Switch to mobile version. Top

Debit MasterCard payment card

Debit MasterCard payment card

  • Wide-ranging payment opportunities in Latvia and abroad
  • Online shopping opportunities
  • The users of the Customer plan of SEB bank can receive the card free of charge

A classic card for handy payments in retail and online shops, as well as for cash withdrawals from ATMs. With the card, your spending becomes easily traceable because your account balance information and information on your most recent transactions will always be available via the internet banking as well as at ATMs and via the SMS banking.

  • No commissions for your purchases of goods and services in Latvia and abroad
  • Use it for booking plane tickets and hotels
  • Handy for paying for your online purchases
  • Withdraw cash from ATMs and banks worldwide. If the amount is EUR 600 or less for all accounts in a calendar month, you can do it at no extra cost at the ATMs of SEB bank, DNB bank and Swedbank in Latvia, as well as at SEB Group ATMs in Estonia and Lithuania
  • Get information about your account balance and the most recent transactions in the account beyond the bank's business hours – at SEB bank’s ATMs, through the internet banking or in an SMS
  • Top up the balance on your current account by depositing cash at SEB bank’s ATMs
  • Tie several additional cards to your current account (e.g., for your family members) and set an individual limit for cash withdrawals from ATMs for each card
  • If necessary, you can withdraw cash at POS in retail shops at no extra cost;
    Read more about Cash disbursement
  • Get accident insurance only for 5.00 EUR a year.

Limits on card transactions for your financial security

For added security of the funds held in your account, the bank has set transaction limits, i.e., the maximum amount that you may withdraw from ATMs within 24 hours.  The limit for the MasterCard Debit card has been set by the bank at EUR 1,500, whereas the limit for POS and online transactions has been set at EUR 4,000 within a 24- hour period. If necessary, you can change the limits.

Practical tips for secure transactions with your card

  • Keep your payment card in a safe place;
  • Do not disclose the PIN of your card to anyone, nor keep it written on a piece of paper together with your card or in your cell phone. When confirming your transactions with the PIN, make sure that nobody can see it;
  • Only the person whose name and signature appear on the card may use it;
  • Always check the transaction amount before confirming the transaction with the PIN;
  • Keep transaction receipts for reconciling the amounts shown on them with the internet banking transaction report;
  • Use the services of only safe online shops and service providers;
  • If you enter a wrong PIN three times consecutively when making a purchase, the card will be automatically blocked for security reasons. You can unblock the card at SEB bank’s ATMs, by entering the correct PIN.

What to do if the payment card is lost?

  • To block your payment card, please call SEB bank immediately on its 24-hour line + 371 26668777);
  • If you find your card after reporting the loss or theft thereof, please do not use it and contact SEB bank.

If you already are the customer of SEB bank, you can apply for the card via the internet banking. If you are not the customer of SEB bank yet, you can apply for the card at any branch of SEB bank; you will need to show your passport or ID card. 

You will receive the card at the branch within 5 business days.  The card is valid for four years, and for your convenience we offer you the option to get your card by post.

To receive the card by post, please update your contact information on the internet banking or at the branch. At the end of the month, your will receive the renewed payment card to the specified address; the PIN thereof will be the same as that of your previous card.

After receiving the card, it will need to be activated within four weeks at a SEB bank’s ATM, via the internet banking or by calling SEB bank at + 371 26668777. If the card is not activated, it is will be closed.

Services Fees
Fee for preparing a card/additional card1 1.20 EUR
Fee for use of the card/additional card (per month)2 1.20 EUR
Replacing a card/additional card 4.50 EUR
Commission for purchase Free of charge
Cash withdrawal in another bank 1,5%, min 2.13 EUR
Cash withdrawal at ATMs of:
Up to 600 EUR within one calendar month for the customer's all accounts
   •  SEB bank
   •  SEB group (Estonia, Lithuania)
   •  in Latvia: DNB bank and Swedbank
Free of charge
Exceeding monthly expenses of 600 EUR within one calendar month for the customer's all accounts
   •  SEB bank
   •  SEB group (Estonia, Lithuania)
   •  in Latvia: DNB bank and Swedbank
0,2% of transaction amount
   •  other banks 1,5%, min 2.13 EUR
Cash withdrawal at business operators' outlets Free of charge
Cash deposit at SEB bank’s ATM:
   •  up to 6,000 EUR within one calendar month for all customer's accounts Free of charge
   •  upon exceeding monthly credits of 6,000 EUR for all customer's accounts 0,1% of transaction amount

Others charges and terms related to Debit MasterCard

Reviewing a complaint3, 4 Free of charge
Change of PIN code in SEB bank’s ATMs5 Free of charge
Fee for unblocking PIN code of a card in SEB bank’s ATMs, if the PIN has been entered incorrectly for 3 consecutive times while using POS terminal Free of charge
Checking the account balance through ATMs of:
   •  SEB bank Free of charge
   •  other banks in Latvia 0.45 EUR
   •  other banks abroad 1.00 EUR
Fee for urgent card issue6 30.00 EUR
Surcharge on currency exchange when the currency of the card’s main account is not that of the transaction currency7 2%
Calculation period 1 month

 

For other services (current account maintenance, transactions in the account, processing of the customer’s documents etc.) which SEB bank provides to customers in relation to payment card servicing, the customer pays in accordance with SEB bank’s General Price list for individuals.

The limit of cash withdrawal from ATMs within a period of time up to 24 hours for users of Debit MasterCard is 1,500 EUR.

Total cash deposit limit in ATMs with all customer’s cards is 15,000 EUR per month.

The limit of purchases within a period up to 24 hours for users of Debit MasterCard is 4,000 EUR.

A maximum of 200 banknotes can be deposited in an ATM in a single deposit transaction.

 


 

1 Charged when the renewed card/additional card is activated.

2 Charged starting from the second month of using the card/additional card.

3 If processing of the complaint involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.

4 Application shall be deemed received by us:
    •  on the current working day if the application is submitted and received before 16:00;
    •  on the next working day if the application is submitted after 16:00.

   In case working day is shortened according to the law, the above deadline shall be one hour prior to end of the shortened working day.

5 The changed PIN code is valid until the end of the validity period written on the card; upon card renewal a new PIN code is prepared.

6 The card can be received at SEB bank’s branch "Dienvidu" at 16:00 of the same business day, if application has been submitted by 12:00, and at 16:00 of the next business day, if application has been submitted after 12:00.

7 Information about exchange rates is available on the home page of International card organizations

https://www.mastercard.com/global/currencyconversion/index.html and http://www.visaeurope.com/en/cardholders/exchange_rates.aspx.

S|E|B

Uzmanību! Jūsu pārlūkprogramma neatbilst SEB mājas lapas prasībām, lūdzu, atjaunojiet to vai izmantojiet citu ierīci lapas aplūkošanai.

Attention! Your web browser does not correspond to the requirements needed to visit SEB website. Please change web browser or device that you use for browsing the site.

Внимание! Ваш браузер не отвечает требованиям, необходимым для посещения сайта SEB. Просим поменять браузер или устройство, при помощи которого вы производите поиск в браузере.