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SEB Customer Benefit Programme
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Favourable conditions and preferential treatment
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We sincerely hope that your experience with SEB bank only becomes more and more satisfactory, and for this purpose we invite you to join the Customer Benefit Programme. The Programme grants you favourable terms for banking services along with a special status, as well as lets you enjoy a preferential treatment. Depending on the contribution to the cooperation between you and the bank, it is possible to become a Programme Participant, Silver Customer or Gold Customer. The higher the level, the more advantages and opportunities are available to you. You can apply for the SEB Customer Programme at Internetbank (in the section Applications – Customer Benefit Programme) or in one of the SEB Client Service Centers. Remember- a fruitful cooperation never ends!
Apply for the ProgrammeThe first level - Programme Participant
As a Customer Programme Participant you have a certain status which can be checked at Internetbank. In your Inbox you will regularly receive information about the news and special offers for the Programme Participants.
The second level – Silver Club Participant
You have reached a respectable status in our programme. Participants of this Programme level receive discounts for several banking services (for instance, a fee of utilised credit, attendance of your Customer Plan, processing a Mortgage Loan and other services), as well as overviews of the financial market.
All Silver Customers can receive a free of charge consultation with the Bank's experts. Fill in the application form at the SEB homepage or in one of the SEB Client Service Centers.
You can see the discounts offered for SEB Silver Customers in the section "Regulations and Price list".
The third level – Gold Club Participant
Gold Customer is an especially privileged level of the Customer Programme whose members receive the best return from the cooperation with the Bank. Gold Club enjoys the most considerable advantages. Take a look at some of them:
- The services of personal consultant;
- A special telephone line;
- Higher discounts for banking services. You can see the discounts offered for SEB Gold Customers in the section "Regulations and Price list".
- Access to detailed reviews of the financial market;
- Priority in cues, when visiting SEB bank's branches with your Gold credit card.
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STANDARD FEES |
FEES FOR SILVER CLUB CUSTOMER (Percentage discount) |
FEES FOR GOLD CLUB CUSTOMER (Percentage discount) |
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Monthly service fee for the Customer Plans | |||
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"Basic Plan" 1 |
Ls 1,00 |
Ls 0,75 (-25%) |
Ls 0,50 (-50%) |
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"Active Plan" 2 |
Ls 2,00 |
Ls 1,50 (-25%) |
Ls 1,00 (-50%) |
| Savings account |
Standard interest rate |
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Credit cards | |||
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Fee for utilised credit for credit cards 3 with revolving credit line |
21% per year |
18% per year (-14%) |
16% per year (-24%) |
| VISA Gold and Mastercard Gold: | |||
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Ls 30,00 |
Ls 30,00 (0%) |
Ls 15,00 (-50%) |
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Ls 30,00 |
Ls 30,00 (0%) |
Ls 15,00 (-50%) |
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Ls 30,00 |
Ls 30,00 (0%) |
Ls 15,00 (-50%) |
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Ls 30,00 |
Ls 30,00 (0%) |
Ls 20,00 (-33%) |
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Consumer loan | |||
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Processing of a loan (% of the loan amount) |
2%, min Ls 20,00 |
1,5%, min Ls 15,00 (-25%) |
1%, min Ls 10,00 (-50%) |
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Interest rate if the Customer's regular income is credited (transferred) to SEB banka |
from 16% per year |
from 14% per year |
from 12% per year |
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Mortgage and Construction loan | |||
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Processing of a loan (% of the loan amount) |
up to 1,5%, min Ls 50,00 |
up to 1%, min Ls 50,00 (up to -33%) |
up to 0,5%, min Ls 50,00 (up to -66%) |
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Leasing | |||
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Processing of leasing agreement documents |
1,5% of the price of leasing object, |
1% of the price of leasing object, |
0,5% of the price of leasing object, |
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Electronic payments | |||
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Digipass issuance |
Ls 9,00 |
Ls 5,00 (-44%) |
Free of charge (-100%) |
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Life insurance savings | |||
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Processing of an agreement |
Ls 15,00 |
Free of charge (-100%) |
Free of charge (-100%) |
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Pension fund Level 3 | |||
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Fee for the average asset value of the pension plan per year |
1,5% |
1,25% (-17%) |
1% (-33%) |
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SEB mutual funds 6 | |||
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Subscription and regular payment order in a branch or in Internetbank (Ibanka): 7 | |||
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0,75% |
0,7% (-6,7%) |
0,6% (-20%) |
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0,5% |
0,45% (-10%) |
0,4% (-20%) |
The customer pays for other services according to the stardard SEB banka's Uniform Tariffs for Private Persons.
1 When the client reaches 60 years of age, the pricelist of Senior Plan is applied to SEB banka services included in the Customer Plan.
2 The Active Plan in addition includes – issue of a one Credit Card (VISA Classic, MasterCard Classic or Credit card of Your Style with the pricelist Revolving credit Line) and use without annual fee during the entire duration of the Customer Plan.
3 MasterCard Standarta credit card, VISA Classic, MasterCard Classic, VISA Gold, MasterCard Gold, MasterCard Platinum, VISA Credit card of Your Style.
4 If the customer has already a credit card issued by SEB banka - Free of charge.
5 Fee applies starting with the second year from the year the card was issued.
6 The maximum allowed subscription fee is indicated in each fund's prospectus. In cases when maximum allowed subscription fee indicated in the prospectus of the fund exceeds the fee indicated in the pricelist, a smaller fee will be applied. If the maximum subscription fee indicated in the prospectus is 0%, fee indicated in the prospectus will be applied. The price group for SEB funds that are included in the public offer is indicated in fund's fact sheet.
7 Regular payment orders or operations in Ibanka are possible only for those funds for which it has been provided for in the annex of the fund prospectus.
SEB Customer Benefit Programme consists of three levels which depend on your status and contribution to the cooperation with bank. Moving from one level to another, your advanatges and opportunities are increasing. To become the Programme Particpant of first level you just have to apply for the Programme at Internetbank or in one of the SEB Client Service Centers. As soon as you meet the requirements of the next level, you will be automatically transferred into the Silver or Gold Customer Club. The status of your Customer Benefit Programme can be checked at Internetbank (at the upper right corner of the first screen).
If you want to become a SEB Silver or Gold Club member, please get acquianted with the following participation provisions:
The second level – Silver Customer Club
The third level – Gold Customer Club
Income from LVL 600*
Income from LVL 140 and total savings LVL 7000*
Income from LVL 1060*
Income from LVL 140 and total savings LVL 28200*
Five everyday services of the bank are used:
Current account, Payment card, Internetbank, SMS bank, Savings account or any of the bank's Customer plans
At least two of others bank's services are used:
Credit card with the credit limit, Private accumulation together with insurance, Deposit, Private pension savings, Investment funds, Home loan, Leasing, Consumer financing (Consumer loan, Overdraft, Student loan), Securities, Loan Payment insurance or Life insurance without creating an accumulation.
At least three of others bank's services are used:
Credit card with the credit limit, Private accumulation together with insurance, Deposit, Private pension savings, Investment funds, Home loan, Leasing, Consumer financing (Consumer loan, Overdraft, Student loan), Securities, Loan Payment insurance or Life insurance without creating an accumulation.
* or equivalent amount in another currency.