Personal

Strategy Funds

More time for things of significance to you!

 

You should only choose the most appropriate investment strategy, and taking care of further funds management will be undertaken by us.


In order to invest in strategy funds, you need not be a professional in investment area because taking care of funds management will be undertaken by SEB investment management professionals' team. The only decision, that needs to be taken by the potential investor, is the choice of the most appropriates strategy, which accordingly is also the choice of the acceptable risk level for each specific investor.


Strategy funds investing approach MATR (Multi Asset Total Return) is based on the principles of absolute return. In other words, their task is to decrease fluctuations of investment values by striving to ensure positive investment return in any market situation.


Advantages of SEB Multi Asset strategy funds:

  • You should only choose the most appropriate strategy with the respective risk level – SEB professionals' team will do the rest;
  • wide range of financial instruments in the portfolio and decreasing the risk and retaining profitability potential;
  • strategy funds can serve as a good basis of portfolio, moreover  they can be combined with investments in other funds;
  • strategy funds are suitable for long-term investments;
  • funds offer access to such investment instruments, which are not available to direct investors;
  • strategies use risk hedging system whose task is to decrease short-term losses and limit them. Although no guarantees are given, however this system is striving to limit potential losses in 12–18 months' period to 2–10%;
  • the portfolio composition of strategy funds is evaluated once in a week, and if necessary, it gets dynamically changed given the mutual evaluations of long-term profitability forecasts and short-term market risks;
  • minimum investment amount – 15 euro.
  • When choosing the most appropriate strategy, the decisive factor is the target of investment, the period and the acceptable risk level.


    For example, if you will need access to the funds within the next three years, the most appropriate choice will be the conservative strategy, but if you are just starting to save to reach a long-term target, you can consider also higher risk investment solutions. The principle is fairly simple – the closer you are to reaching of the accrual target, the more advisable it is to assume a more reduced risk. Due to the fact that the targets may be many, it is also possible to use several strategies simultaneously.


    Moreover, your individual risk sustainability, knowledge and previous investment experience are also significant. By analyzing these factors, you will be able to fix appropriate strategy with the most suitable risk level.


    SEB banka offers three different risk level investment strategy solutions: conservative strategy, balanced strategy and active strategy.

    Performance of Transactions:

    • Orders submitted in the branch by 12.00 (in ibanka by 13.00), will be performed at the price of the next but one working day on the third working day.
    • Orders submitted in the branch after 12.00 (in ibanka after 13.00), will be performed at the price of the third working day on the fourth working day.
    • Switch orders are available for the funds within same price category.

     

    Nota bene!

    According to the amendments of 09.06.2010 to the law "On Personal Income Tax", income from the capital of a private individual are subject to tax deduction.


    Historical profitability does not guarantee equal profitability in the future. Mutual funds are subject to financial market risks, and in separate periods their value may also be negative.