. For more information, you can apply for a consultation by a SEB bank specialist.

Apply via internet bank

Opportunities
For your information
Documents
Price list

Validity of insurance	One year You can buy accident insurance policy for one year, as well as extend it automatically for another year or several years. The insurance policy shall enter into force on the next day after entering into the contract.
Territory of insurance	Global coverage
Preconditions for acquiring insurance	To apply for accident insurance, you must be the customer of SEB bank with a current account with SEB bank. You can take out insurance for your family members or friends if they are SEB bank customers.
How to apply for accident insurance?	Via internet bank Fill in the application form. Call the SEB 24/7 infoline Our specialists will help you with the accident insurance policy paperwork as well as answer your additional questions. At the branch of SEB bank
Additional information	We offer accident insurance in cooperation with SEB Dzīvības apdrošināšana.

How to receive an insurance indemnity or a guarantee for covering medical expenses?

Fill in the claim application (LAT, PDF), and SEB Dzīvības apdrošināšana staff at any branch of SEB bank will be happy to assist you.

More information about the necessary documents is available in the terms and conditions of the accident insurance contract.

Indemnity will be paid no later than 30 days from the date of submission of the claim application and the relevant documents.

What documents are required to file the claim application?

Documents to be submitted: the claim application, medical documents (an extract from the medical card of the patient of the outpatient department and/or hospital)/in case of disability - documents that confirm the disability in accordance with the procedure laid down in the laws of the Republic of Latvia, the cause and severity of the disability/in the event of death – a copy of the death certificate, presenting of the original will be required. If documents are submitted by heirs – presenting of the document confirming the right to inheritance would be required.

How to get the insurance policy or a copy of it?

Request it via internet bank

Apply for a copy of the insurance policy in internet bank and you will receive it in your internet bank or via email.

At the branch of SEB bank

You can get travel insurance documents at any branch of SEB bank.

Call SEB Dzīvības apdrošināšana at +371 67079800

Risks insured under the policy and the amount of the indemnity

Insured risks:

Insurance in the event of death – 3 500 EUR;
Incapacity in the event of a severe injury – 3 500 EUR;
Bone fracture – 1 500 EUR.

The amount of the indemnity:

1. Incapacity in the event of a severe injury

Nervous system damage
The indemnity will be paid for the most severe injury:
1	Partial loss of the ability to move an arm or a leg	20%
2	Immobility of an arm or a leg	50%
3	Immobility of one side of the body	100%
4	Immobility of both arms and legs	100%

Upper limbs
Indemnity will be paid for the most severe injury:
1	Loss of one hand	80%
2	Loss of a forearm	80%
3	Loss of a wrist	60%
4	Loss of one finger of the palm	10%

Lower limbs
Indemnity for one leg will be paid for the most severe injury:
1	Loss of a thigh	80%
2	Loss of a lower leg	80%
3	Loss of a foot	60%
4	Loss of one finger of the foot	10%

Sensory organs
1	Loss of eyesight in one eye	50%
2	Complete loss of hearing	80%
3	Loss of the ability to speak	80%

2. In the event of bone fractures

Bone fractures
1	Skull bone fracture (except for the fractures of the nose, forehead, jaw or cheek bones)	100%
2	Pelvic bone fracture	80%
3	Spine vertebra, sacral fractures	25%
4	Upper arm bone fracture	20%
5	Forearm, wrist bone fractures	10%
6	Shin bone fracture	20%
7	Shin bone, knee vertebra, lumbar bone ankle joint fractures	10%
8	Other fractures, complete loss of a tooth	5%