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Investment funds

Investment funds

Leave everyday investment decisions to the professionals.

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You only need to choose the fund with the most suitable investment strategy and relevant risk level. The fund manager will do the rest.

  • Recommended for long-term investments
  • The minimum amount of an investment is 1 euro
  • Wide range – various strategy, geography, equity, bond and technology funds
  • Convenient order placement in the Internet Bank and portfolio overview in the mobile app.
  • The fund invests in funds managed by many investment managers. There is a risk that an individual fund may fail to fulfil its obligations.
  • Individual financial instruments held by the investment fund may be not liquid enough. In such cases selling more of these financial instruments quickly and avoiding decrease of their price is difficult or impossible
  • If investments are made in foreign currencies, fluctuations of the exchange rate of the investment currency against the basic currency may also alter the value of investment

How does investing in funds work?

  • Open a current or an investment account, and then open and connect the securities account. They can be opened via Internet Bank free of charge
  • Choose traditional or strategy funds or both to invest
  • Buy funds
  • For best long-term results we suggest to create a regular fund standing order, since it will decrease the portfolio fluctuations

Customer-oriented and responsive bank and very competent employees.

Comment from NPS survey

 

I like those colourful tools that I can open a digital coin jar and savings account. It’s very easy.

Comment from NPS survey

 

Convenient, fast services, reliable, stable bank.

Comment from NPS survey

 

SEB investment funds

SEB funds are managed by investment professionals in accordance with the fund's prospectus. Those different types of funds may be suitable for various types of investors who expect a low risk-return-reward on investments as well as for a client who aims to complement a balanced investment portfolio, while accepting a higher risk. 

Choose your maximum level of risk and the portfolio management team will take care of the rest.

SEB Active funds are intended for long-term investing. When choosing the SEB Active fund in which to invest, the decisive factors are the purpose of investing, the term, acceptable risk level and the fees.  Learn more

  • Choose from various funds: bond, money market and stock funds. Also, you can choose from different countries, regions and economy sectors
  • Suitable for various types of investors

SEB funds are managed by investment professionals in accordance with the fund's prospectus. Those different types of funds may be suitable for various types of investors who expect a low risk-return-reward on investments as well as for a client who aims to complement a balanced investment portfolio, while accepting a higher risk. 

Choose your maximum level of risk and the portfolio management team will take care of the rest.

SEB Active funds are intended for long-term investing. When choosing the SEB Active fund in which to invest, the decisive factors are the purpose of investing, the term, acceptable risk level and the fees.  Learn more

Investment ABC

If you are new to investing, it could be difficult to understand all the details. So, we created a short guide which will help you to learn the basic stuff.

  • Guide on how to get started
  • Advice on what to look for when choosing where to invest
  • Investing dictionary

If you are new to investing, it could be difficult to understand all the details. So, we created a short guide which will help you to learn the basic stuff.

Calculate how much you could earn by investing

Pricing of investment products depends largely on the fund you are planning to invest in. However, you should consider with the following fees and charges:

  •  Securities account opening, which is free of charge in Internet Bank
  • Investment account opening (recommended, not must) which is free of charge
  • Safekeeping fee / Monthly administration fee
  • Fund ongoing charge

Costs and charges of investment funds depends largely on the fund you are planning to invest in. Please see the costs and charges applied for a particular fund that you would like to invest in the prospectus or another document of the fund as well as ex ante costs and charges report of the fund, which could be found here.
Usually, the costs and charges of investment funds are composed of the following:

  • Securities account opening 
  • Safekeeping fee / Monthly administration fee depending on the unit class of the fund 
  • Fund ongoing charge

Learn more:

Bank pricelist
Instrument expenses

Not sure how to start? Our consultants can help.

  • You can consult online via video meeting
  • Review your financial situation
  • We will recommend solutions based on your situation and needs

When investing you are protected by Markets in Financial Instruments Directive (MiFID)

  • Investor protection as stated by MiFID
  • Transparency of financial markets
  • Your investments are kept separated from the bank’s balance sheet which means they are protected from the bank’s creditors

It is required to have a securities account to invest

  • It is used to hold securities and engage in securities transactions
  • Transfer to or receive securities from third parties, i.e., to or from other individuals or companies
  • An opportunity to buy and sell independently by using the Internet Bank
  • No fees for opening or closing the securities account