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Property, inventory insurance

Property, inventory insurance

With If Corporate property insurance it is possible to insure property, equipment as well as commodities.

  • Choose to insure the specified risks or a broad coverage of all risks;
  • When insuring a building, the improvement of the territory is also insured;
  • Insurance of movable property also covers the property transferred into use or storage (e.g., commodities transferred for repair, equipment transferred to employees for use at home);
  • Fast decision-making on indemnity: Within 10 (ten) days;
  • An individually prepared insurance solution adapted to the specifics of the company's industry.
IF logotips

We provide insurance in cooperation with our partner If Insurance*

If will compensate for property damages in the event of the risks specified in the insurance policy, for example:

  • Fire;
  • Storm;
  • Unlawful actions of third parties;
  • Leaks from utilities networks.

In addition to the repair costs, the costs of collection/disposal of the equipment and goods damaged by the spill, as well as the costs of mitigating the consequences of the damages will be compensated.

If you choose If All Risks Insurance Coverage, under the policy, compensation will be paid not only if the property is damaged by a third party, but also in cases where the damages were caused by any of your employees.


* If P&C Insurance AS Latvijas filiāle (registration number 40103201449), which in Latvia represents If P&C Insurance AS registered in the Republic of Estonia (registration number 10100168). Legal address of the company: Republikas laukums 2A, Riga, Latvia. Company’s websites: https://www.if.lv/ and https://www.if.ee/.
  • Depending on the nature of the accident, report the appropriate authorities (police, fire department) immediately.
  • Carry out the activities aimed at minimising the damage caused by the accident.
  • Take pictures of the scene and the consequences of the accident.
  • Report the accident to If Insurance no later than within 3 (three) working days from the date of the accident: on the website www.if.lv or calling the helpline +371 67338333.
  • Do not start any repairs without the consent of If Apdrošināšana.

In case of an accident, the helpline +371 67338333 is available on the 24/7 basis.

Information on the distributor of the insurance product (LV)

Represented insurer

If P & C Insurance AS Latvian branch, registration number 40103201449, representing in Latvia If P&C Insurance AS, registered in the Republic of Estonia, registration number 10100168 (hereinafter - the Insurer), registered address is Republikas laukums 2A, Riga, Latvia; website addresses www.if.lv and www.if.ee.

General Insurance Terms and Conditions No. 004 (LAT)

Property Insurance Terms and Conditions No.10.7 (LAT)

Property All Risks Insurance Terms and Conditions No.201.4 (LAT)

Corporate Property Insurance Product Information Document 2018/01 (LAT)



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