SEB GroupSEB Group | RSSRSS | Sitemap | PrintPrint
Personal

Alternative Mutual Funds

Choose the best fitting!


Alternative mutual funds are absolute return funds, which irrespective of the market trends should provide a positive return. It means that the fund manager – irrespective of the market development trends – is constantly looking for active operations in order to ensure positive return and growth of fund value. Mutual fund according to the definition cannot ensure only a positive return, but the above mentioned principle of operations means that the trends of price growth, as well as fall and potential of different investment objects will be used.


Alternative mutual funds may be divided as follows:

  • funds of commodities – precious metal/gold funds. Funds are invested in companies' shares, which are related to precious metals, gold, oil, etc.;
  • real estate funds – funds, which make investments in real estate objects, their financing, as well as securities whose security is a real estate mortgage;
  • hedge funds – mutual funds, which in their portfolio may include different type of financial instruments and follow different investment strategies by changing them depending on the situation in the financial markets. Hedge funds often use also derivate financial instruments in their portfolios, which have a higher degree of risk.

    • Advantages of alternative funds:

  • a possibility to save funds conveniently for meeting long-term objectives;
  • a possibility in long term to earn more than offered by the traditional mutual funds;
  • a possibility to diversify the portfolio;
  • activities of the funds include both traditional, as well as non-traditional and innovative solutions and approaches;
  • minimum investment amount – 15 EUR.

    • How to invest in alternative mutual funds?

    In order to purchase any of SEB offered funds, you need an open securities account. Opening of securities account in ibanka is free of charge. Submission of SEB funds purchase order can be done in any SEB banka's branch, as well as in SEB banka's internet bank ibanka.


    Performance of transactions:

    • Orders submitted in the branch by 12.00 (in ibanka by 13.00) will be performed at the price of the same day on the next working day;
    • Orders submitted in the branch after 12.00 (in ibanka after 13.00) will be performed at the price of the next day on the day after the next working day.

    Nota bene!

    According to the amendments of 09.06.2010 to the law "On Personal Income Tax", income from the capital of a private individual are subject to tax deduction.


    Historical profitability does not guarantee equal profitability in the future. Mutual funds are subject to financial market risks, and in separate periods their value may also be negative.

    Contacts

    Read more

    "SEB finanšu centrs", Meistaru iela 1, Valdlauci, Kekavas pagasts, Kekavas novads , LV-1076, Latvia