The credit is suitable for business investment projects, funding current assets and buying fixed assets, repairing commercial and production premises, etc. up to EUR 20,000.
The state automatically grants its guarantee, and personal sureties of the company owner are accepted as a security.
Amount: from 2,000 EUR to 20,000 EUR
Maturity: with a repayment schedule of up to 3 years
Interest rate: starting from 9% with a 3-month EURIBOR
ALTUM guarantee raising is subject to a guarantee charge, which varies depending on the credit sum and payment term.
Collateral: the guarantee of the company’s owner
Turnover: at least 70% of company's monthly turnover is in SEB bank
For a company to be eligible, it shall:
Step 1. Apply via internet bank or choose a consultation
Step 2. Our employee will contact you
Step 3. Submit the required documents
Step 4. Your application will be reviewed
Step 5. In case of approval, sign the credit and guarantee agreement
Step 6. The loan will be credited to your account at SEB bank within one working day from the date of signing the loan and guarantee agreements
Services | Fees |
---|---|
Revision of the application | Free of charge |
Processing of a loan, increasing of the limit (% of the amount of the increased limit)1 | 1%, min 150.00 EUR |
Reserving loan resources (calculated in % for the unused amount of the granted loan) | 0,5% |
Repayment of the loan before maturity (% of the amount repaid before maturity) | 2%, min 100.00 EUR |
Prolongation of a loan maturity1 | 0,5%, min 150.00 EUR |
Other changes to the loan agreement on the customer's initiative (% of the loan balance)1 | 1%, min 150.00 EUR |
Additional services |
|
Preparation of documents and applications needed for crediting services | 15.00 EUR/hour |
Preparation of loan agreement and collateral agreements in electronic format | Free of charge |
Preparation of loan agreement and collateral agreements in paper format | 35.00 EUR |
Preparing, drafting and approving bank's consents/authorisations and other documents upon the customer's request | By agreement, min 70.00 EUR |
Printout of information from LURSOFT database (financial statements, full information about the company, etc.) upon the customer’s request |
10.00 EUR (plus VAT 2.10 EUR) |
Confirmation of loan issuance | By agreement, min 30.00 EUR |
1 The commission fee must be paid on the day the agreement or amendments are signed.
Uzmanību! Jūsu pārlūkprogramma neatbilst SEB mājas lapas prasībām, lūdzu, atjaunojiet to vai izmantojiet citu ierīci lapas aplūkošanai.
Attention! Your web browser does not correspond to the requirements needed to visit SEB website. Please change web browser or device that you use for browsing the site.
Внимание! Ваш браузер не отвечает требованиям, необходимым для посещения сайта SEB. Просим поменять браузер или устройство, при помощи которого вы производите поиск в браузере.