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and do not change your habits also when retired!
A trip every year, nice shoes every month, delicious dinner every day – there are things and habits we enjoy on a usual day by creating joy and feeling of comfort long-term.
Choose the correct investment strategy, receive pension in the amount of your salary and keep your habits also when retired!
Pension system
 The first step towards a bigger pension – the 2nd level of pensions
When applying for the 2nd level of pension, you: - Form additional savings for your pension for yourself specifically, without any additional contribution;
- Obtain annual increase of capital because funds are invested in financial instruments depending on your chosen investment strategy;
- Receive guarantees from the state for security of invested money.
If you have applied for the 2nd level pension in another bank, please be advised that, starting from the new year, it is possible to change your pension capital manager! A successfully selected manager is the most important factor for increasing your pension capital!
The next step – safe and profitable savings for your future, in the 3rd level of pensions
The 3rd level of pension is a profitable and forward-looking possibility to guarantee well-ensured pension years for you. SEB banka offers two options in this level:
Additional offer:
When making savings for your pension, you can choose also life and accident insurance;
When saving for your pension in an insurance policy, it is possible to use saved capital also before reaching the age of 55.
Valuable advice:
Submit an annual income declaration to the State Revenue Service and regain 23% of contributions made during the year for the 3rd level of pension or in the accumulative life insurance! Example about filling in a personal income declaration is available on: www.seb.lv/dziviba.
How to apply for a bigger pension? - Fill in applications for the 2nd and the 3rd level pensions at any client service centre of SEB banka or on Ibanka!
- Calculate your monthly pension already now.
- If you need professional's advice on how to ensure your future at the age of pension the most advantageous way, please visit any client service centre of SEB banka.
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