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Simply better banking for your business

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Started your business in previous 12 months?

Get special deal for daily banking services.*

  • Start plan with daily banking services and 2 payment terminals – no monthly fee for 1 year.
  • E-commerce payment solution for your e-shop – without agreement fee.
  • Opportunity to earn interest on your company’s funds in a savings deposit without a minimum deposit amount.
  • Special offers from our partners: Circle K, Tele2, TET.

* The offer is valid until 31 December 2024 by opening the first company’s current account with SEB within 12 months of company being registered in the Enterprise Register of Latvia.

It takes only 3 steps to have a simply better banking

1.
Apply for a meeting to open your company account

2.
Meet with us via video or in person

3.
Sign an agreement and start using our services

Save more with our service plans

S
€9.90/m

  • 10 free European payments

 

M
€24/m

  • 20 free European payments

 

L
€45/m

  • 120 free European payments

 

XL
€99/m

  • 300 free European payments

 

All plans include

Discounts on fees for POS terminals and e-commerce solutions
Unlimited bank accounts
Free payments to SEB bank accounts
Possibility to change your plan anytime

Documents and requirements for opening an account

The main and one of the most important conditions to open the current account with us is that your company must have a connection with Latvia.

We may ask for additional documentation, information or explanation where this is required (e.g. account statement, documents proving the origin of the funds, information about the group’s structure, beneficiaries etc.) according to local and international laws and regulations as well as to respect “Know your customer principle” before entering or proceeding with business relations.

If you are setting up a new business, open a temporary account for this purpose available.

  • Identity documents of the representative – passport or ID card
  • Statutes, if the latest version is not available in the Lursoft database
  • Registration number of the company
  • Certificate of Incorporation, Certificate of registration etc., not older than 3 months
  • Notarized Articles of Association, Memorandum of the Company or equivalent documents not older than 3 months
  • A proof of identity of the signatory rights holder (authorized representative) – a document valid for travelling into the Republic of Latvia (a passport or ID card)
  • Power of Attorney not older than 3 months, in which the notary certifies signatures and the rights of representation if they are not shown in documents available at the state registers or relevant administrative bodies, or General Power of Attorney (legalised or certified by an Apostille unless the laws and regulations or an agreement between the Republic of Latvia and the relevant country provide otherwise)
  • Confirmed copy of Financial Institution License must be submitted, if you are a financial agent or a financial institution

The original documents or their notarial approvals must be submitted. All documents require a translation into the Latvian, English or Russian language with a notarial certification.

Other solutions for your everyday business and ways of financing

Credit card

Increase your possibilities with Mastercard contactless credit card -  choose a interest-free credit for up to 45 days.

Service plans

Find the most suitable service plan that  represents your needs and saves your business funds - a package costs less than each service separately.

Accepting card payments in store

Provide your customers possibility to pay by card. Choose a card reader terminal (POS terminal) which suits your business needs.