Personal

The Active Card


Fee for issuing a card 1

 Ls 2,00

Annual cardholder's fee

Free of charge

Annual cardholder's fee for an additional card

Free of charge

Fee for replacing a card 1

Ls 3,00

Commission for a purchase

Free of charge

Commission for card renewal

Free of charge

Cash withdrawal in other bank 1

1,5%, min Ls 2,50

Cash withdrawal at ATMs of:

  • SEB banka 1

1,5%, min Ls 1,00

  • SEB Group (Estonia, Lithuania, Sweden) 1

1,5%, min Ls 1,00

  • DNB banka, GE Money Bank, Hipoteku banka, Rietumu banka and Swedbank in Latvia 1

1,5%, min Ls 1,00

  • other banks 1

1,5%, min Ls 2,00

Cash withdrawal at merchant outlets

1,5%, min Ls 1,00

Credit annual percentage rate

24% (per year)

Commission for a delayed payment and/or insufficient funds in income account to cover automatic credit payment 2

60% (per year),

min Ls 0,50

Change of parameters

Ls 1,00

Active Card account:

  • opening

Free of charge

  • monthly servicing

Free of charge

  • closing

Free of charge

Automated credit payment

Free of charge

Ordinary transfer in Ls to an account in SEB banka or other bank

Ls 1,00

Ordinary transfer in Ls via Ibanka to an account in SEB banka or other bank

Ls 1,00

Interest on the Active Card account

0%

Non-cash payment into the Active Card account

Ls 1,00

Cash credit to the Active Card account

Ls 1,00

 

Others charges and terms related to the Active Card
 

Fee for reviewing of an unjustified complaint

Ls 5,00

Fee for the change of PIN code in SEB banka's ATMs 3

Ls 1,00

Fee for unblocking smart card PIN if PIN is entered incorrectly for 3 consecutive times while using POS terminal

Ls 1,00

Monthly bank statements broken down by customer's accounts:

  • in the SEB banka

Ls 0,50

  • by mail

Ls 1,00

Commission for inspection of account balance at ATMs of:

  • SEB banka

Free of charge

  • SEB Group (Estonia, Lithuania, Sweden)

Ls 0,10

  • DNB banka, GE Money Bank, Hipoteku banka, Rietumu banka and Swedbank in Latvia

Ls 0,10

  • another banks in Latvia

Ls 0,20

  • another banks abroad

Ls 0,50

Fee for urgent making of a card  4

Ls 10,00

Fee for sending of the card by post in Latvia

Free of charge

Fee for sending of the card by courier in Latvia 5 (including VAT  standard rate)

Ls 6,00

Fee for sending of the card by post to foreign countries (including VAT  standard rate)

Ls 15,00

Surcharge on currency exchange when the currency of the card's main account is neither that of the transaction currency or that of the SEB banka's payment currency (in Latvia - Ls, abroad - EUR)

2%

Calculation period

1 month

 


For other services (current account maintenance, transactions against the account, cash transactions, processing of the customer's documents etc), which SEB banka provides to the customer in relation to payment card servicing, the customer pays according to SEB banka's Tariffs for Private Persons.


Cash withdrawal limit for the Active Card holders for the period of 24 hours is set at Ls 1 000,00.


Commission and interest payments are deducted from the Income Account.





 

1 Commission and interest payments are deducted from the Active Card Account.

2 Calculation is done on the negative balance of the Income Account.

3 The changed PIN code is valid until the end of the validity period written on the card. When renewing the card, a new PIN code is prepared.

4 Agreeing with the customer regarding receipt of the card in one of SEB banka's branches, the card is made within 4 banking hours.

5 Commission fee is being collected when the card is sent. If delivery hasn't been successful due to customer's fault after two courier's invitations, card is closed and commission fee isn't reimbursed.