What are the Advantages of the Lat Reserve Fund?

Liquidity - LRF certificates can be traded on any business day. To withdraw money from LRF, you should submit an application for the desired sum, and it will be at your disposal the next business day.

Diversification - By acquiring the investment certificates of the fund, you become the owner of a diversified securities portfolio. The assets of LRF are placed in various safe investments - State bonds, company debt securities and bank deposits. The wide diversification of LRF assets minimizes the investment risk, ensuring the safety of your assets.

Safety - the LRF assets are placed in the safest of safe financial instruments - bonds and deposits - with a guaranteed profitability! LRF property belongs to the investors and is kept separate from the SEB Wealth Management (SEB Funds) and the SEB banka of Latvia assets. LRF investment certificates are public securities, with their issue registered in the Latvian Central Depository. The activities of the SEB Wealth Management and the SEB banka of Latvia are supervised by the Commission of Finance and Capital markets.

Economy of Scale - By investing in the LRF you join with other investors to function as one major investor, which allows you to benefit from relatively small bank and broker commissions, as well as management fees.